When this Bella Terra townhome hit the market it went under contract in just 4 days, and for good reason. Now it is back and represents one of the most compelling opportunities in Estero today. Tucked at the end of a quiet cul-de-sac with a private pool, this is the combination buyers wait for in Bella Terra and it rarely becomes available. The home offers 3 bedrooms, 2.5 baths, a spacious loft, and a 2-car garage across 2,255 square feet of beautifully finished living space. The main living area is open and inviting with tile flooring throughout the first floor and a kitchen that anchors the space with rich wood cabinetry, quartz countertops, and a timeless neutral palette that complements any decor. Upstairs, luxury vinyl plank flooring runs through all three bedrooms and the loft, adding warmth and durability throughout. The loft is one of the most versatile spaces in the home, ideal as a home office, media room, playroom, or flex space depending on your needs. The primary suite is a genuine retreat with a tray ceiling, large walk-in closet, soaking tub, and separate shower. Plantation shutters are featured throughout the home along with serene designer paint tones and finishes that are polished and move-in ready. Step outside and the private pool tucked behind the home on this peaceful cul-de-sac setting is exactly what makes this property so special. It is your own quiet escape with no shared space and a level of privacy that is hard to come by in any community at this price point. Major updates have already been completed including a new AC system in 2023, a new water heater in 2025, and a new pool pump in 2025. The property is not located in a flood zone, providing additional peace of mind for buyers. Bella Terra is one of Southwest Florida's most sought-after master-planned communities, spanning 999 acres with 400 acres of conservation preserves and 100 acres of lakes, all while maintaining some of the lowest HOA fees in Estero. Residents enjoy a resort-style clubhouse, 24-hour fitness center, pool and spa, tennis, pickleball, basketball, bocce, sand volleyball, soccer fields, an inline skate rink, a butterfly garden, and a full social calendar featuring food truck nights, poker, bingo, boot camp classes, and water aerobics. The location is equally impressive. Situated in Estero, Florida, this home is minutes from Southwest Florida International Airport, Florida Gulf Coast University, I-75, Miromar Outlets, Gulf Coast Town Center, Coconut Point Mall, and the Gulf beaches. Everything Southwest Florida has to offer is within easy reach, yet the cul-de-sac setting keeps daily life quiet and private. A private pool, a cul-de-sac lot, a move-in ready home with all major updates completed, resort amenities, and low HOA fees in one of Estero's most beloved communities. Come see it for yourself.
Pending
$449,000
20674 Larino LOOP, ESTERO, FL 33928
3beds
2,252sqft
Townhouse
Built in 2008
8,319 Square Feet Lot
$-- Zestimate®
$199/sqft
$339/mo HOA
What's special
Private poolMove-in ready homeSpacious loftQuartz countertopsTimeless neutral paletteSoaking tubSeparate shower
- 105 days |
- 93 |
- 2 |
Zillow last checked:
Listing updated:
Listed by:
Lisa Ninchritz 239-405-0700,
Royal Shell Real Estate, Inc.
Source: SWFLMLS,MLS#: 226008744
Originating MLS: Bonita Springs
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Den - Study, Screened Lanai/Porch, 3 Bed
Bedroom
- Features: Master BR Upstairs, Split Bedrooms
Dining room
- Features: Breakfast Bar, Breakfast Room
Kitchen
- Features: Pantry
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Refrigerator/Icemaker, Self Cleaning Oven, Washer
- Laundry: Inside
Features
- Built-In Cabinets, Foyer, Pantry, Smoke Detectors, Volume Ceiling, Walk-In Closet(s), Window Coverings, Den - Study, Laundry in Residence, Screened Lanai/Porch
- Flooring: Tile, Vinyl
- Windows: Window Coverings, Shutters
- Has fireplace: No
Interior area
- Total structure area: 2,665
- Total interior livable area: 2,252 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio, Screened Lanai/Porch
- Has private pool: Yes
- Pool features: Community, In Ground
- Spa features: Community
- Has view: Yes
- View description: Preserve
- Waterfront features: None
Lot
- Size: 8,319 Square Feet
- Features: Cul-De-Sac, Oversize
Details
- Additional structures: Tennis Court(s)
- Parcel number: 294626E21100A.0770
- Zoning: RPD
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
Materials
- Block, Frame, Stucco
- Foundation: Concrete Block
- Roof: Tile
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Water: Central
Community & HOA
Community
- Features: Clubhouse, Park, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
- Security: Smoke Detector(s), Gated Community
- Subdivision: BELLA TERRA
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Spa/Hot Tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
- HOA fee: $4,064 annually
Location
- Region: Estero
Financial & listing details
- Price per square foot: $199/sqft
- Tax assessed value: $395,735
- Annual tax amount: $3,970
- Date on market: 3/8/2026
- Lease term: Buyer Finance/Cash,FHA,VA
- Contingency: Sale of Home
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/20/2026 | Pending sale | $449,000$199/sqft |
Source: | ||
| 4/27/2026 | Listed for sale | $449,000$199/sqft |
Source: | ||
| 3/12/2026 | Pending sale | $449,000$199/sqft |
Source: | ||
| 3/8/2026 | Listed for sale | $449,000+57.5%$199/sqft |
Source: | ||
| 7/10/2015 | Sold | $285,000-1.7%$127/sqft |
Source: Public Record Report a problem | ||
| 4/17/2015 | Listed for sale | $289,900-0.8%$129/sqft |
Source: Royal Shell Real Estate, Inc. #215024480 Report a problem | ||
| 4/8/2014 | Listing removed | $1,850$1/sqft |
Source: RL Nardi & Associates Report a problem | ||
| 2/6/2014 | Listed for rent | $1,850$1/sqft |
Source: RL Nardi & Associates Report a problem | ||
| 5/31/2013 | Listing removed | $1,850$1/sqft |
Source: R.L. Nardi and Associates, Inc. #213012043 Report a problem | ||
| 4/9/2013 | Listed for rent | $1,850$1/sqft |
Source: R.L. Nardi & Associates. INC Report a problem | ||
| 3/17/2008 | Sold | $292,300$130/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,970 +3.3% | $242,130 +2.9% |
| 2024 | $3,845 +2.4% | $235,306 +3% |
| 2023 | $3,754 -1.2% | $228,452 +3% |
| 2022 | $3,802 +4% | $221,798 +3% |
| 2021 | $3,654 -0.5% | $215,338 +1.4% |
| 2020 | $3,674 -1.2% | $212,365 -1.1% |
| 2019 | $3,718 | $214,789 -0.8% |
| 2018 | $3,718 -2% | $216,413 -3.6% |
| 2017 | $3,795 -2.3% | $224,481 +3.6% |
| 2016 | $3,884 -9.4% | $216,722 +12.7% |
| 2015 | $4,285 | $192,310 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 33928
Nearby schools
GreatSchools rating
- 9/10Pinewoods Elementary SchoolGrades: PK-5Distance: 1.7 mi
- 8/10Three Oaks Middle SchoolGrades: 6-8Distance: 4.4 mi
- 4/10Estero High SchoolGrades: 9-12Distance: 4.3 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Lee County
- Estero
- 33928
- 20674 Larino LOOP





