Skip main navigation
Closed
    • $918,000

    20870 N River Ridge Dr, Bristol, IN 46507

    4beds
    4,680sqft
    Single Family Residence
    Built in 2000
    0.6 Acres Lot
    $934,200 Zestimate®
    $--/sqft
    $3,469 Estimated rent

    Home value

    $934,200

    $813,000 - $1.07M

    $3,469/mo

    Zestimate® history
    Loading
    Loading...

    Owner options

    List your home for rent

    $3,469/mo

    Rent Zestimate®

    Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.

    Learn more

    $3,469/mo

    Rent Zestimate®

    Refinance and save

    $6,375/mo

    Est. payment

    Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.

    See today's rates

    $6,375/mo

    Est. payment

    Explore your selling options

    Work with a Zillow partner agent

    Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.

    Get started

    List with your own agent

    Get your home in front of millions of buyers by listing it on Zillow.

    Learn how to do it

    Sell it yourself

    Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).

    List your home

    What's special

    Family room with fireplaceWalkout lower levelPrimary suiteStunning custom kitchenSteel seawallAdditional bedroomsSpa-inspired bath
    A rare opportunity to own a beautifully updated riverfront retreat offering 120 feet of frontage and sweeping views along the Upper St. Joseph River. The main level features a stunning custom kitchen with stainless steel appliances and high-quality finishes. The primary suite is a peaceful retreat with a spa-inspired bath, dual vanities, stand-up shower, jetted tub, and a generous walk-in closet. The walkout lower level provides incredible versatility with a full second kitchen, family room with fireplace, office, recreation space, and additional bedrooms—ideal for guests or multi-generational living. The 2 heated attached garages offer ample space for 6 vehicles. Outdoor living shines with a sweeping deck overlooking the river, steel seawall, and a grandfathered boathouse with expansive patio. Updates include a newer roof, mechanicals and a whole-house generator providing peace of mind.

    Zillow last checked:

    Listing updated:

    Listed by:

    Wendy Echartea Office:574-293-1010,

    Berkshire Hathaway HomeServices Elkhart

    Bought with:

    Heather A Sanders, RB16000156

    eXp Realty, LLC

    Source: IRMLS,MLS#: 202600272MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    • Main level bedrooms: 1
    Bedroom 1
    • Level: Main
    Bedroom 2
    • Level: Lower
    Heating
    • Natural Gas, Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Disposal, Dishwasher, Microwave, Refrigerator, Washer, Dryer-Gas, Exhaust Fan, Electric Range, Gas Range, Gas Water Heater, Water Softener Owned
    • Laundry: Main Level
    Features
    • Ceiling-9+, Ceiling Fan(s), Walk-In Closet(s), Stone Counters, Eat-in Kitchen, Entrance Foyer, Double Vanity, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite, Bidet, Formal Dining Room
    • Flooring: Hardwood, Carpet
    • Doors: Pocket Doors
    • Windows: Window Treatments, Blinds
    • Basement: Full,Walk-Out Access,Finished,Exterior Entry,Concrete,Sump Pump
    • Attic: Walk-up
    • Number of fireplaces: 2
    • Fireplace features: Living Room, Recreation Room, Wood Burning, Basement, Gas Starter
    Interior area
    • Total structure area: 5,797
    • Total interior livable area: 4,680 sqft
    • Finished area above ground: 2,340
    • Finished area below ground: 2,340

    Property

    Parking
    • Total spaces: 6
    • Parking features: Attached, Garage Door Opener, Heated Garage, Paver Block
    • Attached garage spaces: 6
    • Has uncovered spaces: Yes
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Patio
    • Exterior features: Balcony, Irrigation System
    • Has view: Yes
    • On waterfront: Yes
    • Waterfront features: Waterfront, Deck on Waterfront, River Front, River
    • Body of water: St. Joe River Upper
    • Frontage length: Water Frontage(120)
    Lot
    • Size: 0.6 Acres
    • Dimensions: 130 x 200
    • Features: Cul-De-Sac
    Details
    • Parcel number: 200329351010.000030
    • Other equipment: Generator Built-In, Generator-Whole House, Sump Pump

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: French Provincial
    • Property subtype: Single Family Residence
    Materials
    • Brick, Shingle Siding, Vinyl Siding
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 2000

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Well

    Community & HOA

    Community
    • Security: Smoke Detector(s), Fire Sprinkler System
    • Subdivision: None
    HOA
    • Has HOA: Yes
    • HOA fee: $750 annually
    Location
    • Region: Bristol

    Financial & listing details

    • Tax assessed value: $965,000
    • Annual tax amount: $7,778
    • Date on market: 1/5/2026
    • Listing terms: Cash,Conventional,FHA,VA Loan

