Turnkey 4-Unit Investment Opportunity in the Village of Waterloo!
Don’t miss this fully occupied, income-producing 4-unit property offering approximately 3,400 sq ft of living space. Ideally located in the heart of the Village of Waterloo, this property is within walking distance to schools, banks, the canal, and local shopping—and just 10 minutes to Geneva and Wegmans.
Gross Annual Income: $48,600
This well-maintained multi-family features inviting open front and side porches, giving tenants great outdoor space to relax, plus a yard for added enjoyment. Each unit offers comfortable living space, contributing to long-term tenant satisfaction.
Recent updates include new flooring in most units, fresh interior and exterior paint, along with some updated appliances and fixtures—making this a solid, low-maintenance investment.
Major mechanicals have been addressed with a boiler approximately 8 years old and a hot water heater around 5 years old. The roof is estimated at 18 years old.
With steady rental history, fully occupied units, some units could benefit from some TLC, and a no-pet track record, this property is truly a cash-flowing asset ready for its next owner.
Pending
$188,000
21 Church St, Waterloo, NY 13165
8beds
3,396sqft
Quadruplex, Multi Family
Built in 1900
-- sqft lot
$-- Zestimate®
$55/sqft
$-- HOA
What's special
- 62 days |
- 26 |
- 1 |
Zillow last checked:
Listing updated:
Listed by:
Howard Hanna 315-781-7653,
Belinda A. Fratto 315-521-7413
Source: NYSAMLSs,MLS#: R1676789
Originating MLS: Rochester
Originating MLS: RochesterFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 8
- Bathrooms: 4
- Full bathrooms: 4
Heating
- Gas, Baseboard, Hot Water
Appliances
- Included: Gas Water Heater
Features
- Flooring: Laminate, Varies, Vinyl
- Windows: Thermal Windows
- Basement: Full
- Has fireplace: No
Interior area
- Total structure area: 3,396
- Total interior livable area: 3,396 sqft
Property
Parking
- Parking features: Gravel, Off Site
Features
- Levels: Two
- Stories: 2
- Patio & porch: Open, Porch
Lot
- Size: 7,840 Square Feet
- Dimensions: 58 x 133
- Features: Corner Lot, Near Public Transit, Rectangular, Rectangular Lot, Residential Lot
Details
- Parcel number: 45380101000000020130000000
- Zoning description: Residential Multi Use
- Special conditions: Standard
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Fourplex
- Property subtype: Quadruplex, Multi Family
Materials
- Attic/Crawl Hatchway(s) Insulated, Wood Siding
- Foundation: Stone
- Roof: Asphalt
Condition
- Resale
- Year built: 1900
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: Cable Available, High Speed Internet Available, Sewer Connected, Water Connected
Community & HOA
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $55/sqft
- Tax assessed value: $75,000
- Annual tax amount: $3,822
- Date on market: 4/30/2026
- Cumulative days on market: 33 days
- Listing terms: Cash,Conventional
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/11/2026 | Pending sale | $188,000$55/sqft |
Source:  NYSAMLSs #R1676789 Report a problem | ||
| 5/2/2026 | Listed for sale | $188,000+44.6%$55/sqft |
Source: NYSAMLSs #R1676789 Report a problem | ||
| 5/31/2023 | Sold | $130,000-18.7%$38/sqft |
Source: NYSAMLSs #R1454720 Report a problem | ||
| 3/16/2023 | Pending sale | $159,900$47/sqft |
Source: NYSAMLSs #R1454720 Report a problem | ||
| 2/10/2023 | Listed for sale | $159,900+299.8%$47/sqft |
Source: NYSAMLSs #R1454720 Report a problem | ||
| 6/1/2021 | Sold | $40,000-25.9%$12/sqft |
Source: Public Record Report a problem | ||
| 1/18/1996 | Sold | $54,000$16/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $75,000 |
| 2024 | -- | $75,000 |
| 2023 | -- | $75,000 |
| 2022 | -- | $75,000 |
| 2021 | -- | $75,000 |
| 2020 | -- | $75,000 |
| 2019 | -- | $75,000 |
| 2018 | -- | $75,000 |
| 2017 | $1,267 | $75,000 +188.5% |
| 2016 | -- | $26,000 |
| 2015 | -- | $26,000 |
| 2014 | -- | $26,000 |
| 2013 | -- | $26,000 |
| 2012 | -- | $26,000 |
| 2011 | -- | $26,000 +7.4% |
| 2010 | -- | $24,200 |
| 2009 | -- | $24,200 |
| 2008 | -- | $24,200 |
| 2007 | -- | $24,200 +26% |
| 2006 | -- | $19,200 |
| 2005 | -- | $19,200 |
| 2004 | -- | $19,200 -75.1% |
| 2003 | -- | $77,000 |
| 2002 | -- | $77,000 |
| 2001 | -- | $77,000 |
| 2000 | -- | $77,000 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 13165
Nearby schools
GreatSchools rating
- 5/10La Fayette SchoolGrades: 3-5Distance: 0.5 mi
- 5/10Waterloo Middle SchoolGrades: 6-8Distance: 0.7 mi
- 4/10Waterloo High SchoolGrades: 9-12Distance: 0.7 mi
Schools provided by the listing agent
- District: Waterloo
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Seneca County
- Waterloo
- 13165
- 21 Church St
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