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Sold for $665,000
  • $665,000

    20638 Torre Del Lago ST, ESTERO, FL 33928

    5beds
    2,992sqft
    Single Family Residence
    Built in 2006
    9,670 Square Feet Lot
    $652,000 Zestimate®
    $222/sqft
    $4,417 Estimated rent

    Home value

    $652,000

    $580,000 - $737,000

    $4,417/mo

    Zestimate® history
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    What's special

    Pool and spaCovered lanaiPrivate oasisUpdated backsplashQuartz countertopsCustom window treatmentsRoman soaking tub
    NOW PENDING BUT ACCEPTING BACK-UP OFFERS. This one’s a showstopper, one of the prettiest homes out there with a true coastal vibe and a feel that’s both fresh and timeless. The Oxford floor plan, completely redone with high-end finishes, offers that perfect balance of comfort, function, and Florida style. Step inside and you’ll immediately feel the quality. All-new flooring runs throughout the home, setting the tone for a light, open look. The kitchen shines with quartz countertops, wood cabinetry, updated backsplash, and under-cabinet lighting plus stainless appliances and a fresh, coastal palette that ties it all together. The main level includes a 5th bedroom or optional den/office with a full bath nearby, perfect for guests or multi-generational living. The bathrooms have all been renovated with new cabinetry, lighting, fixtures, and beautiful tile work, no detail overlooked. Upstairs, the spacious primary suite is a retreat of its own, featuring beautiful flooring, a Roman soaking tub, a large walk-in shower with dual heads and frameless glass, and custom closet built-ins. Crown molding, plantation shutters, and custom window treatments finish every space with a touch of elegance. Step out back to your private oasis, a pool and spa surrounded by lush landscaping and rock accents. The covered lanai offers the ideal setup for relaxing or entertaining, with plenty of space to dine or unwind. Even the garage has been elevated with built-ins, epoxy flooring, and room to work or store your toys. Beyond the home, the 999-acre Bella Terra community is a lifestyle in itself. With 400 acres of conservation preserves and 100 acres of lakes, residents enjoy a resort-style clubhouse featuring a 24-hour fitness center, a vibrant social calendar (including bingo, boot camp, water aerobics, poker, yoga and food truck events), and endless recreation. The expansive resort-style pool and spa, along with a secured, shaded children's play area, ensure fun for all ages. Sports enthusiasts will appreciate the tennis, pickleball, basketball, softball, soccer field, bocce ball courts, sand volleyball and even an in-line skate rink. Discover tranquility in the peaceful butterfly garden. Bella Terra isn't just a community; it's a place where every day feels like a vacation – a place you'll be proud to call home.

    Zillow last checked:

    Listing updated:

    Listed by:

    Lisa Ninchritz 239-405-0700,

    Royal Shell Real Estate, Inc.

    Bought with:

    Christine Yeaw

    Phase III Real Estate Services

    Source: SWFLMLS,MLS#: 225069247MLS LogoOriginating MLS: Bonita Springs

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 3
    • Full bathrooms: 3
    Rooms
    • Room types: Den - Study, Family Room, Great Room, Guest Room, Office, Screened Lanai/Porch, 5 Bed
    Bedroom
    • Features: First Floor Bedroom, Master BR Upstairs, Split Bedrooms
    Dining room
    • Features: Breakfast Bar, Breakfast Room, Dining - Living
    Kitchen
    • Features: Island, Pantry
    Heating
    • Central
    Cooling
    • Ceiling Fan(s), Central Air
    Appliances
    • Included: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Washer
    • Laundry: Inside
    Features
    • Built-In Cabinets, Closet Cabinets, Custom Mirrors, Foyer, French Doors, Pantry, Vaulted Ceiling(s), Volume Ceiling, Walk-In Closet(s), Window Coverings, Den - Study, Family Room, Great Room, Guest Room, Home Office, Laundry in Residence, Screened Lanai/Porch
    • Flooring: Laminate, Tile, Wood
    • Doors: French Doors, Impact Resistant Doors
    • Windows: Window Coverings, Shutters - Manual
    • Has fireplace: No
    Interior area
    • Total structure area: 3,659
    • Total interior livable area: 2,992 sqft

