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  • $1,399,900

    20845 Lagoona Dr, Cornelius, NC 28031

    3beds
    2,327sqft
    : 
    $8,062/mo
    Get pre-qualified
    Single Family Residence
    Built in 1985
    0.48 Acres Lot
    $1,335,400 Zestimate®
    $602/sqft
    $8/mo HOA

    What's special

    Wood-burning fireplaceAbundant natural lightPrivate landscaped half-acre lotCharming covered front porchHardwood floorsBeautifully updated kitchenDedicated boat slip
    Experience exceptional Lake Norman waterfront living in the heart of Cornelius with this beautifully remodeled home situated on a private, landscaped half-acre lot offering direct water access, a private pier with floating dock, and a dedicated boat slip. A charming covered front porch welcomes you into a thoughtfully designed interior where hardwood floors, abundant natural light, and picturesque water views create an inviting yet refined atmosphere. The beautifully updated kitchen features quartz countertops, stainless steel appliances, generous workspace, and an impressive walk-in pantry with custom shelving, while the adjoining Great Room showcases soaring vaulted ceilings, a wood-burning fireplace, and captivating views of Lake Norman. The spacious main-level primary suite provides a peaceful retreat with a private ensuite bath, while a second main-level bedroom and full bath offer comfortable accommodations for family or guests. Upstairs, an additional bedroom, full bath, and versatile flex space with storage provide endless possibilities for a home office, bonus room, media space, or private guest retreat. Outdoor living is equally impressive with two spacious decks overlooking the beautifully landscaped, fenced backyard, offering plenty of room for entertaining, recreation, pets, or simply relaxing by the water. Follow the backyard to your private pier and floating dock, where your boat slip makes it effortless to enjoy days cruising Lake Norman and evenings spent taking in the waterfront setting. A detached one-car garage is conveniently positioned at the rear of the property with its own driveway access and additional storage potential. Combining an extraordinary waterfront lifestyle with one of Cornelius' most desirable locations, this home places you just minutes from Jetton Park, popular restaurants, shopping, entertainment, I-77, medical facilities, and everything the Lake Norman area has to offer—a rare opportunity to enjoy privacy, beautifully updated living spaces, and direct access to the lake without sacrificing everyday convenience.
    18 days
    3,010
    95

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Matt Sarver Matt@TheSarverGroup.com,

    Keller Williams Lake Norman

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4417083MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 1
      Primary bedroom
      • Level: Main
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Upper
      Dining area
      • Level: Main
      Great room
      • Level: Main
      Kitchen
      • Level: Main
      Living room
      • Level: Main
      Office
      • Level: Main
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Exhaust Fan, Oven, Plumbed For Ice Maker, Self Cleaning Oven
      • Laundry: Laundry Closet
      Features
      • Built-in Features, Open Floorplan, Storage, Walk-In Pantry
      • Flooring: Tile, Wood
      • Has basement: No
      • Fireplace features: Great Room, Wood Burning
      Interior area
      • Total structure area: 2,327
      • Total interior livable area: 2,327 sqft
      • Finished area above ground: 2,327
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Basement, Detached Garage, Parking Space(s)
      • Garage spaces: 1
      • Carport spaces: 1
      • Covered spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Deck, Front Porch, Patio
      • Fencing: Back Yard,Fenced
      • Has view: Yes
      • View description: Long Range, Water, Year Round
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Dock, Pier, Waterfront
      • Body of water: Lake Norman
      Lot
      • Size: 0.48 Acres
      • Features: Wooded
      Details
      • Parcel number: 00170121
      • Zoning: GR
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Vinyl
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 1985

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Well
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Biscayne Park
      HOA
      • Has HOA: Yes
      • HOA fee: $100 annually
      • HOA name: Biscayne Park HOA
      Location
      • Region: Cornelius

      Financial & listing details

      • Price per square foot: $602/sqft
      • Tax assessed value: $816,700
      • Date on market: 8/22/2026
      • Cumulative days on market: 18 days
      • Listing terms: Cash,Conventional,VA Loan
      • Electric utility on property: Yes
      • Road surface type: Concrete, Paved

