Pending

$150,000

2108 20th Ave, Rockford, IL 61104

--beds

--baths

1,945sqft

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2 Units

Built in 1910

-- sqft lot

$147,600 Zestimate^®

$77/sqft

$-- HOA

What's special

Charming balconyFully fenced yardSpacious usable atticUpdated kitchensBuilt-in bar areaHardwood floorsOpen basement

Old-World Charm Meets Modern Efficiency! This turnkey, up-and-down duplex is an absolute gem for savvy investors or owner-occupants looking to house-hack. Packed with character, both units boast hardwood floors alongside updated kitchens and bathrooms. Mechanically, this property offers ultimate peace of mind: separate utilities, a newer furnace and central air conditioning for each unit, and a brand-new water heater for the upper unit. The upper unit features exclusive access to a charming balcony and a spacious, usable attic for excellent storage or expansion potential. Downstairs, the open basement includes a fun built-in bar area—perfect for entertaining. Outside, enjoy a fully fenced yard and a detached 2-car garage with an automatic opener. Move right in or start collecting rent on day one!

23 days

344

24

Facts & features

Interior

Heating

Forced Air, Natural Gas

Cooling

Central Air

Appliances

Included: Refrigerator, Stove/Cooktop, Gas Water Heater
Laundry: Common Area

Features

Basement: Full

Interior area

Total structure area: 1,945
Total interior livable area: 1,945 sqft
Finished area above ground: 1,945
Finished area below ground: 0

Property

Parking

Total spaces: 4
Parking features: Garage
Garage spaces: 2

Features

Levels: Two
Stories: 2
Patio & porch: Deck
Exterior features: Balcony
Fencing: Fenced

Details

Additional structures: Shed(s)
Parcel number: 1136261008
Zoning: Two Fan

Construction

Type & style

Home type: MultiFamily
Property subtype: 2 Units

Materials

Siding
Roof: Shingle

Condition

Year built: 1910

Utilities & green energy

Electric: Circuit Breakers
Sewer: City
Water: City
Utilities for property: Separate Utilities

Community & HOA

Community

Subdivision: IL

Location

Region: Rockford

Financial & listing details

Price per square foot: $77/sqft
Tax assessed value: $54,609
Annual tax amount: $1,791
Price range: $150K - $150K
Date on market: 6/24/2026
Cumulative days on market: 24 days

Estimated market value

$147,600

$140,000 - $155,000

$1,093/mo

Price history

Date	Event	Price
7/6/2026	Pending sale	$150,000$77/sqft
Source: MRED as distributed by MLS GRID #12687396 Report a problem
6/24/2026	Listed for sale	$150,000+114.3%$77/sqft
Source: NorthWest Illinois Alliance of REALTORS® #202603762 Report a problem
10/31/2019	Listing removed	$650
Source: Gambino Realtors #201906190 Report a problem
9/28/2019	Listed for rent	$650+30%
Source: Gambino Realtors #201906190 Report a problem
9/20/2019	Sold	$70,000-6.7%$36/sqft
Source: NorthWest Illinois Alliance of REALTORS® #201904782 Report a problem
9/13/2019	Pending sale	$75,000$39/sqft
Source: Gambino Realtors #201904782 Report a problem
9/12/2019	Price change	$75,000-6.3%$39/sqft
Source: Gambino Realtors #201904782 Report a problem
8/19/2019	Listed for sale	$80,000+70.2%$41/sqft
Source: Gambino Realtors #201904782 Report a problem
3/10/2018	Listing removed	$500
Source: Owner Report a problem
3/8/2018	Listed for rent	$500
Source: Owner Report a problem
3/2/2000	Sold	$47,000$24/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$1,725 +3.5%	$18,203 +13.4%
2023	$1,667 +1.7%	$16,051 +11.9%
2022	$1,639	$14,347 +11.8%
2021	--	$12,836 +5.8%
2020	$876 -4%	$12,134 +4.9%
2019	$912 -6.1%	$11,565 +6.1%
2018	$972 -3.8%	$10,898 +4.5%
2017	$1,011	$10,430 -9.1%
2016	$1,011 -1.8%	$11,469
2015	$1,029 -1.2%	$11,469 -24.5%
2014	$1,042 -46.7%	$15,181 -36.9%
2009	$1,953	$24,047 +8%
2007	--	$22,262 +4.8%
2006	--	$21,247 +4.8%
2005	--	$20,283 +0.7%
2004	--	$20,139 +10.3%
2003	--	$18,254 +3.3%
2001	--	$17,664 +3.6%
2000	--	$17,055
1999	--	$17,055

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 61104

Getting around

24 / 100

Car-Dependent

40 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

3/10
Riverdahl Elementary School
Grades: K-5Distance: 2.1 mi
2/10
Rockford Environmental Science Academy
Grades: 6-8Distance: 3.1 mi
1/10
Jefferson High School
Grades: 9-12Distance: 3 mi

Schools provided by the listing agent

Elementary: Riverdahl Elementary
Middle: Rockford Enviromental Science Academy
High: Jefferson High
District: Rockford 205

Source: NorthWest Illinois Alliance of REALTORS®. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.