Set on one of Ocean Reef's most private and desirable waterfront streets, 21 Sail Point Lane offers a rare combination of location, privacy, and easy single-level living and a 112ft seawall. This 4-bedroom, 4-bath residence with a den spans 4,151 square feet on a half-acre lot and sits along the edge of Card Sound in the exclusive Ocean Reef Club. Featuring a screened pool area, and views of Card Sound from the living room create the kind of waterfront setting that is hard to find and even harder to duplicate. Designed for comfort and convenience, the home features direct garage access into the house, one-story handicap accessible living, and a layout that keeps most rooms connected to the water view and outdoor living spaces. Completely renovated in 2011, the residence blends updated finishes and functionality with a relaxed waterfront setting, while a professional landscape renovation completed in 2023 enhances both the home's curb appeal and its sense of privacy. Buffered landscaping on both sides and a quiet cul-de-sac location off Card Sound Road further elevate the secluded feel of the property. Furnished and offered in one of the Florida Keys' premier communities, this is a standout opportunity in Ocean Reef Club.
For sale
$10,395,000
21 Sail Point Ln, Key Largo, FL 33037
4beds
4,151sqft
Single Family Residence
Built in 1972
0.5 Acres Lot
$12,068,000 Zestimate®
$2,504/sqft
$-- HOA
What's special
Screened pool areaOne-story handicap accessible living
- 4 days |
- 399 |
- 8 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Roberta Watson,
Watson Luxury Properties at Ocean Reef
Source: CLS at Ocean Reef,MLS#: 5027
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Appliances
- Included: Washer, Dryer, Dishwasher, Freezer, Refrigerator, Microwave
- Laundry: Laundry Room
Features
- Office/Den
- Windows: Impact Glass
- Furnished: Yes
Interior area
- Total structure area: 4,151
- Total interior livable area: 4,151 sqft
Video & virtual tour
Property
Accessibility
- Accessibility features: Handicap Accessible
Features
- Stories: 1
- Patio & porch: Deck/Patio
- Exterior features: Dock
- On waterfront: Yes
Lot
- Size: 0.5 Acres
Details
- Parcel number: 00572224000100
- Special conditions: Traditional
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Condition
- New construction: No
- Year built: 1972
- Major remodel year: 1999
Utilities & green energy
- Gas: Propane Tank-Rented
Community & HOA
Community
- Subdivision: Not Condo or Condo Outside MLS Area
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $2,504/sqft
- Tax assessed value: $9,429,936
- Annual tax amount: $46,607
- Date on market: 6/8/2026
Estimated market value
$12,068,000
$10.02M - $14.36M
$7,834/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/8/2026 | Listed for sale | $10,395,000+180.9%$2,504/sqft |
Source: | ||
| 4/14/2011 | Sold | $3,700,000+5%$891/sqft |
Source: Public Record Report a problem | ||
| 7/14/2005 | Sold | $3,525,000+232.5%$849/sqft |
Source: Public Record Report a problem | ||
| 6/2/1997 | Sold | $1,060,000$255/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $48,549 -3.8% | $5,328,776 +10% |
| 2024 | $50,455 +5.3% | $4,844,342 +10% |
| 2023 | $47,893 +49.7% | $4,403,947 +10% |
| 2022 | $31,982 +21.6% | $4,003,588 +10% |
| 2021 | $26,304 -1% | $3,639,625 -0.3% |
| 2020 | $26,567 | $3,648,846 +1.8% |
| 2019 | $26,567 +1.6% | $3,583,050 +27.3% |
| 2018 | $26,137 +25.7% | $2,813,729 +2.1% |
| 2017 | $20,797 +2.3% | $2,755,857 +2.1% |
| 2016 | $20,333 -3.2% | $2,699,175 +0.7% |
| 2015 | $21,009 | $2,680,412 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 33037
Nearby schools
GreatSchools rating
- 8/10Key Largo SchoolGrades: PK-8Distance: 12.9 mi
- 4/10Coral Shores High SchoolGrades: 9-12Distance: 27.3 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Monroe County
- Key Largo
- 33037
- 21 Sail Point Ln




