Backing to a peaceful wooded setting in the highly desirable Lowes Island at Cascades community, this beautifully maintained 3 bedroom, 3.5 bath home offers nearly 2,500 square feet of inviting living space, a two car garage, and hard-to-find privacy. Built in 1995, it blends warm, timeless finishes with an easy, functional layout designed for both everyday living and entertaining. Step inside to find rich cherry hardwood floors, elegant millwork, and a welcoming main level filled with charm. Crown molding, a ceramic tile powder room, and a designated dining area with added millwork create a refined yet comfortable feel. The open kitchen and adjoining family room invite connection, anchored by a fireplace with built-in shelving above. The kitchen offers granite countertops, white cabinetry, and stainless steel LG appliances including a gas range, built-in microwave, French door refrigerator, dishwasher, and beverage fridge along with generous prep space and a pantry. Upstairs, three spacious bedrooms feature plush carpet, high ceilings, and ceiling fans. A well-appointed hall bath with white ceramic tile and a vanity serves the secondary bedrooms. The primary suite is a true retreat with a tray ceiling, a custom walk-in closet, and a spacious bath featuring a soaking tub, separate shower, and white cabinetry. The convenience of bedroom-level laundry adds to the home’s thoughtful design. The walk-out lower level adds wonderful flexibility. It features great natural light, a full bath, a versatile den or bonus room ideal for guests, a home office, gym, or potential fourth bedroom, and a second gas fireplace. With access to both the backyard and garage, this level adapts beautifully to your needs. Outside, enjoy a deck and patio overlooking the wooded backdrop, perfect for relaxing or entertaining in a peaceful, private setting. Ample parking adds convenience, and major updates including the roof, HVAC, and water heater were completed around 2016. All of this is set within Lowes Island at Cascades in Sterling, VA, a community that feels like its own little escape. Spend weekends by the pool, on the courts, or exploring miles of scenic trails along the Potomac River. With parks, playgrounds, Algonkian Regional Park nearby, and easy access to shopping, dining, and commuter routes, Lowes Island at Cascades offers a lifestyle that feels both vibrant and effortlessly connected.
Sold for $740,000
$740,000
20660 Muddy Harbour Sq, Sterling, VA 20165
3beds
2,424sqft
Townhouse
Built in 1995
1,742 Square Feet Lot
$742,800 Zestimate®
$305/sqft
$3,369 Estimated rent
Home value
$742,800
$706,000 - $780,000
$3,369/mo
Zestimate® history
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List your homeWhat's special
Peaceful wooded settingTwo car garageAmple parkingGranite countertopsPeaceful private settingRich cherry hardwood floorsCrown molding
Zillow last checked:
Listing updated:
Listed by:
Kim Spear 703-618-6892,
Keller Williams Realty
Bought with:
Suzy French, 0225068384
Long & Foster Real Estate, Inc.
Source: Bright MLS,MLS#: VALO2118628
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Primary bedroom
- Features: Flooring - Carpet, Ceiling Fan(s), Walk-In Closet(s)
- Level: Upper
- Area: 256 Square Feet
- Dimensions: 16 X 16
Bedroom 2
- Features: Flooring - Carpet, Ceiling Fan(s)
- Level: Upper
- Area: 110 Square Feet
- Dimensions: 10 X 11
Bedroom 3
- Features: Flooring - Carpet, Cathedral/Vaulted Ceiling, Ceiling Fan(s)
- Level: Upper
- Area: 132 Square Feet
- Dimensions: 12 X 11
Primary bathroom
- Features: Flooring - Ceramic Tile, Soaking Tub, Double Sink
- Level: Upper
- Area: 88 Square Feet
- Dimensions: 11 X 8
Breakfast room
- Features: Flooring - HardWood
- Level: Main
- Area: 77 Square Feet
- Dimensions: 7 X 11
Dining room
- Features: Flooring - HardWood, Crown Molding, Chair Rail
- Level: Main
- Area: 190 Square Feet
- Dimensions: 10 X 19
Family room
- Features: Flooring - HardWood, Fireplace - Gas, Built-in Features, Ceiling Fan(s), Crown Molding
- Level: Main
- Area: 176 Square Feet
- Dimensions: 16 X 11
Family room
- Features: Flooring - Carpet, Crown Molding, Track Lighting, Fireplace - Gas
- Level: Lower
- Area: 418 Square Feet
- Dimensions: 19 X 22
Foyer
- Features: Flooring - HardWood
- Level: Main
- Area: 30 Square Feet
- Dimensions: 5 X 6
Kitchen
- Features: Flooring - HardWood, Granite Counters, Kitchen - Gas Cooking, Pantry, Recessed Lighting, Crown Molding
- Level: Main
- Area: 165 Square Feet
- Dimensions: 15 X 11
Laundry
- Level: Upper
Living room
- Features: Flooring - HardWood, Crown Molding
- Level: Main
- Area: 221 Square Feet
- Dimensions: 13 X 17
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air, Programmable Thermostat, Electric
Appliances
- Included: Microwave, Dryer, Washer, Dishwasher, Disposal, Refrigerator, Stainless Steel Appliance(s), Gas Water Heater
