LUXURY COLLECTION WATERFRONT ESTATE in the prestigious Cudjoe Gardens. A STUNNING TURNKEY PARADISE, SOLD AS IS WITH HIGH END DESIGNER FURNISHINGS & DECOR FROM RESTORATION HARDWARE, POTTERY BARN, & SERENA AND LILY. ALSO 2 HOBIE CATS. This Custom Built Home with a total of 5,373sf under roof is a masterpiece blending luxurious design with the serene beauty of the Florida Keys. Built on a sprawling waterfront ELEVATED corner lot of 16,500sf with 260FT of water frontage and deep draft. This gorgeous property offers an unparalleled tropical lifestyle, perfect for those who demand the best in comfort and elegance.Property Highlights4 Bedrooms + 5th Bedroom/office, Spacious, sunlit rooms designed for relaxation and productivity, including a versatile office or creative studio space which could be a 5th Bedroom.4 Full Bathrooms: Impeccably designed with high-end fixtures and finishes.Gourmet Kitchen: A chef's dream, featuring state-of-the-art appliances, custom cabinetry, and expansive Quartz countertops ideal for entertaining.Imported Italian & Moroccan Flooring: Stunning, high-quality flooring that enhances the luxurious ambiance throughout.12-16 Ft Ceilings: Create an open, airy feel while showcasing architectural sophistication.Saltwater Pool: Dive into the generously sized, chilled & heated concrete pool with water feature, lights and lounging platformOutdoor Kitchen: Stainless Steel Appliances, Spacious layout, Perfect for entertaining.2 Boat Lifts, 20k and 10kAdditional Amenities3 A/C Units: Individually climate-controlled zones, including the 3-car garage for comfort and convenience.Full Property Generator, 1000 gallon Propane Tank, Full Security System, Phantom SunShades for Screened in PorchThis meticulously designed property combines sophisticated interiors with exceptional outdoor living spaces. Located in a prime area of Cudjoe Key, this home offers privacy, stunning water views, and direct access to the pristine waters of the Lower K
Sold for $3,275,000
$3,275,000
20816 4th Ave W, Cudjoe Key, FL 33042
5beds
3,817sqft
Single Family Residence
Built in 2021
0.38 Acres Lot
$3,293,700 Zestimate®
$858/sqft
$18,847 Estimated rent
Home value
$3,293,700
$2.87M - $3.75M
$18,847/mo
Zestimate® history
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Waterfront estateSaltwater poolOutdoor kitchenExpansive quartz countertopsStunning water viewsGourmet kitchenSpacious sunlit rooms
Zillow last checked:
Listing updated:
Listed by:
Stacey Nash Pillari 305-906-0144,
Berkshire Hathaway HomeServices Knight & Gardner Realty
Bought with:
Stacey Nash Pillari, SL3426914
Berkshire Hathaway HomeServices Knight & Gardner Realty
Source: FLKMLS,MLS#: 612598
Originating MLS: Key West Association
Originating MLS: Key West AssociationFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Heating
- Central
Cooling
- Central Air, Ceiling Fans(s)
Appliances
- Included: More Appliances, Stainless Steel Appliance(s), Wine Cooler, Ice Machine, Freezer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer, Washer, On Demand Hot Water, Tankless Water Heater
- Laundry: Laundry Room
Features
- Built-in Cabinets, Quartz Countertops, Tray Ceiling(s), Bar, Other, Walk-In Closet(s), Storage, Entrance Foyer, Pantry, Split Bedroom, Cathedral Ceiling(s), Wet Bar, Other Specialty Room, Sound System
- Flooring: Tile
- Doors: Glass Doors, Impact Rstnce Doors, Sliding Glass Doors
- Windows: Drapes/Blinds Incl, Window Treatments, Impact Rstnce Window
- Furnished: Yes
Interior area
- Total interior livable area: 3,817 sqft
Property
Parking
- Total spaces: 4
