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For sale
  • $10,395,000

    21 Sail Point Ln, Key Largo, FL 33037

    4beds
    4,151sqft
    : 
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    Single Family Residence
    Built in 1972
    0.5 Acres Lot
    $12,068,000 Zestimate®
    $2,504/sqft
    $-- HOA

    What's special

    Screened pool areaOne-story handicap accessible living
    Set on one of Ocean Reef's most private and desirable waterfront streets, 21 Sail Point Lane offers a rare combination of location, privacy, and easy single-level living and a 112ft seawall. This 4-bedroom, 4-bath residence with a den spans 4,151 square feet on a half-acre lot and sits along the edge of Card Sound in the exclusive Ocean Reef Club. Featuring a screened pool area, and views of Card Sound from the living room create the kind of waterfront setting that is hard to find and even harder to duplicate. Designed for comfort and convenience, the home features direct garage access into the house, one-story handicap accessible living, and a layout that keeps most rooms connected to the water view and outdoor living spaces. Completely renovated in 2011, the residence blends updated finishes and functionality with a relaxed waterfront setting, while a professional landscape renovation completed in 2023 enhances both the home's curb appeal and its sense of privacy. Buffered landscaping on both sides and a quiet cul-de-sac location off Card Sound Road further elevate the secluded feel of the property. Furnished and offered in one of the Florida Keys' premier communities, this is a standout opportunity in Ocean Reef Club.
    4 days
    |
    399
    |
    8
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Roberta Watson,

    Watson Luxury Properties at Ocean Reef

    Source: CLS at Ocean Reef,MLS#: 5027MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Appliances
      • Included: Washer, Dryer, Dishwasher, Freezer, Refrigerator, Microwave
      • Laundry: Laundry Room
      Features
      • Office/Den
      • Windows: Impact Glass
      • Furnished: Yes
      Interior area
      • Total structure area: 4,151
      • Total interior livable area: 4,151 sqft
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      Property

      Accessibility
      • Accessibility features: Handicap Accessible
      Features
      • Stories: 1
      • Patio & porch: Deck/Patio
      • Exterior features: Dock
      • On waterfront: Yes
      Lot
      • Size: 0.5 Acres
      Details
      • Parcel number: 00572224000100
      • Special conditions: Traditional

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • New construction: No
      • Year built: 1972
      • Major remodel year: 1999

      Utilities & green energy

      • Gas: Propane Tank-Rented

      Community & HOA

      Community
      • Subdivision: Not Condo or Condo Outside MLS Area
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $2,504/sqft
      • Tax assessed value: $9,429,936
      • Annual tax amount: $46,607
      • Date on market: 6/8/2026
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        Estimated market value

        $12,068,000

        $10.02M - $14.36M

        $7,834/mo

        Price history

        DateEventPrice
        6/8/2026Listed for sale$10,395,000+180.9%$2,504/sqft
        Source: CLS at Ocean Reef #5027 Report a problem
        4/14/2011Sold$3,700,000+5%$891/sqft
        Source: Public Record Report a problem
        7/14/2005Sold$3,525,000+232.5%$849/sqft
        Source: Public Record Report a problem
        6/2/1997Sold$1,060,000$255/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$48,549 -3.8%$5,328,776 +10%
        2024$50,455 +5.3%$4,844,342 +10%
        2023$47,893 +49.7%$4,403,947 +10%
        2022$31,982 +21.6%$4,003,588 +10%
        2021$26,304 -1%$3,639,625 -0.3%
        2020$26,567 $3,648,846 +1.8%
        2019$26,567 +1.6%$3,583,050 +27.3%
        2018$26,137 +25.7%$2,813,729 +2.1%
        2017$20,797 +2.3%$2,755,857 +2.1%
        2016$20,333 -3.2%$2,699,175 +0.7%
        2015$21,009 $2,680,412

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 33037

          Getting around

          3 / 100
          Car-Dependent
          45 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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