Cosmetic maintenance, repairing, updating, and mechanical replacement over the past five years indicates the effective age is greatly reduced from the actual age. Market data does not indicate any functional or external obsolescence. Per the borrower, recent improvements: new kitchen appliances, high efficiency toilets, high efficiency shower heads, a gas line to the outdoor BBQ, the chair-back and crown molding, security system, additional canned lights, humidifier, and new hardwood flooring throughout. Neighborhood Description The property is located just north of downtown in a neighborhood known as Old Town Triangle (an historic district). The Old Town Triangle neighborhood is located at the intersection of North Avenue and LaSalle Boulevard. There are several local restaurants, shopping, and entertainment options in the area that are within walking distance from the subject. Additionally, the neighborhood has easy access to all forms of Chicago public transportations. The neighborhood has convenient access to all social and economic centers via North Avenue, LaSalle Boulevard, Lake Shore Drive, Division Street, and Halsted Street. Major arteries of transportation in the area include Interstate 90, Interstate 94, and Lake Shore Drive. The neighborhood consists of a mixture of condo style mid-rise, low-rise, and garden level single-family attached dwellings, 2-4 unit income producing dwellings, and single-family detached dwellings. There are no adverse factors apparent.
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