- Parking features: Garage, Trailer Storage, RV Parking Open, Off Street, Guest, Garage Door Opener, Attached
- Has attached garage: Yes
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Yes, Accessible Doors, Parking
Features
- Levels: Ground Level
- Patio & porch: Deck, Screened Patio
- Exterior features: Built-in Barbecue, Water Display, Storage, Outdoor Kitchen, Lighting
- Has private pool: Yes
- Pool features: Heated, In Ground, Decked, Concrete, Salt Water
- Fencing: Fenced
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Front, Waterfront, Seawall: Concrete, Dock: Concrete, Dock Length: 150, Dockage: Boat Lift
Lot
- Size: 0.38 Acres
- Features: 1/4 - 1/2 Acre
- Residential vegetation: Fruit Tree(s)
Details
- Parcel number: 00174635000900
- Zoning: IS
- Zoning description: Improved Subivision District
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS, Concrete
- Roof: Metal
Condition
- New Construction
- New construction: Yes
- Year built: 2021
Utilities & green energy
- Electric: Elect Separate Meter, Generator
- Sewer: Municipal Sewer, Public Sewer
- Water: Water Separate Meter
- Utilities for property: FKAA, Propane
Green energy
- Energy efficient items: Lighting, Thermostat
Community & neighborhood
Security
- Security features: Smoke Detector(s), Security System, On Premises System
Location
- Region: Cudjoe Key
- Subdivision: Cudjoe Gardens (21.0)
HOA & financial
HOA
- Has HOA: Yes
- Services included: None
Other
Other facts
- Listing terms: Cash,VA Loan,Conventional
Price history
| Date | Event | Price |
|---|---|---|
| 10/28/2025 | Sold | $3,275,000-9%$858/sqft |
Source:  FLKMLS #612598 Report a problem | ||
| 7/18/2025 | Pending sale | $3,599,000$943/sqft |
Source: FLKMLS #612598 Report a problem | ||
| 7/3/2025 | Contingent | $3,599,000$943/sqft |
Source:  Key West AOR #612598 Report a problem | ||
| 6/3/2025 | Price change | $3,599,000-8.8%$943/sqft |
Source: FLKMLS #612598 Report a problem | ||
| 3/27/2025 | Price change | $3,945,000-1.3%$1,034/sqft |
Source: FLKMLS #612598 Report a problem | ||
| 2/10/2025 | Price change | $3,995,000-6%$1,047/sqft |
Source: FLKMLS #612598 Report a problem | ||
| 2/4/2025 | Price change | $4,250,000-11.4%$1,113/sqft |
Source: FLKMLS #612598 Report a problem | ||
| 12/8/2024 | Listed for sale | $4,799,000+1016%$1,257/sqft |
Source: FLKMLS #612598 Report a problem | ||
| 2/20/2019 | Sold | $430,000+56.4%$113/sqft |
Source: FLKMLS #581882 Report a problem | ||
| 3/1/2017 | Sold | $275,000+189.5%$72/sqft |
Source: Public Record Report a problem | ||
| 8/4/2000 | Sold | $95,000+11.8%$25/sqft |
Source: Public Record Report a problem | ||
| 6/17/1996 | Sold | $85,000$22/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $20,331 +10.6% | $2,070,577 +10% |
| 2024 | $18,378 +11.6% | $1,882,343 +10% |
| 2023 | $16,469 +13.5% | $1,711,221 +10% |
| 2022 | $14,509 +327.5% | $1,555,655 +318.1% |
| 2021 | $3,394 -0.2% | $372,075 +0.9% |
| 2020 | $3,399 | $368,693 +61.6% |
| 2019 | $3,399 +60.9% | $228,113 -3.7% |
| 2018 | $2,113 -6.5% | $236,775 -7.9% |
| 2017 | $2,259 +19.6% | $257,070 +2.4% |
| 2016 | $1,889 +3.1% | $251,129 +10.4% |
| 2015 | $1,833 | $227,374 |
Find assessor info on the county website
Neighborhood: 33042
Nearby schools
GreatSchools rating
- 6/10Sugarloaf SchoolGrades: PK-8Distance: 1.3 mi
- 4/10Key West High SchoolGrades: 9-12Distance: 18.4 mi
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Estimated market value
$3,293,700
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Estimated market value
$3,293,700
- Florida
- Monroe County
- Summerland Key
- 33042
- 20816 4th Ave W
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