Welcome to lake living with exclusive Flathead Lake access and expansive lake views from this well appointed home in Shelter Bay Estates. Ideally located approximately 10 minutes from Lakeside, the home is positioned to take in unobstructed views of Flathead Lake and the surrounding mountains, and backs to a designated wildlife preserve, offering added privacy and a quiet, natural setting. This 4-bedroom, 3-bath home features dual living areas and a functional layout with thoughtful updates and finishes, suited for both everyday living and entertaining. The upper level offers large windows and a deck designed to capture the surrounding views, along with a see-through fireplace connecting the dining and living areas. Additional features include a 30-foot-wide, extra deep oversized garage designed to accommodate vehicles, recreational equipment, and larger toys, along with an RV hookup for added convenience. Shelter Bay Estates amenities include a residents-only beach, dock, boat launch, tennis and pickleball courts, and maintained common areas. This property presents an opportunity for full-time living or a second home in a sought-after Flathead Lake community.
Active
Price cut: $48K (6/19)
$899,000
21208 Osprey Loop, Rollins, MT 59931
4beds
1,900sqft
Single Family Residence
Built in 2012
0.68 Acres Lot
$876,900 Zestimate®
$473/sqft
$178/mo HOA
What's special
Rv hookupExpansive lake viewsQuiet natural settingLarge windows
- 149 days |
- 1,692 |
- 115 |
Zillow last checked:
Listing updated:
Listed by:
Michelle Currier 406-253-5762,
Keller Williams Realty Northwest Montana
Source: MRMLS,MLS#: 30064875
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Electric, Forced Air
Cooling
- Central Air
Appliances
- Included: Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer
- Laundry: Washer Hookup
Features
- Fireplace
- Basement: Crawl Space
- Number of fireplaces: 1
Interior area
- Total interior livable area: 1,900 sqft
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: Two
- Patio & porch: Covered
- Has view: Yes
- View description: Lake, Mountain(s), Residential, Trees/Woods
- Has water view: Yes
- Water view: true
- Waterfront features: Lake, Water Access
- Body of water: Flathead Lake
Lot
- Size: 0.68 Acres
Details
- Parcel number: 15358321303050000
- Zoning: Residential
- Zoning description: Upper West Shore
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Foundation: Poured
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2012
Utilities & green energy
- Sewer: Community/Coop Sewer
- Water: Community/Coop
- Utilities for property: Cable Available, Electricity Connected, High Speed Internet Available
Community & HOA
Community
- Features: Lake
- Subdivision: Shelter Bay Estates
HOA
- Has HOA: Yes
- Amenities included: Game Court Exterior, Picnic Area, Snow Removal
- Services included: None, Snow Removal
- HOA fee: $2,130 annually
- HOA name: Shelter Bay Estates
Location
- Region: Rollins
Financial & listing details
- Price per square foot: $473/sqft
- Tax assessed value: $801,348
- Annual tax amount: $2,872
- Date on market: 2/5/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Asphalt
Estimated market value
$876,900
$833,000 - $921,000
$3,021/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/19/2026 | Price change | $899,000-5.1%$473/sqft |
Source: | ||
| 2/5/2026 | Listed for sale | $947,000-5.1%$498/sqft |
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| 12/26/2025 | Listing removed | $998,000$525/sqft |
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| 7/9/2025 | Price change | $998,000-4.9%$525/sqft |
Source: | ||
| 6/15/2025 | Listed for sale | $1,049,000$552/sqft |
Source: | ||
| 5/14/2025 | Listing removed | $1,049,000$552/sqft |
Source: | ||
| 3/1/2025 | Listed for sale | $1,049,000$552/sqft |
Source: | ||
| 11/16/2024 | Listing removed | $1,049,000$552/sqft |
Source: | ||
| 9/1/2024 | Price change | $1,049,000-4.5%$552/sqft |
Source: | ||
| 8/9/2024 | Listed for sale | $1,099,000+58.1%$578/sqft |
Source: | ||
| 8/6/2021 | Sold | -- |
Source: | ||
| 7/26/2021 | Contingent | $695,000$366/sqft |
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| 7/22/2021 | Listed for sale | $695,000$366/sqft |
Source: | ||
| 12/4/2020 | Sold | -- |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,634 -20.1% | $776,800 +17.3% |
| 2024 | $3,295 -15.2% | $662,100 |
| 2023 | $3,885 +35.6% | $662,100 +38.2% |
| 2022 | $2,864 -8.5% | $479,000 |
| 2021 | $3,129 +19.6% | $479,000 +19.6% |
| 2020 | $2,617 -4% | $400,500 |
| 2019 | $2,726 +16.8% | $400,500 +14% |
| 2018 | $2,334 +0.8% | $351,200 |
| 2017 | $2,316 +1.5% | $351,200 -0.1% |
| 2016 | $2,281 +1.5% | $351,600 |
| 2015 | $2,248 +41.1% | $351,600 +108.2% |
| 2014 | $1,593 | $168,845 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 59931
Nearby schools
GreatSchools rating
- 9/10Dayton SchoolGrades: PK-6Distance: 5.4 mi
- 5/10Polson High SchoolGrades: 9-12Distance: 15.8 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Montana
- Lake County
- Rollins
- 59931
- 21208 Osprey Loop





