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Off market
  • $2,345,000

    20816 Front Beach Rd, Panama City Beach, FL 32413

    6beds
    2,920sqft
    SingleFamily
    Built in 2002
    0.36 Acres Lot
    $2,345,000 Zestimate®
    $803/sqft
    $4,282 Estimated rent

    Home value

    $2,345,000

    $2.23M - $2.46M

    $4,282/mo

    Zestimate® history
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    $15,071/mo

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    What's special

    Welcome to this spectacular home in Santa Monica Beach. Inside and outside, you will have space large enough to host family gatherings & events. This gorgeous beach house is in a low-population area with a private, deeded access to the gated beach. You will enjoy recent upgrades since 2017. The upgrades include a new AC condenser, jacuzzi tub, saltwater pool, electric storm shutter system, tankless water heater, over-sized pool heater w/ hot tub mode, wrought iron palm tree stair railing, new furniture, an updated metal roof, new flooring, toilets, and bath fixtures. In 2023 the remodel included new flooring, bath fixtures, lighting, paint, indoor and outdoor furniture, landscaping, and a sprinkler system. The home also includes a Hayward smart saltwater pool controller, a Hayward variable speed pump, and a Hayward gas heater with new pool lights. The owners love the ocean views from this home, a large yard with freshly trimmed palm trees & landscaping throughout the property, an oversized pool, and the exclusive, private beach access. There is not an HOA but the beach is deeded to the (POA) Santa Monica Property Owners Association which was created in the early 1900s for the benefit of the homeowners in the community. This home is truly a piece of PCB history. The home does not require flood insurance and has hurricane shutters on all the 2nd floor windows including motorized for the main front windows. This helps the home insurance rate stay incredibly low. ($350 /mo) The spacious yard is unparalleled in Panama City Beach with the shed in the back that could he converted to an outdoor space, there are many options and opportunity; Purchasing this home could be an opportunity to one day split the lot and build a new house, guest house or pool house. This home can be a strong vacation rental, that will stay booked out all seasons of the year or a lovely residence for a private family/retiree. The strong demand for the heated pool and pet friendly options makes this home a no brainer for investors and residents. This property, and included beach access, could also make for a great wedding venue. Utility cost-efficient home. The irrigation is connected to a deep well. There is an active sewer hook-up available but the home is currently on a septic tank. There is a natural gas grill indoors and outdoors, with a natural has firepit. The home also has an oversized pool heater for extra efficiency to warm the pool in the coldest parts of the year. The average utilities are 350 Power, 150 Gas, 55 Fiber Internet, 70 Water. Good bones, solid home. The home has been thoroughly inspected by qualified general contractors and home inspectors. This is a great home that will last a lifetime! Buyer to verify any information 3% buyer’s agent commission **Inquire for more details.**

    This property is not currently displayed as for sale or rent on Zillow. This may be different from what's on other websites or public sources.

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 6
    • Bathrooms: 4
    • Full bathrooms: 4
    Heating
    • Forced air, Electric, Gas
    Cooling
    • Central
    Appliances
    • Included: Dishwasher, Dryer, Freezer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Trash compactor, Washer
    Features
    • Flooring: Tile, Carpet, Hardwood
    • Basement: Finished
    • Has fireplace: Yes
    Interior area
    • Total interior livable area: 2,920 sqft

    Property

    Parking
    • Total spaces: 8
    • Parking features: Garage - Attached, Off-street, On-street
    Features
    • Exterior features: Stone, Stucco, Wood, Cement / Concrete, Metal
    • Has view: Yes
    • View description: Water
    • Has water view: Yes
    • Water view: Water
    Lot
    • Size: 0.36 Acres
    Details
    • Parcel number: 37194000000

    Construction

    Type & style
    • Home type: SingleFamily
    Materials
    • Concrete Block
    • Roof: Metal
    Condition
    • Year built: 2002

    Community & HOA

    HOA
    • Has HOA: Yes
    • HOA fee: $20 monthly
    Location
    • Region: Panama City Beach

