A rare opportunity to own a beautifully updated riverfront retreat offering 120 feet of frontage and sweeping views along the Upper St. Joseph River. The main level features a stunning custom kitchen with stainless steel appliances and high-quality finishes. The primary suite is a peaceful retreat with a spa-inspired bath, dual vanities, stand-up shower, jetted tub, and a generous walk-in closet. The walkout lower level provides incredible versatility with a full second kitchen, family room with fireplace, office, recreation space, and additional bedrooms—ideal for guests or multi-generational living. The 2 heated attached garages offer ample space for 6 vehicles. Outdoor living shines with a sweeping deck overlooking the river, steel seawall, and a grandfathered boathouse with expansive patio. Updates include a newer roof, mechanicals and a whole-house generator providing peace of mind.
Closed
$918,000
20870 N River Ridge Dr, Bristol, IN 46507
4beds
4,680sqft
Single Family Residence
Built in 2000
0.6 Acres Lot
$934,900 Zestimate®
$--/sqft
$3,338 Estimated rent
Home value
$934,900
$813,000 - $1.07M
$3,338/mo
Zestimate® history
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List your homeWhat's special
Family room with fireplaceWalkout lower levelPrimary suiteStunning custom kitchenSteel seawallAdditional bedroomsSpa-inspired bath
Zillow last checked:
Listing updated:
Listed by:
Wendy Echartea Office:574-293-1010,
Berkshire Hathaway HomeServices Elkhart
Bought with:
Heather A Sanders, RB16000156
eXp Realty, LLC
Source: IRMLS,MLS#: 202600272
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Bedroom 1
- Level: Main
Bedroom 2
- Level: Lower
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Disposal, Dishwasher, Microwave, Refrigerator, Washer, Dryer-Gas, Exhaust Fan, Electric Range, Gas Range, Gas Water Heater, Water Softener Owned
- Laundry: Main Level
Features
- Ceiling-9+, Ceiling Fan(s), Walk-In Closet(s), Stone Counters, Eat-in Kitchen, Entrance Foyer, Double Vanity, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite, Bidet, Formal Dining Room
- Flooring: Hardwood, Carpet
- Doors: Pocket Doors
- Windows: Window Treatments, Blinds
- Basement: Full,Walk-Out Access,Finished,Exterior Entry,Concrete,Sump Pump
- Attic: Walk-up
- Number of fireplaces: 2
- Fireplace features: Living Room, Recreation Room, Wood Burning, Basement, Gas Starter
Interior area
- Total structure area: 5,797
- Total interior livable area: 4,680 sqft
- Finished area above ground: 2,340
- Finished area below ground: 2,340
Property
Parking
- Total spaces: 6
- Parking features: Attached, Garage Door Opener, Heated Garage, Paver Block
- Attached garage spaces: 6
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Exterior features: Balcony, Irrigation System
- Has view: Yes
- Waterfront features: Waterfront, Deck on Waterfront, River Front, River
- Body of water: St. Joe River Upper
- Frontage length: Water Frontage(120)
Lot
- Size: 0.60 Acres
- Dimensions: 130 x 200
- Features: Cul-De-Sac
Details
- Parcel number: 200329351010.000030
- Other equipment: Generator Built-In, Generator-Whole House, Sump Pump
Construction
Type & style
- Home type: SingleFamily
- Architectural style: French Provincial
- Property subtype: Single Family Residence
Materials
- Brick, Shingle Siding, Vinyl Siding
- Roof: Shingle
Condition
- New construction: No
- Year built: 2000
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & neighborhood
Security
- Security features: Smoke Detector(s), Fire Sprinkler System
Location
- Region: Bristol
- Subdivision: None
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $750 annually
Other
Other facts
- Listing terms: Cash,Conventional,FHA,VA Loan
Price history
| Date | Event | Price |
|---|---|---|
| 3/2/2026 | Sold | $918,000-8% |
Source:  IRMLS #202600272 Report a problem | ||
| 2/16/2026 | Pending sale | $998,000 |
Source: IRMLS #202600272 Report a problem | ||
| 1/29/2026 | Contingent | $998,000$213/sqft |
Source: Berkshire Hathaway HomeServices Michigan and Northern Indiana Real Estate #202600272 Report a problem | ||