- Laundry: Upper Level, Laundry Room
Features
- Dining Area, Kitchen - Gourmet, Breakfast Area, Combination Kitchen/Living, Kitchen Island, Kitchen - Table Space, Combination Dining/Living, Eat-in Kitchen, Primary Bath(s), Chair Railings, Upgraded Countertops, Crown Molding, Built-in Features, Recessed Lighting, Open Floorplan, Ceiling Fan(s), 9'+ Ceilings, Tray Ceiling(s), Vaulted Ceiling(s)
- Flooring: Hardwood, Carpet, Wood
- Doors: Six Panel, Sliding Glass
- Windows: Skylight(s), Double Pane Windows, Low Emissivity Windows, Vinyl Clad
- Basement: Connecting Stairway,Exterior Entry,Rear Entrance,Front Entrance,Full,Finished,Heated,Windows,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Corner, Gas/Propane
Interior area
- Total structure area: 2,424
- Total interior livable area: 2,424 sqft
- Finished area above ground: 2,424
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Garage Faces Front, Garage Door Opener, Concrete, Off Street, Driveway, Attached
- Attached garage spaces: 2
- Uncovered spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck, Patio
- Pool features: Community
- Fencing: Back Yard,Privacy
- Has view: Yes
- View description: Trees/Woods, Garden
Lot
- Size: 1,742 sqft
- Features: Backs to Trees, Wooded, Suburban
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 006293228000
- Zoning: PDH4
- Special conditions: Standard
Construction
Type & style
- Home type: Townhouse
- Architectural style: Colonial
- Property subtype: Townhouse
Materials
- Brick Front
- Foundation: Slab
Condition
- New construction: No
- Year built: 1995
- Major remodel year: 2015
Details
- Builder model: BILTMORE
- Builder name: ENGLE HOMES
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Underground Utilities, Cable Available
Community & neighborhood
Security
- Security features: Main Entrance Lock, Smoke Detector(s)
Location
- Region: Sterling
- Subdivision: Cascades
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $344 quarterly
- Amenities included: Basketball Court, Clubhouse, Jogging Path, Pool, Tennis Court(s), Tot Lots/Playground, Bike Trail, Common Grounds, Community Center, Fitness Center, Fencing, Meeting Room, Party Room, Picnic Area
- Services included: Management, Snow Removal, Trash, Pool(s), Common Area Maintenance, Insurance, Recreation Facility, Reserve Funds, Road Maintenance
- Association name: CASCADES
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 5/4/2026 | Sold | $740,000+1.4%$305/sqft |
Source:  Bright MLS #VALO2118628 Report a problem | ||
| 4/9/2026 | Contingent | $730,000$301/sqft |
Source: Bright MLS #VALO2118628 Report a problem | ||
| 4/8/2026 | Listed for sale | $730,000+44.6%$301/sqft |
Source: Bright MLS #VALO2118628 Report a problem | ||
| 1/13/2016 | Sold | $505,000-1.9%$208/sqft |
Source: Public Record Report a problem | ||
| 11/4/2015 | Price change | $514,900+1%$212/sqft |
Source: Keller Williams - Loudoun Gateway #LO9506902 Report a problem | ||
| 8/28/2015 | Price change | $510,000-2.9%$210/sqft |
Source: Owner Report a problem | ||
| 7/10/2015 | Listed for sale | $525,000+19.6%$217/sqft |
Source: Owner Report a problem | ||
| 7/15/2004 | Sold | $439,000+25.4%$181/sqft |
Source: Public Record Report a problem | ||
| 12/17/2002 | Sold | $350,000+55.1%$144/sqft |
Source: Public Record Report a problem | ||
| 4/16/1996 | Sold | $225,598$93/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,385 -5.5% | $668,930 +1.6% |
| 2024 | $5,696 +3.9% | $658,540 +5.1% |
| 2023 | $5,483 +6.2% | $626,580 +8% |
| 2022 | $5,161 +1.3% | $579,940 +11.6% |
| 2021 | $5,093 -1.7% | $519,670 +3.8% |
| 2020 | $5,180 | $500,510 +3.6% |
| 2019 | $5,180 -2.7% | $483,250 -1.5% |
| 2018 | $5,322 -2.5% | $490,470 +1.1% |
| 2017 | $5,458 +5.1% | $485,150 +6% |
| 2016 | $5,193 | $457,500 +46.4% |
| 2015 | $5,193 +2% | $312,520 +5.7% |
| 2014 | $5,091 | $295,770 -37% |
| 2008 | -- | $469,600 -12.7% |
| 2007 | -- | $538,000 -0.8% |
| 2006 | -- | $542,500 +36.2% |
| 2005 | -- | $398,400 |
| 2004 | -- | $398,400 +33.9% |
| 2003 | -- | $297,600 +8.7% |
| 2002 | -- | $273,700 +9% |
| 2001 | -- | $251,000 |
Find assessor info on the county website
Neighborhood: 20165
Nearby schools
GreatSchools rating
- 9/10Lowes Island Elementary SchoolGrades: PK-5Distance: 0.1 mi
- 5/10Seneca Ridge Middle SchoolGrades: 6-8Distance: 1.6 mi
- 6/10Dominion High SchoolGrades: PK-12Distance: 1.7 mi
Schools provided by the listing agent
- Elementary: Lowes Island
- Middle: Seneca Ridge
- High: Dominion
- District: Loudoun County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$742,800
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Estimated market value
$742,800
- Virginia
- Loudoun County
- Sterling
- 20165
- 20660 Muddy Harbour Sq
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