For sale

Price cut: $14.1K (9/21)

$205,900

2120 Cleveland Ave, Chattanooga, TN 37404

3beds

1,040sqft

$1,412/mo

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Single Family Residence

Built in 1940

0.5 Acres Lot

$201,800 Zestimate^®

$198/sqft

$-- HOA

What's special

Newer vinyl sidingOpen floorplanWelcoming covered front porchUpdated kitchenOff-street parkingPrivate rear deckExterior tile flooring

PRICE IMPROVEMENT - $205,900 | INCOME-PRODUCING CHATTANOOGA RENTAL Investor opportunity with an established tenant and lease already in place. 2120 Cleveland Ave currently generates $1,628 per month in rental income, with the existing lease running through January 31, 2027. For investors looking to add multiple doors, this property is also available as part of a three-home Chattanooga rental portfolio with 1725 Newton St and 1307 Wheeler Ave. The portfolio currently produces a combined $4,654 per month / $55,848 annually in scheduled gross rent. Individual asking prices total $600,800, or purchase all three for $585,000--a $15,800 portfolio discount. The portfolio offers immediate rental income, three established tenancies and staggered lease expirations, allowing an investor to acquire multiple income-producing properties in a single transaction. Tenant occupied. Please do not disturb tenant. Showings and additional lease information available in accordance with listing instructions.

60 days
132
5

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1

Primary bedroom

Level: First

Bedroom

Level: First

Bedroom

Level: First

Bathroom

Description: Full Bathroom
Level: First

Dining room

Level: First

Heating

Central, Electric

Cooling

Central Air, Electric

Appliances

Included: Electric Water Heater
Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Features

High Speed Internet, Open Floorplan, Separate Shower
Flooring: Hardwood, Tile
Basement: Crawl Space
Number of fireplaces: 1
Fireplace features: Bedroom

Interior area

Total structure area: 1,040
Total interior livable area: 1,040 sqft
Finished area above ground: 1,040

Property

Parking

Parking features: Off Street

Accessibility

Accessibility features: Other

Features

Levels: One
Stories: 1
Patio & porch: Deck, Patio, Porch, Porch - Covered
Exterior features: Other
Fencing: Fenced

Lot

Size: 0.5 Acres
Dimensions: 40 x 88.5
Features: Level

Details

Parcel number: 146f J 037
Special conditions: Trust

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding
Foundation: Block
Roof: Shingle

Condition

New construction: No
Year built: 1940

Utilities & green energy

Sewer: Other, Public Sewer
Water: Other, Public
Utilities for property: Cable Available, Electricity Available, Phone Available, Sewer Connected

Community & HOA

Community

Subdivision: Stanleys Of Delong Tract

HOA

Has HOA: No

Location

Region: Chattanooga

Financial & listing details

Price per square foot: $198/sqft
Tax assessed value: $145,700
Annual tax amount: $1,255
Date on market: 8/10/2026
Listing terms: Cash,Conventional,FHA

Estimated market value

$201,800

$192,000 - $212,000

$1,378/mo

Price history

Date	Event	Price
9/21/2026	Price change	$205,900-6.4%$198/sqft
Source: Greater Chattanooga Realtors #1540426 Report a problem
8/11/2026	Listed for sale	$220,000+63%$212/sqft
Source: Greater Chattanooga Realtors #1540426 Report a problem
12/3/2024	Listing removed	$1,550$1/sqft
Source: Zillow Rentals Report a problem
10/29/2024	Listed for rent	$1,550$1/sqft
Source: Zillow Rentals Report a problem
9/5/2024	Sold	$135,000-9.9%$130/sqft
Source: Greater Chattanooga Realtors #1397680 Report a problem
8/23/2024	Contingent	$149,900$144/sqft
Source: Greater Chattanooga Realtors #1397680 Report a problem
8/17/2024	Listed for sale	$149,900+1149.2%$144/sqft
Source: Greater Chattanooga Realtors #1397680 Report a problem
11/5/2012	Sold	$12,000-79.3%$12/sqft
Source: Public Record Report a problem
2/20/2004	Sold	$58,000$56/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$552 +135.6%	$36,425 +247.7%
2024	$234	$10,475
2023	$234	$10,475
2022	$234	$10,475
2021	$234 -3.7%	$10,475 +19%
2020	$243	$8,800
2019	$243	$8,800
2018	$243 -57.3%	$8,800
2017	$570 +1.7%	$8,800
2016	$560	--
2015	$560	$8,775
2014	$560 -30.5%	--
2013	$807	$8,775 -44.8%
2012	$807	$15,900
2011	$807	$15,900
2010	$807 +7.9%	$15,900
2009	$748	$15,900 +7.3%
2008	--	$14,825
2007	--	$14,825
2006	--	$14,825
2005	--	$14,825 +112.5%
2004	--	$6,975
2003	--	$6,975
2002	--	$6,975
2001	--	$6,975 +25.7%
2000	--	$5,550

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: Churchville

Getting around

54 / 100

Somewhat Walkable

31 / 100

Some Transit

58 / 100

Bikeable

Nearby schools

GreatSchools rating

3/10
Orchard Knob Elementary School
Grades: PK-5Distance: 0.2 mi
3/10
Orchard Knob Middle School
Grades: 6-8Distance: 0.5 mi
3/10
Brainerd High School
Grades: 9-12Distance: 2.9 mi

Schools provided by the listing agent

Elementary: Orchard Knob Elementary
Middle: Orchard Knob Middle
High: Brainerd High

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.