| 1/5/2026 | Listed for sale | $998,000 |
Source: IRMLS #202600272 Report a problem | ||
| 12/25/2025 | Listing removed | $998,000$213/sqft |
Source: Berkshire Hathaway HomeServices Michigan and Northern Indiana Real Estate #202519916 Report a problem | ||
| 7/26/2025 | Contingent | $998,000$213/sqft |
Source: Berkshire Hathaway HomeServices Michigan and Northern Indiana Real Estate #202519916 Report a problem | ||
| 7/18/2025 | Price change | $998,000-4.9% |
Source: IRMLS #202519916 Report a problem | ||
| 5/29/2025 | Listed for sale | $1,049,000+87.3% |
Source: IRMLS #202519916 Report a problem | ||
| 7/27/2016 | Sold | $560,000-20%$120/sqft |
Source: Agent Provided Report a problem | ||
| 6/22/2016 | Price change | $699,900-3.5%$150/sqft |
Source: Cressy & Everett Real Estate #201615804 Report a problem | ||
| 4/16/2016 | Price change | $725,500-1%$155/sqft |
Source: Cressy & Everett Real Estate #201615804 Report a problem | ||
| 3/9/2016 | Listed for sale | $733,000$157/sqft |
Source: Rock Auctioneers & Real Estate #201609262 Report a problem | ||
| 2/3/2016 | Listing removed | $733,000$157/sqft |
Source: Rock Auctioneers & Real Estate #201409025 Report a problem | ||
| 1/11/2016 | Price change | $733,000-0.1%$157/sqft |
Source: Rock Auctioneers & Real Estate #201409025 Report a problem | ||
| 6/8/2015 | Price change | $734,000-0.1%$157/sqft |
Source: Rock Auctioneers & Real Estate #201409025 Report a problem | ||
| 5/27/2015 | Price change | $735,000-0.7%$157/sqft |
Source: Rock Auctioneers & Real Estate #201409025 Report a problem | ||
| 5/18/2015 | Price change | $739,900-0.7%$158/sqft |
Source: Rock Auctioneers & Real Estate #201409025 Report a problem | ||
| 5/12/2015 | Price change | $745,000-0.7%$159/sqft |
Source: Rock Auctioneers & Real Estate #201409025 Report a problem | ||
| 4/29/2015 | Price change | $750,000-5.9%$160/sqft |
Source: Rock Auctioneers & Real Estate #201409025 Report a problem | ||
| 4/27/2015 | Price change | $797,000-0.1%$170/sqft |
Source: Rock Auctioneers & Real Estate #201409025 Report a problem | ||
| 4/12/2015 | Listed for sale | $798,000-26.5%$171/sqft |
Source: Rock Auctioneers & Real Estate #201409025 Report a problem | ||
| 10/5/2013 | Listing removed | $1,085,000$232/sqft |
Source: Michiana Online Realty, Inc. #678272 Report a problem | ||
| 8/13/2013 | Price change | $1,085,000-0.9%$232/sqft |
Source: Michiana Online Realty, Inc. #678272 Report a problem | ||
| 7/30/2013 | Listed for sale | $1,095,000+56.7%$234/sqft |
Source: Michiana Online Realty, Inc. #678272 Report a problem | ||
| 3/10/2012 | Listing removed | $699,000+228.2%$149/sqft |
Source: Michiana Online Realty, Inc. #9932414 Report a problem | ||
| 12/1/2011 | Sold | $213,000$46/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,764 +8.2% | $965,000 +8.7% |
| 2024 | $7,175 +3% | $887,700 +4.3% |
| 2023 | $6,966 +11.3% | $851,000 +13% |
| 2022 | $6,257 -7.4% | $752,800 +11.7% |
| 2021 | $6,757 +6.7% | $673,700 +2.7% |
| 2020 | $6,333 +1.6% | $655,800 +5.2% |
| 2019 | $6,236 -4% | $623,100 +5.9% |
| 2018 | $6,497 +40.2% | $588,300 -0.2% |
| 2017 | $4,634 | $589,700 +30.5% |
| 2016 | $4,634 -1% | $452,000 +3.3% |
| 2014 | $4,680 +6.9% | $437,500 -15.1% |
| 2013 | $4,376 -16.7% | $515,300 -1.9% |
| 2012 | $5,255 +5.6% | $525,500 +5.6% |
| 2011 | $4,977 +3.4% | $497,700 +1.1% |
| 2010 | $4,813 -5.8% | $492,100 -8.9% |
| 2009 | $5,109 -36.7% | $540,400 -12% |
| 2007 | $8,076 +0.7% | $613,900 +14.6% |
| 2006 | $8,023 +6% | $535,500 -0.1% |
| 2005 | $7,567 | $536,000 |
Find assessor info on the county website
Neighborhood: 46507
Nearby schools
GreatSchools rating
- 3/10Bristol Elementary SchoolGrades: PK-6Distance: 2.3 mi
- 4/10Pierre Moran Middle SchoolGrades: 7-8Distance: 6 mi
- 2/10Elkhart High SchoolGrades: 9-12Distance: 7.6 mi
Schools provided by the listing agent
- Elementary: Eastwood
- Middle: Pierre Moran
- High: Elkhart
- District: Elkhart Community Schools
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Indiana
- Elkhart County
- Bristol
- 46507
- 20870 N River Ridge Dr
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