Active

Price cut: $5K (8/12)

$100,000

21 F St SW, Miami, OK 74354

3beds

1,302sqft

$677/mo

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Single Family Residence

Built in 1920

6,098 Square Feet Lot

$98,300 Zestimate^®

$77/sqft

$-- HOA

What's special

Charming cottageCozy feel throughoutNewer hvac systemSpacious feel

Charming cottage with a flex room that can be used as a 3rd bedroom, office, or second living space. This home has a spacious feel, has been well cared for and offers a mix of character and important updates. Recent improvements include a newer HVAC system, metal roof estimated under 5 years old, and a water heater less than 6 months old. The living room features new carpet installed less than 4 months ago, and all kitchen appliances are less than 2 years old. The bathroom has also been remodeled. The layout is functional with a cozy feel throughout. With a few cosmetic updates, the home is a great option for a first time buyer or as an investment property.

35 days

414

31

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1

Heating

Natural Gas

Cooling

Ceiling Fan(s), Central Air

Interior area

Total structure area: 1,302
Total interior livable area: 1,302 sqft

Property

Parking

Parking features: Garage
Has garage: Yes

Features

Stories: 1
Patio & porch: Patio

Lot

Size: 6,098 Square Feet
Dimensions: 5998
Features: Abstract

Details

Parcel number: 352000089006000000
Zoning: Residential

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence

Materials

Foundation: Raised

Condition

Year built: 1920

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: Miami Op I

HOA

Has HOA: No

Location

Region: Miami

Financial & listing details

Price per square foot: $77/sqft
Tax assessed value: $18,000
Annual tax amount: $623
Date on market: 7/10/2026

Estimated market value

$98,300

$92,000 - $103,000

$1,002/mo

Price history

Date	Event	Price
8/12/2026	Price change	$100,000-4.8%$77/sqft
Source: Northeast Oklahoma BOR #26-1588 Report a problem
7/10/2026	Listed for sale	$105,000$81/sqft
Source: Northeast Oklahoma BOR #26-1588 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2015	$182 -10.7%	$2,052 -17.7%
2014	$204 +4.7%	$2,493 +4.9%
2013	$195 +0.8%	$2,376 +5%
2012	$193 +2.2%	$2,263 +5%
2011	$189 -0.7%	$2,155
2010	$191	$2,155
2009	$191 +16.3%	$2,155
2008	$164 +5%	$2,155 +5%
2007	$156	$2,052

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 74354

Getting around

51 / 100

Somewhat Walkable

43 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

4/10
Wilson Elementary School
Grades: PK-KDistance: 0.4 mi
3/10
Miami Junior High School
Grades: 7-9Distance: 1.7 mi
5/10
Miami High School
Grades: 10-12Distance: 1.7 mi

Schools provided by the listing agent

High: Miami

Source: Northeast Oklahoma BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.