Discover a serene escape nestled in the heart of the Lower Florida Keys. Located in Cudjoe Cove, a boutique gated community of just nine homes, this 3-bedroom, 2-bath conch cottage offers unbeatable views and direct access to the ocean. Built of durable concrete with a standing seam metal roof and impact-rated windows, the home is designed for coastal resilience. A long tropical walkway leads you to your deeded dock equipped with water and electric, giving you effortless ocean access just steps from your door. The interior is light, open, and welcoming, with a focus on bringing the outside in. Enjoy a wraparound porch that frames panoramic views of the Atlantic, while inside you'll find an open floor plan with tile floors and island-inspired charm throughout. The entire second level is dedicated to a spacious primary suite, complete with a cozy sitting area overlooking the sea. Cudjoe Cove offers low HOA dues, a resort-style pool with waterfall, and trailer storage. Just 20 minutes from Key West and moments from restaurants, a marina, and conveniences -- this home is ideal as a full-time residence, a second home, or a vacation getaway.
For sale
Price cut: $100K (5/26)
$1,399,000
21250 Conch Dr, Cudjoe Key, FL 33042
3beds
1,508sqft
Single Family Residence
Built in 2000
2,178 Square Feet Lot
$-- Zestimate®
$928/sqft
$380/mo HOA
What's special
Island-inspired charm throughoutLong tropical walkwayUnbeatable viewsSpacious primary suiteStanding seam metal roofImpact-rated windows
- 159 days |
- 583 |
- 29 |
Zillow last checked:
Listing updated:
Listed by:
Lisa H Ferringo 305-797-1221,
Coldwell Banker Schmitt Real Estate Co
Source: FLKMLS,MLS#: 618382
Originating MLS: Key West Association
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Central Air, Ceiling Fans(s)
Appliances
- Included: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
Features
- Bar
- Flooring: Tile
- Doors: Impact Rstnce Doors
- Windows: Drapes/Blinds Incl, Impact Rstnce Window
Interior area
- Total interior livable area: 1,508 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Open, Trailer Storage, Covered, Off Street
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Lanai, Open Porch/Balcony, Patio
- Exterior features: Outdoor Shower, Boat Slip
- Has private pool: Yes
- Pool features: In Ground, Decked
- Has view: Yes
- View description: Ocean, Water
- Has water view: Yes
- Water view: Ocean,Water
- Waterfront features: Oceanfront, Open Water, Waterfront, Dock: Composite, Dockage: Boat Slip
Lot
- Size: 2,178 Square Feet
- Features: Less Than 1/4 Acre
Details
- Parcel number: 00115840000606
- Zoning: SR
- Zoning description: Sub Urban Residential District
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS, Combo Construction
- Roof: Metal
Condition
- Year built: 2000
Utilities & green energy
- Sewer: Municipal Sewer, Public Sewer
- Utilities for property: FKAA, Cable Available, Buyer to Verify
Community & HOA
Community
- Features: Pool, Bike Paths, Other
- Security: Electric Gate
- Subdivision: Cudjoe Cove (22.0)
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Other
- HOA fee: $4,556 yearly
Location
- Region: Cudjoe Key
Financial & listing details
- Price per square foot: $928/sqft
- Tax assessed value: $818,832
- Annual tax amount: $5,332
- Date on market: 1/29/2026
- Listing terms: Cash,Conventional
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/26/2026 | Price change | $1,399,000-6.7%$928/sqft |
Source: | ||
| 3/6/2026 | Price change | $1,499,000-6.3%$994/sqft |
Source: | ||
| 1/29/2026 | Listed for sale | $1,599,000+100.1%$1,060/sqft |
Source: | ||
| 9/1/2018 | Listing removed | $799,000$530/sqft |
Source: Coldwell Banker Schmitt Real Estate Co. #578262 Report a problem | ||
| 6/24/2018 | Price change | $799,000-0.7%$530/sqft |
Source: Coldwell Banker Schmitt Real Estate Co. #578262 Report a problem | ||
| 5/21/2018 | Price change | $805,000+0.8%$534/sqft |
Source: Coldwell Banker Schmitt Real Estate Co. #578262 Report a problem | ||
| 1/16/2018 | Listed for sale | $799,000+128.9%$530/sqft |
Source: Coldwell Banker Schmitt RE Co. Lower Keys Office #578262 Report a problem | ||
| 11/14/2000 | Sold | $349,000$231/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,332 +5.3% | $557,201 +2.9% |
| 2024 | $5,065 +4.3% | $541,498 +3% |
| 2023 | $4,857 +2.7% | $525,727 +3% |
| 2022 | $4,730 -2.7% | $510,415 +3% |
| 2021 | $4,861 +0.5% | $495,549 +1.4% |
| 2020 | $4,837 | $488,708 -31.8% |
| 2019 | $4,837 -34.1% | $716,451 +50.7% |
| 2018 | $7,340 +51.7% | $475,477 +2.1% |
| 2017 | $4,840 +2.8% | $465,698 +2.1% |
| 2016 | $4,706 -0.6% | $456,120 +0.7% |
| 2015 | $4,737 | $452,949 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 33042
Nearby schools
GreatSchools rating
- 6/10Sugarloaf SchoolGrades: PK-8Distance: 1.8 mi
- 4/10Key West High SchoolGrades: 9-12Distance: 19 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Monroe County
- Summerland Key
- 33042
- 21250 Conch Dr




