Welcome to the Lake access community Bahia Bay. Enter this lovely and bright 3 bedroom and 2 bath home via large entry deck leading into open concept living space. Real wood fireplace is the focal point. Elegant kitchen dressed with plenty of cabinet space . Beautiful refinished hardwood floors throughout. Large primary bedroom with bathroom and walk-in closet is located on one side and 2 bedrooms sharing a full bath is on the opposite side. Walk-out unfinished basement is the cherry on the top here. Lots of possibilities. Bahia Bay is known for a peaceful lakeside Cornelius neighborhood, with Lake Norman key access and convenient access to shopping, dining, parks, schools, and commuter routes. Enjoy being near Jetton Park, Ramsey Creek Park, Birkdale Village, Downtown Davidson, and Lake Norman waterfront dining. This home is ready for you to Move IN.
Closed
$415,000
21205 Rio Oro Dr, Cornelius, NC 28031
3beds
1,248sqft
Single Family Residence
Built in 1983
0.23 Acres Lot
$418,800 Zestimate®
$333/sqft
$2,173 Estimated rent
Home value
$418,800
$398,000 - $440,000
$2,173/mo
Zestimate® history
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$2,568/mo
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Est. payment
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Zillow last checked:
Listing updated:
Listed by:
Renata Hawkins renata@nicheram.com,
Niche Realty and Management
Bought with:
Alexa Jordan
EXP Realty LLC Mooresville
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4378603
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Range
- Laundry: Laundry Room, Main Level
Features
- Built-in Features, Open Floorplan, Walk-In Closet(s)
- Flooring: Tile, Wood
- Doors: Storm Door(s)
- Basement: Basement Shop,Exterior Entry,Interior Entry,Unfinished,Walk-Out Access
- Fireplace features: Wood Burning
Interior area
- Total structure area: 1,248
- Total interior livable area: 1,248 sqft
- Finished area above ground: 1,248
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Parking Space(s)
- Uncovered spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Ramp – Community, Boat Slip – Community
- Body of water: Lake Norman
Lot
- Size: 0.23 Acres
- Dimensions: 61 x 119 x 61 x 120
- Features: Green Area, Wooded, Views
Details
- Parcel number: 00129409
- Zoning: GR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stone, Vinyl
- Roof: Composition
Condition
- New construction: No
- Year built: 1983
Utilities & green energy
- Sewer: Public Sewer
- Water: Community Well
- Utilities for property: Cable Available, Electricity Connected
Community & HOA
Community
- Features: Lake Access, Recreation Area
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: Bahia Bay
HOA
- Has HOA: Yes
- HOA fee: $75 annually
- HOA name: Bahia Bay HOA
Location
- Region: Cornelius
Financial & listing details
- Price per square foot: $333/sqft
- Tax assessed value: $353,300
- Date on market: 5/22/2026
- Cumulative days on market: 57 days
- Listing terms: Cash,Conventional,FHA,FHA 203(K),VA Loan
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 8/17/2026 | Sold | $415,000-2.4%$333/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4378603 Report a problem | ||
| 7/15/2026 | Price change | $425,000-3.2%$341/sqft |
Source: Canopy MLS as distributed by MLS GRID #4378603 Report a problem | ||
| 6/16/2026 | Price change | $439,000-2.4%$352/sqft |
Source: Canopy MLS as distributed by MLS GRID #4378603 Report a problem | ||
| 5/22/2026 | Listed for sale | $450,000$361/sqft |
Source: Canopy MLS as distributed by MLS GRID #4378603 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $353,300 |
| 2024 | -- | $353,300 |
| 2023 | -- | $353,300 +61.6% |
| 2022 | -- | $218,600 |
| 2021 | -- | $218,600 |
| 2020 | -- | $218,600 |
| 2019 | $1,867 +12.7% | $218,600 +44.7% |
| 2018 | $1,657 +1.1% | $151,100 |
| 2017 | $1,638 | $151,100 |
| 2016 | $1,638 | $151,100 |
| 2015 | $1,638 +1.7% | $151,100 |
| 2014 | $1,610 | -- |
| 2013 | -- | $166,300 |
| 2012 | -- | $166,300 |
| 2011 | -- | $166,300 +61.5% |
| 2010 | -- | $103,000 |
| 2009 | -- | $103,000 |
| 2008 | -- | $103,000 |
| 2007 | -- | $103,000 |
| 2006 | -- | $103,000 |
| 2005 | -- | $103,000 +82.9% |
| 2004 | -- | $56,300 |
| 2003 | -- | $56,300 +4.4% |
| 2002 | -- | $53,950 |
| 2001 | -- | $53,950 |
| 2000 | -- | $53,950 |
Find assessor info on the county website
Neighborhood: 28031
Nearby homes
- $215,0000.22 Acres21201 Rio Oro Dr, Cornelius, NC 28031Sold
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- $409,3003 bd2 ba1.3k sqft21636 Colina Dr, Cornelius, NC 28031Off Market
- $980,0003 bd3 ba1.7k sqft21208 Rio Oro Dr, Cornelius, NC 28031Sold
Nearby schools
GreatSchools rating
- 6/10Cornelius ElementaryGrades: K-5Distance: 1.7 mi
- 10/10Bailey Middle SchoolGrades: 6-8Distance: 3.4 mi
- 7/10William Amos Hough HighGrades: 9-12Distance: 3.9 mi
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Estimated market value
$418,800
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Estimated market value
$418,800
- North Carolina
- Mecklenburg County
- Cornelius
- 28031
- 21205 Rio Oro Dr
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