    Financial & listing details

    • Price per square foot: $803/sqft
    • Tax assessed value: $1,715,235
    • Annual tax amount: $21,119

    Price history

    DateEventPrice
    6/1/2026Listing removed$2,500,000$856/sqft
    Source: ECAOR #990262 Report a problem
    3/29/2026Price change$2,500,000-2%$856/sqft
    Source: ECAOR #990262 Report a problem
    3/9/2026Price change$2,550,000-1.2%$873/sqft
    Source: ECAOR #990262 Report a problem
    2/2/2026Price change$2,580,000-0.8%$884/sqft
    Source: CPAR #782793 Report a problem
    11/24/2025Listed for sale$2,600,000-1.9%$890/sqft
    Source: ECAOR #990262 Report a problem
    8/25/2025Listing removed$2,650,000$908/sqft
    Source: ECAOR #974328 Report a problem
    4/19/2025Listed for sale$2,650,000+7.1%$908/sqft
    Source: ECAOR #974328 Report a problem
    6/24/2024Listing removed$2,475,000$848/sqft
    Source: CPAR #752451 Report a problem
    6/14/2024Price change$2,475,000-0.4%$848/sqft
    Source: ECAOR #942017 Report a problem
    6/5/2024Price change$2,485,000-0.2%$851/sqft
    Source: ECAOR #942017 Report a problem
    5/23/2024Price change$2,490,000-4.2%$853/sqft
    Source: ECAOR #942017 Report a problem
    4/10/2024Listed for sale$2,599,000$890/sqft
    Source: ECAOR #942017 Report a problem
    3/29/2024Pending sale$2,599,000$890/sqft
    Source: ECAOR #942017 Report a problem
    3/20/2024Price change$2,599,000+4%$890/sqft
    Source: ECAOR #942017 Report a problem
    3/12/2024Listed for sale$2,500,000$856/sqft
    Source: ECAOR #942017 Report a problem
    2/19/2024Pending sale$2,500,000$856/sqft
    Source: ECAOR #942017 Report a problem
    2/7/2024Listed for sale$2,500,000+25%$856/sqft
    Source: CPAR #752451 Report a problem
    6/23/2023Sold$2,000,000+100%$685/sqft
    Source: CPAR #742023 Report a problem
    7/21/2017Sold$1,000,000-4.8%$342/sqft
    Source: CPAR #654947 Report a problem
    1/29/2004Sold$1,050,000+281.8%$360/sqft
    Source: Public Record Report a problem
    2/15/2001Sold$275,000$94/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$21,119 +19.8%$1,715,235 +44.6%
    2023$17,634 +38.5%$1,186,497 +10%
    2022$12,730 $1,078,634
    2021-- --
    2020$10,885 +0.9%$891,433 +2.2%
    2019$10,784 $872,013 +3.6%
    2018$10,784 +2%$841,798 +54.6%
    2017$10,577 +28.4%$544,496 +10.4%
    2016$8,239 +38.2%$493,392 +10%
    2015$5,960 $448,538 -0.8%
    2014$5,960 $452,153 -3%
    2013-- $466,132 -7.7%
    2012-- $504,874 -5.3%
    2011-- $533,342 -3.2%
    2010-- $551,119 -6.6%
    2009-- $590,142 -24.1%
    2008-- $777,771 -47.8%
    2007-- $1,489,981 +6.2%
    2006-- $1,403,307 +52%
    2005-- $923,045 +137.9%
    2004-- $387,949 +1.9%
    2003-- $380,715 +58.8%
    2002-- $239,815 +40.6%
    2001-- $170,616 +7.6%
    2000-- $158,605
    Find assessor info on the county website

    Neighborhood: 32413

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Hutchison Beach
    • Middle: Surfside
    • High: Arnold

    Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

    Sell for more on Zillow
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    $2,345,000
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    +$46,900
    With Zillow Showcase(estimated)
    $2,391,900