Welcome to the Lake access community Bahia Bay. Enter this lovely and bright 3 bedroom and 2 bath home via large entry deck leading into open concept living space. Real wood fireplace is the focal point. Elegant kitchen dressed with plenty of cabinet space . Beautiful refinished hardwood floors throughout. Large primary bedroom with bathroom and walk-in closet is located on one side and 2 bedrooms sharing a full bath is on the opposite side. Walk-out unfinished basement is the cherry on the top here. Lots of possibilities. Bahia Bay is known for a peaceful lakeside Cornelius neighborhood, with Lake Norman key access and convenient access to shopping, dining, parks, schools, and commuter routes. Enjoy being near Jetton Park, Ramsey Creek Park, Birkdale Village, Downtown Davidson, and Lake Norman waterfront dining. This home is ready for you to Move IN.
Active
Price cut: $11K (6/16)
$439,000
21205 Rio Oro Dr, Cornelius, NC 28031
3beds
1,248sqft
Single Family Residence
Built in 1983
0.23 Acres Lot
$429,100 Zestimate®
$352/sqft
$6/mo HOA
What's special
Real wood fireplaceLarge entry deckOpen concept living space
- 38 days |
- 1,379 |
- 58 |
Zillow last checked:
Listing updated:
Listed by:
Renata Hawkins renata@nicheram.com,
Niche Realty and Management
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4378603
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Range
- Laundry: Laundry Room, Main Level
Features
- Built-in Features, Open Floorplan, Walk-In Closet(s)
- Flooring: Tile, Wood
- Doors: Storm Door(s)
- Basement: Basement Shop,Exterior Entry,Interior Entry,Unfinished,Walk-Out Access
- Fireplace features: Wood Burning
Interior area
- Total structure area: 1,248
- Total interior livable area: 1,248 sqft
- Finished area above ground: 1,248
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Parking Space(s)
- Uncovered spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Ramp – Community, Boat Slip – Community
- Body of water: Lake Norman
Lot
- Size: 0.23 Acres
- Dimensions: 61 x 119 x 61 x 120
- Features: Green Area, Wooded, Views
Details
- Parcel number: 00129409
- Zoning: GR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stone, Vinyl
- Roof: Composition
Condition
- New construction: No
- Year built: 1983
Utilities & green energy
- Sewer: Public Sewer
- Water: Community Well
- Utilities for property: Cable Available, Electricity Connected
Community & HOA
Community
- Features: Lake Access, Recreation Area
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: Bahia Bay
HOA
- Has HOA: Yes
- HOA fee: $75 annually
- HOA name: Bahia Bay HOA
Location
- Region: Cornelius
Financial & listing details
- Price per square foot: $352/sqft
- Tax assessed value: $353,300
- Date on market: 5/22/2026
- Cumulative days on market: 38 days
- Listing terms: Cash,Conventional,FHA,FHA 203(K),VA Loan
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Estimated market value
$429,100
$408,000 - $451,000
$2,071/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/16/2026 | Price change | $439,000-2.4%$352/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4378603 Report a problem | ||
| 5/22/2026 | Listed for sale | $450,000$361/sqft |
Source: Canopy MLS as distributed by MLS GRID #4378603 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $353,300 |
| 2024 | -- | $353,300 |
| 2023 | -- | $353,300 +61.6% |
| 2022 | -- | $218,600 |
| 2021 | -- | $218,600 |
| 2020 | -- | $218,600 |
| 2019 | $1,867 +12.7% | $218,600 +44.7% |
| 2018 | $1,657 +1.1% | $151,100 |
| 2017 | $1,638 | $151,100 |
| 2016 | $1,638 | $151,100 |
| 2015 | $1,638 +1.7% | $151,100 |
| 2014 | $1,610 | -- |
| 2013 | -- | $166,300 |
| 2012 | -- | $166,300 |
| 2011 | -- | $166,300 +61.5% |
| 2010 | -- | $103,000 |
| 2009 | -- | $103,000 |
| 2008 | -- | $103,000 |
| 2007 | -- | $103,000 |
| 2006 | -- | $103,000 |
| 2005 | -- | $103,000 +82.9% |
| 2004 | -- | $56,300 |
| 2003 | -- | $56,300 +4.4% |
| 2002 | -- | $53,950 |
| 2001 | -- | $53,950 |
| 2000 | -- | $53,950 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 28031
Nearby schools
GreatSchools rating
- 6/10Cornelius ElementaryGrades: K-5Distance: 1.7 mi
- 10/10Bailey Middle SchoolGrades: 6-8Distance: 3.4 mi
- 7/10William Amos Hough HighGrades: 9-12Distance: 3.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Mecklenburg County
- Cornelius
- 28031
- 21205 Rio Oro Dr
Nearby cities
Nearby zip codes
Other Cornelius Topics