        Estimated market value

        $1,335,400

        $1.27M - $1.40M

        $3,801/mo

        Price history

        DateEventPrice
        8/22/2026Listed for sale$1,399,900+17.8%$602/sqft
        Source: Canopy MLS as distributed by MLS GRID #4417083 Report a problem
        12/30/2025Sold$1,188,479-1%$511/sqft
        Source: Canopy MLS as distributed by MLS GRID #4311425 Report a problem
        10/30/2025Listed for sale$1,200,000+100%$516/sqft
        Source: Canopy MLS as distributed by MLS GRID #4311425 Report a problem
        2/8/2017Listing removed$599,900-4%$258/sqft
        Source: Lake Norman Realty, Inc. #3144050 Report a problem
        6/8/2016Listing removed$625,000$269/sqft
        Source: Lake Norman Realty (Cornelius) #3144050 Report a problem
        2/14/2016Listed for sale$625,000$269/sqft
        Source: Lake Norman Realty #3144050 Report a problem
        1/11/2016Listing removed$625,000$269/sqft
        Source: Keller Williams - Lake Norman - Cornelius #3113316 Report a problem
        11/13/2015Price change$625,000-3.8%$269/sqft
        Source: Keller Williams - Lake Norman - Cornelius #3113316 Report a problem
        11/6/2015Price change$649,7000%$279/sqft
        Source: Keller Williams - Lake Norman - Cornelius #3113316 Report a problem
        10/29/2015Price change$649,8000%$279/sqft
        Source: Keller Williams - Lake Norman - Cornelius #3113316 Report a problem
        9/9/2015Listed for sale$649,900$279/sqft
        Source: Keller Williams - Lake Norman - Cornelius #3113316 Report a problem
        8/4/2015Listing removed$649,900$279/sqft
        Source: Keller Williams - Lake Norman - Cornelius #3050745 Report a problem
        7/14/2015Price change$649,900-3.7%$279/sqft
        Source: Keller Williams - Lake Norman - Cornelius #3050745 Report a problem
        5/17/2015Price change$675,000-2.9%$290/sqft
        Source: Keller Williams - Lake Norman - Cornelius #3050745 Report a problem
        12/11/2014Listed for sale$695,000+61.6%$299/sqft
        Source: Keller Williams Lake Norman #3050745 Report a problem
        2/19/2013Sold$430,000-4.4%$185/sqft
        Source: Canopy MLS as distributed by MLS GRID #2084209 Report a problem
        11/27/2012Price change$450,000-5.3%$193/sqft
        Source: Keller Williams Lake Norman #2084209 Report a problem
        8/1/2012Price change$475,000-5%$204/sqft
        Source: Keller Williams Lake Norman #2084209 Report a problem
        5/11/2012Listed for sale$500,000-16.7%$215/sqft
        Source: Keller Williams Lake Norman #2084209 Report a problem
        8/2/2009Listing removed$599,900$258/sqft
        Source: Dee Dee Worley #839258 Report a problem
        2/22/2009Listed for sale$599,900-10.5%$258/sqft
        Source: Dee Dee Worley #839258 Report a problem
        7/11/2008Listing removed$669,995$288/sqft
        Source: NCI #726970 Report a problem
        6/26/2008Listed for sale$669,995+153.8%$288/sqft
        Source: NCI #726970 Report a problem
        11/13/2000Sold$264,000+22.8%$113/sqft
        Source: Public Record Report a problem
        2/2/1998Sold$215,000$92/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $816,700
        2024-- $816,700
        2023$5,322 +12.2%$816,700 +47.4%
        2022$4,742 +1.2%$554,000
        2021$4,687 $554,000 +3.1%
        2020-- $537,600
        2019-- $537,600 +21.9%
        2018$4,783 +0.8%$441,100
        2017$4,743 $441,100
        2016$4,743 $441,100
        2015$4,743 +1.5%$441,100
        2014$4,672 --
        2013-- $546,100 -10.9%
        2012-- $613,100
        2011-- $613,100 +101%
        2010-- $305,100
        2009-- $305,100
        2008-- $305,100
        2007-- $305,100
        2006-- $305,100
        2005-- $305,100
        2004-- $305,100
        2003-- $305,100 +36.6%
        2002-- $223,280 +20.7%
        2001-- $184,920
        2000-- $184,920
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28031

        Getting around

        1 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Cornelius
        • Middle: Bailey
        • High: William Amos Hough

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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