21121 SW 85th Ave APT 311, Cutler Bay, FL 33189

Imagine owning your own home in one of Cutler Bay's most desirable gated waterfront communities with as little as 3-5% down. Welcome to The Cove, where comfort, convenience, and value come together. This spacious 2-bedroom, 2-bath residence features an open living and dining area that flows onto a private balcony overlooking peaceful garden views. The primary suite also enjoys balcony access, creating the perfect place to relax after a long day. Recent updates include luxury vinyl flooring, beautifully updated bathrooms, a newer A/C (2020), water heater (2017), generous closet space, and a spacious kitchen with room for a breakfast nook. Enjoy resort-style amenities including a swimming pool, elevator, assigned parking near the entrance, guest parking, on-site laundry, and beautiful waterfront surroundings. Ideally located just minutes from Black Point Marina, parks, shopping, dining, major highways, and excellent schools, this home is perfect for first-time buyers, seasonal residents, or investors. FNMA-approved community allows financing with as little as 3-5% down for qualified buyers. Seller will contribute $5,000 toward a rate buy-down or buyer closing costs with a full-price offer. Some photos have been virtually staged using AI technology.