Owner financing with 0% interest. Insurance optional. Gull Harbor with no HOA. Boaters paradise with 138 feet of seawall on an oversized fenced cul-de-sac lot just under 1/3 acre. This concrete block 3BR/2BA home with a 2-car garage offers wide water and stunning sunrise views from the kitchen, dining room, and screened patio. The split floor plan provides privacy and functionality, while travertine flooring runs throughout the home. Updated bathrooms add modern appeal, and the expansive yard offers plenty of room for a pool and outdoor entertaining. This waterfront gem features a private dock equipped with a boat lift. Enjoy easy access to the St. Lucie River right from your dock. Enjoy the perfect blend of privacy, waterfront living, and endless potential with no restrictions. Conveniently located close to schools, dining, shopping, and everyday conveniences .Owner financing available.
For sale
Price cut: $5K (5/12)
$3,450,000
2086 SW Gull Harbor Ln, Palm City, FL 34990
3beds
2,296sqft
Single Family Residence
Built in 1978
0.3 Acres Lot
$-- Zestimate®
$1,503/sqft
$-- HOA
What's special
- 73 days |
- 270 |
- 5 |
Zillow last checked:
Listing updated:
Listed by:
Dawn San George 772-201-1599,
Berkshire Hathaway Florida Realty,
Joan Rogers 772-485-3513,
Berkshire Hathaway Florida Realty
Source: Martin County REALTORS® of the Treasure Coast (MCRTC),MLS#: M20055566
Originating MLS: Martin County
Originating MLS: Martin CountyLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Some Electric Appliances, Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Water Heater
Features
- Family/Dining Room, Split Bedrooms, Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Other
Interior area
- Total structure area: 1,826
- Total interior livable area: 2,296 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Has garage: Yes
- Covered spaces: 2
Features
- Stories: 1
- Exterior features: Storm/Security Shutters
- On waterfront: Yes
- Waterfront features: Canal Access
Lot
- Size: 0.3 Acres
Details
- Parcel number: 073841002000001104
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick, Block, Concrete
- Roof: Composition,Shingle
Condition
- Resale
- Year built: 1978
Utilities & green energy
- Electric: 110 Volts, 220 Volts
- Utilities for property: Electricity Connected, Water Available
Community & HOA
Community
- Features: Non-Gated, None
- Security: Smoke Detector(s)
- Subdivision: Gull Harbor
HOA
- Has HOA: No
- Services included: None
Location
- Region: Palm City
Financial & listing details
- Price per square foot: $1,503/sqft
- Tax assessed value: $809,510
- Annual tax amount: $12,129
- Date on market: 5/5/2026
- Cumulative days on market: 73 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/12/2026 | Price change | $3,450,000-0.1%$1,503/sqft |
Source:  Martin County REALTORS® of the Treasure Coast (MCRTC) #M20055566 Report a problem | ||
| 5/9/2026 | Listed for sale | $3,455,000$1,505/sqft |
Source: Martin County REALTORS® of the Treasure Coast (MCRTC) #M20055566 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $12,129 +4.7% | $704,772 +10% |
| 2024 | $11,584 +5.9% | $640,702 +10% |
| 2023 | $10,938 +8.1% | $582,457 +10% |
| 2022 | $10,116 +16% | $529,507 +10% |
| 2021 | $8,721 +3.7% | $481,370 +3.8% |
| 2020 | $8,409 +7.8% | $463,720 +9.4% |
| 2019 | $7,803 | $423,760 +4.1% |
| 2018 | $7,803 +4.6% | $406,970 +9.8% |
| 2017 | $7,460 | $370,750 +6.5% |
| 2016 | -- | $348,020 -8.9% |
| 2015 | -- | $382,200 +7.7% |
| 2014 | -- | $354,750 +10.9% |
| 2013 | -- | $319,930 -1.8% |
| 2012 | -- | $325,830 -2.6% |
| 2011 | -- | $334,430 +24% |
| 2010 | -- | $269,672 +2.7% |
| 2009 | -- | $262,580 +0.1% |
| 2008 | -- | $262,321 +3% |
| 2007 | $5,888 -16.7% | $254,679 +2.5% |
| 2006 | $7,065 | $248,467 +3% |
| 2005 | -- | $241,230 +5% |
| 2004 | $3,770 | $229,837 |
| 2003 | $3,770 +2.1% | $229,837 +2.4% |
| 2002 | $3,692 +1.5% | $224,450 +1.6% |
| 2001 | $3,638 +2.8% | $220,915 +3% |
| 2000 | $3,540 +1.7% | $214,481 +1.2% |
| 1999 | $3,479 | $211,932 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 34990
Nearby schools
GreatSchools rating
- 9/10Bessey Creek Elementary SchoolGrades: PK-5Distance: 0.5 mi
- 8/10Hidden Oaks Middle SchoolGrades: 6-8Distance: 1.9 mi
- 6/10Martin County High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- Elementary: Bessey Creek
Source: Martin County REALTORS® of the Treasure Coast (MCRTC). This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local agent can set up tours, give advice and negotiate with sellers.
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