FISHERMAN'S DREAM! BIG BOATS WELCOME! DEEP WATER! LARGE WATERFRONT HOME in the prestigious neighborhood of Cudjoe Gardens. When you first walk up you will notice the beautiful landscaping, tropical fruit trees, key limes, mangoes, lemons, bananas and avocados! This stunning and elegant concrete residence on elevated lot, offers the perfect harmony of luxury and comfort. All new impact windows & doors, framed by custom plantation shutters. Every space has been meticulously curated, brand-new AC, and more! This incredible property with almost 3,000sf offers an open and spacious floor plan. The living area blends seamlessly with the screened in lanai with full bar, concrete heated, saltwater pool and overflow hot tub, offering full sun during the day. Leave the full wall of glass doors open to allow the fresh breeze of the Florida Keys as well as the gentle sound of the pool's waterfall. The Custom Chef's Kitchen has top of the line Stainless Steel Appliances, new wine cooler, Granite Countertops, huge island, and Custom Cabinetry. The home has a large master bedroom suite with its own living room/office/exercise area, sliders to back yard, 2 closets, and wonderful bathroom with spa like shower. 2 large guest bedrooms with full bath, an incredible Mother In Law/Guest Suite set up as bedroom sleeping 4-8 people with living area, with it's own driveway and private entrance and access to lanai, gorgeous bamboo flooring with inlayed Compass Rose and ceiling made of river recovered heart cypress, walk in closet designed as storm shelter, and full bath. Other features, outdoor kitchen and bar, 1 car garage with ample storage, double boat lift 20,000lb, 5 ft draft, 2 Ace 5,500lb davits, 100x10 concrete dock, Killer Dock brand fish cleaning station, commercial ice maker, and 5 min. Ride from the Ocean or Gulf, Fuel, Marina, and Tackle store, perfect for the avid fisherman. Wide canal, flow thru canal. This property is a boat lover, fisherman, and chef's Dream Home
Sold for $2,675,000
$2,675,000
20844 4th Ave W, Summerland Key, FL 33042
4beds
2,951sqft
Single Family Residence
Built in 1997
0.29 Acres Lot
$2,674,600 Zestimate®
$906/sqft
$7,958 Estimated rent
Home value
$2,674,600
$2.43M - $2.94M
$7,958/mo
Zestimate® history
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Huge islandGranite countertopsOutdoor kitchen and barBrand-new acCustom cabinetryNew wine coolerCustom plantation shutters
Zillow last checked:
Listing updated:
Listed by:
Stacey Nash Pillari 305-906-0144,
Berkshire Hathaway HomeServices Knight & Gardner Realty
Bought with:
Stacey Nash Pillari, SL3426914
Berkshire Hathaway HomeServices Knight & Gardner Realty
Source: FLKMLS,MLS#: 619299
Originating MLS: Key West Association
Originating MLS: Key West AssociationFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Central, Propane Stove, Electric
Cooling
- Central Air, Ceiling Fans(s)
Appliances
- Included: Washer, Stainless Steel Appliance(s), Wine Cooler, Ice Machine, Gas Appliances, Freezer, Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
- Laundry: Laundry Room
Features
- Built-in Cabinets, Bar, Other, Whirlpool Bath Tub, Walk-In Closet(s), Storage, Granite Counters, Entrance Foyer, Pantry, Split Bedroom, Wet Bar
- Flooring: Tile, Wood
- Doors: Glass Doors, Impact Rstnce Doors, Sliding Glass Doors
- Windows: Drapes/Blinds Incl, Window Treatments, Impact Rstnce Window
Interior area
- Total interior livable area: 2,951 sqft
Property
Parking
- Total spaces: 4
- Parking features: Garage, Trailer Storage, Off Street, Guest, Open, Garage Door Opener, Attached
- Has attached garage: Yes
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Yes, Accessible Doors, Parking, Accessible Kitchen
Features
- Levels: Ground Level
- Patio & porch: Lanai, Open Porch/Balcony, Patio, Screened Patio, Screened P/B
- Exterior features: Bar, Water Display, Storage, Sprinkler System, Outdoor Shower, Outdoor Kitchen, Lighting, Rain Gutters, Built-in Barbecue
- Has private pool: Yes
