Great Opportunity to Own Your Own Affordable Northern Neck Get-a-Way! Not Waterfront but Water View and Short Walk to One of Three Community Piers wit Access to the Yeocomico River in the Town of Kinsale - Short Run to Potomac River and Chesapeake Bay for Some of the Best Boating and Fishing - Ideal Weekend - Short Rental - Being Sold AS-IS - Any Inspection for Buyer's Information Purposes Only
For sale
Price cut: $3.9K (6/19)
$189,950
21 Cross St, Kinsale, VA 22488
2beds
1,200sqft
Water Access Residential
Built in 1990
0.45 Acres Lot
$-- Zestimate®
$158/sqft
$-- HOA
What's special
Water view
- 372 days |
- 805 |
- 25 |
Zillow last checked:
Listing updated:
Listed by:
David W. Fine,
Keller Williams Fairfax Gateway
Source: Northern Neck AOR,MLS#: 119042
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining room
- Features: Eat-in Kitchen
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Range, Range Hood, Refrigerator, Electric Water Heater
Features
- 1st Floor Bedroom, Great Room
- Flooring: Vinyl
- Basement: Crawl Space
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
Video & virtual tour
Property
Parking
- Parking features: None
Features
- Levels: One
- Patio & porch: Deck
- Has view: Yes
- View description: River/Creek View
- Has water view: Yes
- Water view: River/Creek View
- Body of water: Yeocomico River
- Frontage length: 0
Lot
- Size: 0.45 Acres
- Features: < .5 acre
Details
- Additional structures: None
- Zoning description: R
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Water Access Residential
Materials
- Sheetrock Walls, Vinyl Siding
- Roof: Age Unknown
Condition
- Year built: 1990
Utilities & green energy
- Sewer: Septic Tank
- Water: Artesian
Community & HOA
Community
- Subdivision: Shady Harbor Shores
HOA
- Has HOA: No
Location
- Region: Kinsale
Financial & listing details
- Price per square foot: $158/sqft
- Date on market: 7/3/2025
- Listing terms: Cash,Conventional
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/19/2026 | Price change | $189,950-2%$158/sqft |
Source: Northern Neck AOR #119042 Report a problem | ||
| 5/19/2026 | Price change | $193,850-0.3%$162/sqft |
Source: Northern Neck AOR #119042 Report a problem | ||
| 5/18/2026 | Price change | $194,500-2%$162/sqft |
Source: Northern Neck AOR #119042 Report a problem | ||
| 9/13/2025 | Price change | $198,500-0.3%$165/sqft |
Source: Northern Neck AOR #119042 Report a problem | ||
| 7/3/2025 | Listed for sale | $199,000$166/sqft |
Source: Northern Neck AOR #119042 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 22488
Nearby schools
GreatSchools rating
- 5/10Cople Elementary SchoolGrades: PK-5Distance: 6.4 mi
- 7/10Montross Middle SchoolGrades: 6-8Distance: 11.5 mi
- 4/10Washington & Lee High SchoolGrades: 9-12Distance: 13.9 mi
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A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
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- Virginia
- Westmoreland County
- Kinsale
- 22488
- 21 Cross St