    Price history

    DateEventPrice
    3/2/2026Sold$918,000-8%
    Source: IRMLS #202600272 Report a problem
    2/16/2026Pending sale$998,000
    Source: IRMLS #202600272 Report a problem
    1/29/2026Contingent$998,000$213/sqft
    Source: Berkshire Hathaway HomeServices Michigan and Northern Indiana Real Estate #202600272 Report a problem
    1/5/2026Listed for sale$998,000
    Source: IRMLS #202600272 Report a problem
    12/25/2025Listing removed$998,000$213/sqft
    Source: Berkshire Hathaway HomeServices Michigan and Northern Indiana Real Estate #202519916 Report a problem
    7/26/2025Contingent$998,000$213/sqft
    Source: Berkshire Hathaway HomeServices Michigan and Northern Indiana Real Estate #202519916 Report a problem
    7/18/2025Price change$998,000-4.9%
    Source: IRMLS #202519916 Report a problem
    5/29/2025Listed for sale$1,049,000+87.3%
    Source: IRMLS #202519916 Report a problem
    7/27/2016Sold$560,000-20%$120/sqft
    Source: Agent Provided Report a problem
    6/22/2016Price change$699,900-3.5%$150/sqft
    Source: Cressy & Everett Real Estate #201615804 Report a problem
    4/16/2016Price change$725,500-1%$155/sqft
    Source: Cressy & Everett Real Estate #201615804 Report a problem
    3/9/2016Listed for sale$733,000$157/sqft
    Source: Rock Auctioneers & Real Estate #201609262 Report a problem
    2/3/2016Listing removed$733,000$157/sqft
    Source: Rock Auctioneers & Real Estate #201409025 Report a problem
    1/11/2016Price change$733,000-0.1%$157/sqft
    Source: Rock Auctioneers & Real Estate #201409025 Report a problem
    6/8/2015Price change$734,000-0.1%$157/sqft
    Source: Rock Auctioneers & Real Estate #201409025 Report a problem
    5/27/2015Price change$735,000-0.7%$157/sqft
    Source: Rock Auctioneers & Real Estate #201409025 Report a problem
    5/18/2015Price change$739,900-0.7%$158/sqft
    Source: Rock Auctioneers & Real Estate #201409025 Report a problem
    5/12/2015Price change$745,000-0.7%$159/sqft
    Source: Rock Auctioneers & Real Estate #201409025 Report a problem
    4/29/2015Price change$750,000-5.9%$160/sqft
    Source: Rock Auctioneers & Real Estate #201409025 Report a problem
    4/27/2015Price change$797,000-0.1%$170/sqft
    Source: Rock Auctioneers & Real Estate #201409025 Report a problem
    4/12/2015Listed for sale$798,000-26.5%$171/sqft
    Source: Rock Auctioneers & Real Estate #201409025 Report a problem
    10/5/2013Listing removed$1,085,000$232/sqft
    Source: Michiana Online Realty, Inc. #678272 Report a problem
    8/13/2013Price change$1,085,000-0.9%$232/sqft
    Source: Michiana Online Realty, Inc. #678272 Report a problem
    7/30/2013Listed for sale$1,095,000+56.7%$234/sqft
    Source: Michiana Online Realty, Inc. #678272 Report a problem
    3/10/2012Listing removed$699,000+228.2%$149/sqft
    Source: Michiana Online Realty, Inc. #9932414 Report a problem
    12/1/2011Sold$213,000$46/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$7,764 +8.2%$965,000 +8.7%
    2024$7,175 +3%$887,700 +4.3%
    2023$6,966 +11.3%$851,000 +13%
    2022$6,257 -7.4%$752,800 +11.7%
    2021$6,757 +6.7%$673,700 +2.7%
    2020$6,333 +1.6%$655,800 +5.2%
    2019$6,236 -4%$623,100 +5.9%
    2018$6,497 +40.2%$588,300 -0.2%
    2017$4,634 $589,700 +30.5%
    2016$4,634 -1%$452,000 +3.3%
    2014$4,680 +6.9%$437,500 -15.1%
    2013$4,376 -16.7%$515,300 -1.9%
    2012$5,255 +5.6%$525,500 +5.6%
    2011$4,977 +3.4%$497,700 +1.1%
    2010$4,813 -5.8%$492,100 -8.9%
    2009$5,109 -36.7%$540,400 -12%
    2007$8,076 +0.7%$613,900 +14.6%
    2006$8,023 +6%$535,500 -0.1%
    2005$7,567 $536,000
    Find assessor info on the county website

    Neighborhood: 46507

    Nearby homes

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Eastwood
    • Middle: Pierre Moran
    • High: Elkhart
    • District: Elkhart Community Schools

    Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

    Sell for more on Zillow
    Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
    $934,200
    2% more
    +$18,684
    With Zillow Showcase(estimated)
    $952,884
    Sell for more on Zillow
    Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
    $934,200
    2% more
    +$18,684
    With Zillow Showcase(estimated)
    $952,884

    Nearby cities

    Nearby zip codes

    Other Bristol Topics

      Search
      Updates
      Favorites
      Plan
      Inbox