    Property

    Parking
    • Total spaces: 3
    • Parking features: Driveway, Attached
    • Attached garage spaces: 3
    • Has uncovered spaces: Yes
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Deck, Screened Lanai/Porch
    • Has private pool: Yes
    • Pool features: Community, In Ground
    • Has spa: Yes
    • Spa features: Community, In Ground
    • Has view: Yes
    • View description: Landscaped Area
    • Waterfront features: None
    Lot
    • Size: 9,670 Square Feet
    • Features: Regular
    Details
    • Additional structures: Tennis Court(s)
    • Parcel number: 294626E30200B.0600
    • Zoning: RPD

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Block, Frame, Stucco
    • Foundation: Concrete Block
    • Roof: Tile
    Condition
    • New construction: No
    • Year built: 2006

    Utilities & green energy

    • Water: Central

    Community & HOA

    Community
    • Features: Clubhouse, Park, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
    • Security: Security System, Smoke Detector(s), Gated Community
    • Subdivision: BELLA TERRA
    HOA
    • Has HOA: Yes
    • Amenities included: Basketball Court, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Spa/Hot Tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
    • HOA fee: $3,244 annually
    Location
    • Region: Estero

    Financial & listing details

    • Price per square foot: $222/sqft
    • Tax assessed value: $607,558
    • Annual tax amount: $8,922
    • Date on market: 10/17/2025
    • Lease term: Buyer Finance/Cash,FHA,VA
    • Contingency: Financing

    Price history

    DateEventPrice
    12/1/2025Sold$665,000-4.6%$222/sqft
    Source: SWFLMLS #225069247 Report a problem
    10/28/2025Pending sale$697,000$233/sqft
    Source: SWFLMLS #225069247 Report a problem
    10/17/2025Listed for sale$697,000+19.1%$233/sqft
    Source: SWFLMLS #225069247 Report a problem
    4/21/2021Sold$585,000-2.5%$196/sqft
    Source: Public Record Report a problem
    3/2/2021Pending sale$599,999$201/sqft
    Source: Keller Williams Elite Realty #221007483 Report a problem
    2/12/2021Listed for sale$599,999+26.3%$201/sqft
    Source: Keller Williams Elite Realty #221007483 Report a problem
    10/20/2016Sold$475,000+1.1%$159/sqft
    Source: Public Record Report a problem
    9/8/2016Pending sale$469,900$157/sqft
    Source: Engel & Voelkers Bonita-Estero #216038205 Report a problem
    9/8/2016Listed for sale$469,900$157/sqft
    Source: Engel & Voelkers Bonita-Estero #216038205 Report a problem
    7/25/2016Listing removed$469,900$157/sqft
    Source: Engel & Volkers Bonita-Estero #216038205 Report a problem
    7/6/2016Price change$469,900-2.1%$157/sqft
    Source: Engel & Volkers Bonita-Estero #216038205 Report a problem
    5/19/2016Listed for sale$479,900+10.3%$160/sqft
    Source: Owner Report a problem
    10/15/2013Listing removed$434,900$145/sqft
    Source: Florida Platinum Realty #213502794 Report a problem
    9/21/2013Listed for sale$434,900-6.7%$145/sqft
    Source: Florida Platinum Realty #213502794 Report a problem
    9/29/2006Sold$466,000$156/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$9,268 +3.9%$594,000 +10%
    2024$8,923 +9.1%$540,000 +10%
    2023$8,176 +12.2%$490,909 +10%
    2022$7,285 +24.4%$446,281 +32.4%
    2021$5,857 +3.1%$337,046 +6.8%
    2020$5,682 -1.2%$315,715 -1%
    2019$5,751 $318,953 -0.8%
    2018$5,751 -2.1%$321,368 -3.9%
    2017$5,876 -3.6%$334,303 +4.1%
    2016$6,095 +49.4%$321,097 +2.3%
    2015$4,080 $313,785
    Find assessor info on the county website

    Neighborhood: 33928

    Nearby schools

    GreatSchools rating
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