Experience true waterfront living with stunning sound views, direct sound access (NO FLOOD INSURANCE REQUIRED, IN ZONE X), and a backyard designed for both relaxation and entertaining. Situated on approximately 0.41 acres in the desirable Mariner's Cove community, this property offers a rare combination of space, functionality, and coastal lifestyle.
From the moment you step inside, you're greeted by soaring ceilings, expansive living areas, and abundant natural light, all designed to highlight the home's connection to the water. Large windows and multiple vantage points bring the views inside, creating a bright and inviting atmosphere throughout. The outdoor space is where this home truly shines--featuring over 640 square feet of screened, heated pool area overlooking the water. Whether hosting guests or enjoying a quiet evening, the covered patio, wood-burning fireplace, and outdoor fire pit provide the perfect setting year-round.
Boating enthusiasts will appreciate the 57-foot dock with sound and Gulf access, complete with a 10,000 lb boat lift and a large floating dock for easy Jet Ski access. Start your mornings with coffee on the water or unwind in the evenings with incredible sunset views.
Additional exterior features include an extended driveway accommodating up to six vehicles, a two-car garage, a lawn pump sprinkler system to maintain the yard without increasing your water bill, and an elevated 10x14 Tuff Shed rated for 120 mph winds.
Inside, the home offers generously sized rooms, ample storage, and a guest suite with a private balcony--perfect for enjoying the coastal breeze and water views.
Recent upgrades provide both comfort and peace of mind, including a tankless gas water heater, impact-rated windows and doors (including garage door for wind mitigation benefits), and a new roof with enhanced underlayment for potential insurance savings.
A home warranty is included, offering added protection for major systems such as HVAC, pool equipment, and appliances.
Ideally located just minutes from Hurlburt Field and centrally positioned between Destin and Pensacola, this home offers convenience, lifestyle, and exceptional value for waterfront living.
Sold for $825,000
$825,000
21 Neptune Dr, Mary Esther, FL 32569
3beds
2,600sqft
Single Family Residence
Built in 1987
0.41 Acres Lot
$823,100 Zestimate®
$317/sqft
$3,281 Estimated rent
Home value
$823,100
$782,000 - $864,000
$3,281/mo
Zestimate® history
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$5,189/mo
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Est. payment
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List your homeWhat's special
Two-car garageAbundant natural lightLarge windowsDirect sound accessAmple storageStunning sound viewsOutdoor fire pit
Zillow last checked:
Listing updated:
Listed by:
Tarrah Minor 606-231-2812,
Realty ONE Group Emerald Coast
Bought with:
Jacinta Migo, 3652827
Realty ONE Group Emerald Coast
Source: ECAOR,MLS#: 998385
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bedroom
- Level: Second
- Area: 240 Square Feet
- Dimensions: 20 x 12
Bedroom
- Level: Second
- Area: 252 Square Feet
- Dimensions: 21 x 12
Primary bathroom
- Level: Second
- Area: 378 Square Feet
- Dimensions: 27 x 14
Primary bathroom
- Level: Second
- Area: 140 Square Feet
- Dimensions: 14 x 10
Bathroom
- Level: Second
- Area: 63 Square Feet
- Dimensions: 9 x 7
Bathroom
- Level: First
- Area: 25 Square Feet
- Dimensions: 5 x 5
Foyer
- Level: First
- Area: 77 Square Feet
- Dimensions: 11 x 7
Kitchen
- Description: Eat-in Kitchen
- Level: First
- Area: 253 Square Feet
- Dimensions: 23 x 11
Laundry
- Level: First
- Area: 70 Square Feet
- Dimensions: 10 x 7
Living room
- Level: First
- Area: 308 Square Feet
- Dimensions: 22 x 14
Storage
- Level: First
- Area: 240 Square Feet
- Dimensions: 16 x 15
Heating
- Central
Cooling
- Central Air, Attic Fan, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Microwave, Refrigerator, Gas Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Cathedral Ceiling(s), Crown Molding, Tray Ceiling(s), Vaulted Ceiling(s), Pantry, Split Bedroom, Woodwork Painted