- Pool features: Heated, In Ground, Screen Enclosure, Decked, Concrete, Salt Water
- Has spa: Yes
- Spa features: Private
- Fencing: Privacy,Fenced
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Front, Waterfront, Seawall: Concrete, Dock: Concrete, Dock Length: 100, Dockage: Davits, Boat Lift
Lot
- Size: 0.29 Acres
- Features: 1/4 - 1/2 Acre
- Residential vegetation: Fruit Tree(s)
Details
- Parcel number: 00174635000700
- Zoning: IS
- Zoning description: Improved Subivision District
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS, Concrete
- Roof: Metal
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1997
Utilities & green energy
- Electric: Elect Separate Meter
- Sewer: Municipal Sewer, Public Sewer
- Water: Water Separate Meter
- Utilities for property: FKAA, Propane, Cable Connected
Green energy
- Energy efficient items: Thermostat
Community & neighborhood
Security
- Security features: Smoke Detector(s), Patrolled Area, Other
Community
- Community features: Community Boat Ramp, Other
Location
- Region: Summerland Key
- Subdivision: Cudjoe Gardens (21.0)
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $75 yearly
- Services included: Maintenance Grounds, Other
Other
Other facts
- Listing terms: Cash,FHA,VA Loan,Conventional
Price history
| Date | Event | Price |
|---|---|---|
| 6/1/2026 | Sold | $2,675,000-4.3%$906/sqft |
Source:  FLKMLS #619299 Report a problem | ||
| 5/24/2026 | Pending sale | $2,795,000$947/sqft |
Source: FLKMLS #619299 Report a problem | ||
| 4/11/2026 | Contingent | $2,795,000$947/sqft |
Source: FLKMLS #619299 Report a problem | ||
| 4/1/2026 | Listed for sale | $2,795,000$947/sqft |
Source: FLKMLS #619299 Report a problem | ||
| 4/1/2026 | Listing removed | $2,795,000$947/sqft |
Source: FLKMLS #616783 Report a problem | ||
| 2/12/2026 | Price change | $2,795,000-2.8%$947/sqft |
Source:  Key West AOR #616783 Report a problem | ||
| 1/1/2026 | Price change | $2,875,000-2.5%$974/sqft |
Source: Key West AOR #616783 Report a problem | ||
| 10/8/2025 | Listed for sale | $2,950,000+13.5%$1,000/sqft |
Source: FLKMLS #616783 Report a problem | ||
| 8/26/2022 | Sold | $2,599,000$881/sqft |
Source: FLKMLS #601734 Report a problem | ||
| 8/19/2022 | Pending sale | $2,599,000$881/sqft |
Source: FLKMLS #601734 Report a problem | ||
| 7/11/2022 | Contingent | $2,599,000$881/sqft |
Source: Key West AOR #601734 Report a problem | ||
| 7/9/2022 | Listed for sale | $2,599,000-3.6%$881/sqft |
Source: Key West AOR #601734 Report a problem | ||
| 6/9/2022 | Listing removed | -- |
Source: FLKMLS #598777 Report a problem | ||
| 5/3/2022 | Price change | $2,695,000-3.7%$913/sqft |
Source: Key West AOR #598777 Report a problem | ||
| 2/23/2022 | Price change | $2,799,000-5.1%$948/sqft |
Source: Key West AOR #598777 Report a problem | ||
| 12/10/2021 | Listed for sale | $2,950,000+709.3%$1,000/sqft |
Source: FLKMLS #598777 Report a problem | ||
| 10/21/1998 | Sold | $364,500+507.5%$124/sqft |
Source: Public Record Report a problem | ||
| 6/6/1995 | Sold | $60,000$20/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $21,894 -0.4% | $2,431,616 -1.5% |
| 2024 | $21,976 +11.3% | $2,468,142 +10% |
| 2023 | $19,744 +213.1% | $2,243,765 +222.3% |
| 2022 | $6,306 -3.1% | $696,165 +3% |
| 2021 | $6,506 +0.5% | $675,889 +1.4% |
| 2020 | $6,477 | $666,558 +2.3% |
| 2019 | $6,477 +1.8% | $651,572 +2.3% |
| 2018 | $6,360 -0.3% | $637,074 +1.7% |
| 2017 | $6,381 +2.5% | $626,271 +2.1% |
| 2016 | $6,226 -0.7% | $613,390 +0.7% |
| 2015 | $6,271 | $609,126 |
Find assessor info on the county website
Neighborhood: 33042
Nearby schools
GreatSchools rating
- 6/10Sugarloaf SchoolGrades: PK-8Distance: 1.3 mi
- 4/10Key West High SchoolGrades: 9-12Distance: 18.4 mi
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Estimated market value
$2,674,600
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Estimated market value
$2,674,600
- Florida
- Monroe County
- Summerland Key
- 33042
- 20844 4th Ave W
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