Tucked along a natural canal with direct access to the Intracoastal Waterway, this 4-bedroom, 3-bath home on desirable Concord Street blends everyday usability with classic coastal character. A private dock makes it easy to get on the water quickly for boating, fishing, or cruising the ICW, while the location places you just moments from Ocean Isle's sought-after Concord Street beach access, town center, local park, and community museum- all within easy walking or bike distance.
Designed for flexible use, the lower level offers excellent potential for rental income or guest accommodations, while the upper level serves as a comfortable owner's retreat-making this an ideal setup for offsetting ownership costs or hosting extended family.
This is not a luxury new build- it's an authentic beach cottage with personality. The home is functional and ready for immediate use, while also offering room for updates over time for buyers who want to make it their own. A newer roof and HVAC system provide important recent improvements and peace of mind.
Inside and out, the home reflects a relaxed, traditional coastal feel- slightly unconventional in style and full of potential and charm for the buyer who values location, water access, and a coastal lifestyle.
For families looking to establish lasting summer traditions, this property delivers the rare combination of walkability, boating access, and affordability in a market where true entry-level opportunities on Ocean Isle Beach are increasingly limited.
A rare opportunity to own a true coastal cottage where lifestyle, location, and long-term potential come together- ready for summers now, and memories for years to come.
For sale
Price cut: $6K (6/28)
$929,000
21 Concord Street, Ocean Isle Beach, NC 28469
4beds
2,045sqft
Single Family Residence
Built in 1967
5,663 Square Feet Lot
$893,300 Zestimate®
$454/sqft
$-- HOA
What's special
- 102 days
- 2,107
- 90
Zillow last checked:
Listing updated:
Listed by:
Jesse T McCrery 910-508-9122,
Coldwell Banker Sloane Realty OIB
Source: Hive MLS,MLS#: 100575220
Originating MLS: Brunswick County Association of Realtors
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Living Room, Master Bedroom, Bedroom 1, Bathroom 2, Bathroom 3
Primary bedroom
- Level: Second
Bedroom 1
- Level: Second
Bathroom 2
- Level: Second
Bathroom 3
- Level: Second
Kitchen
- Level: Second
Living room
- Level: Second
Heating
- Heat Pump, Electric
Cooling
- Central Air, Heat Pump
Appliances
- Included: Mini Refrigerator, Electric Oven, Electric Cooktop, Built-In Microwave, Washer, Refrigerator, Ice Maker, Disposal, Dishwasher
- Laundry: Dryer Hookup, Washer Hookup
Features
- Vaulted Ceiling(s), Apt/Suite, Ceiling Fan(s), Furnished, Pantry, Walk-in Shower, Blinds/Shades
- Flooring: LVT/LVP
- Attic: None
- Number of fireplaces: 1
- Furnished: Yes
Interior area
- Total structure area: 2,045
- Total interior livable area: 2,045 sqft
Video & virtual tour
Property
Parking
- Parking features: Gravel, Off Street, On Site
Features
- Levels: Two
- Patio & porch: Deck
- Exterior features: Outdoor Shower
- Fencing: Metal/Ornamental,Partial,Back Yard
- Has view: Yes
- View description: Canal, Water
- Has water view: Yes
- Water view: Canal,Water
- Waterfront features: Pier, Bulkhead, Canal Front, Deeded Water Rights
- Frontage type: Canal Front
Lot
- Size: 5,663 Square Feet
- Dimensions: 50 x 100
- Features: Boat Dock, Bulkhead, Deeded Water Rights, Pier
Details
- Parcel number: 244pc011
- Zoning: Oi-R-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame
- Foundation: Other, Concrete Perimeter, Pilings
- Roof: Metal
Condition
- New construction: No
- Year built: 1967
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Sewer Connected, Underground Utilities, Water Connected
Green energy
- Green verification: None
Community & HOA
Community
- Subdivision: Ocean Isle Beach Island
HOA
- Has HOA: No
Location
- Region: Ocean Isle Beach
Financial & listing details
- Price per square foot: $454/sqft
- Tax assessed value: $697,890
- Annual tax amount: $3,694
- Date on market: 5/20/2026
- Cumulative days on market: 102 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Road surface type: Paved
Estimated market value
$893,300
$849,000 - $938,000
$2,579/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/28/2026 | Price change | $929,000-0.6%$454/sqft |
Source: | ||
| 5/20/2026 | Listed for sale | $935,000+4%$457/sqft |
Source: | ||
| 5/8/2026 | Listing removed | -- |
Source: Owner Report a problem | ||
| 4/20/2026 | Listed for sale | $899,000-3.9%$440/sqft |
Source: Owner Report a problem | ||
| 4/13/2026 | Listing removed | $935,000$457/sqft |
Source: | ||
| 3/23/2026 | Price change | $935,000-1.5%$457/sqft |
Source: | ||
| 1/28/2026 | Price change | $949,599-3.1%$464/sqft |
Source: | ||
| 10/30/2025 | Listed for sale | $980,000+192.5%$479/sqft |
Source: | ||
| 4/11/2017 | Sold | $335,000$164/sqft |
Source: Agent Provided Report a problem | ||
| 12/11/2015 | Sold | $335,000+1.5%$164/sqft |
Source: | ||
| 8/4/2015 | Listed for sale | $330,000-37.7%$161/sqft |
Source: Cooke Realty #695038 Report a problem | ||
| 4/29/2005 | Sold | $530,000$259/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,787 | $697,890 |
| 2024 | $2,787 -8.5% | $697,890 |
| 2023 | $3,047 +27.4% | $697,890 +69.9% |
| 2022 | $2,392 0% | $410,820 |
| 2021 | $2,392 +1.5% | $410,820 |
| 2020 | $2,357 | $410,820 |
| 2019 | -- | $410,820 +79.2% |
| 2018 | $2,134 +6.9% | $229,310 |
| 2017 | $1,997 | $229,310 |
| 2016 | $1,997 | $229,310 -38.1% |
| 2015 | $1,997 +5.8% | $370,440 -2.8% |
| 2014 | $1,887 | $381,157 |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | -- |
| 2008 | -- | -- |
| 2007 | -- | -- |
| 2006 | -- | -- |
| 2005 | -- | -- |
| 2004 | -- | -- |
| 2003 | -- | -- |
| 2002 | -- | -- |
| 2001 | -- | -- |
| 2000 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 28469
Nearby schools
Schools provided by the listing agent
- Elementary: Union
- Middle: Shallotte Middle
- High: West Brunswick
Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