- Flooring: Tile, Carpet
- Windows: Double Pane Windows
- Attic: Pull Down Stairs
- Has fireplace: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,600
- Total interior livable area: 2,600 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Boat, RV Access/Parking
- Attached garage spaces: 2
Features
- Stories: 2
- Patio & porch: Covered, Patio, Porch, Screened
- Exterior features: Balcony, Boat Slip, Boatlift, Dock, Lawn Pump, Sprinkler System
- Has private pool: Yes
- Pool features: Heated, In Ground, Pool - Enclosed
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Access
Lot
- Size: 0.41 Acres
- Dimensions: 88 x 190 x 95 x 160
Details
- Parcel number: 152S25308000000190
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Tudor
- Property subtype: Single Family Residence
Materials
- Block, Brick Front, Siding Brick Some, Siding CmntFbrHrdBrd
- Roof: Composition
Condition
- Construction Complete
- New construction: No
- Year built: 1987
Utilities & green energy
- Water: Public
Community & neighborhood
Security
- Security features: Smoke Detector(s)
Location
- Region: Mary Esther
- Subdivision: MARINERS COVE
Price history
| Date | Event | Price |
|---|---|---|
| 6/15/2026 | Sold | $825,000-2.9%$317/sqft |
Source:  ECAOR #998385 Report a problem | ||
| 4/19/2026 | Pending sale | $849,999$327/sqft |
Source: ECAOR #998385 Report a problem | ||
| 4/15/2026 | Price change | $849,999-5.5%$327/sqft |
Source: ECAOR #998385 Report a problem | ||
| 3/19/2026 | Listed for sale | $899,000+99.8%$346/sqft |
Source: ECAOR #998385 Report a problem | ||
| 10/16/2017 | Sold | $450,000-2.2%$173/sqft |
Source:  PAR #517708 Report a problem | ||
| 8/15/2017 | Price change | $459,900-2.1%$177/sqft |
Source: Coldwell Banker Residential Real Estate - Navarre #775493 Report a problem | ||
| 6/13/2017 | Listed for sale | $469,900-2.9%$181/sqft |
Source: Coldwell Banker Residential Real Estate - Navarre #775493 Report a problem | ||
| 6/2/2017 | Sold | $484,000+1.9%$186/sqft |
Source: Public Record Report a problem | ||
| 5/16/2017 | Price change | $474,900-1.9%$183/sqft |
Source: Coldwell Banker Residential Real Estate - Navarre #775493 Report a problem | ||
| 5/12/2017 | Price change | $484,000-2%$186/sqft |
Source: Coldwell Banker Residential Real Estate - Navarre #775493 Report a problem | ||
| 3/3/2017 | Listed for sale | $494,000+69.2%$190/sqft |
Source: COLDWELL BANKER RESIDENTIAL REAL ESTATE, NAVARRE #770458 Report a problem | ||
| 5/13/2003 | Sold | $292,000$112/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $402,277 +3% |
| 2023 | -- | $390,560 +3% |
| 2022 | -- | $379,184 +3% |
| 2021 | -- | $368,140 +1.4% |
| 2020 | $3,831 +3.1% | $363,057 +2.3% |
| 2019 | $3,714 +14.8% | $354,894 +10.3% |
| 2018 | $3,235 | $321,865 +12.3% |
| 2017 | $3,235 +9.9% | $286,502 +2.1% |
| 2016 | $2,944 +2.8% | $280,609 +0.7% |
| 2015 | $2,865 -2.4% | $278,658 +0.8% |
| 2014 | $2,937 | $276,446 +1.5% |
| 2013 | -- | $272,361 -0.1% |
| 2012 | -- | $272,602 -4.3% |
| 2011 | -- | $284,823 -3.1% |
| 2010 | -- | $293,970 -9.5% |
| 2009 | -- | $324,807 -8% |
| 2008 | -- | $353,086 -7.5% |
| 2007 | -- | $381,867 +25% |
| 2006 | -- | $305,477 +26.7% |
| 2005 | -- | $241,196 -12.8% |
| 2004 | -- | $276,601 +40.9% |
| 2003 | -- | $196,263 +2.4% |
| 2002 | -- | $191,663 +1.6% |
| 2001 | -- | $188,645 |
Find assessor info on the county website
Neighborhood: 32569
Nearby schools
GreatSchools rating
- 9/10Florosa Elementary SchoolGrades: PK-5Distance: 0.4 mi
- 7/10Max Bruner Junior Middle SchoolGrades: 6-8Distance: 6.1 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 5.7 mi
Schools provided by the listing agent
- Elementary: Florosa
- Middle: Bruner
- High: Fort Walton Beach
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Florida
- Okaloosa County
- Mary Esther
- 32569
- 21 Neptune Dr
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