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  • Listed by: eXp Realty • Melissa Schapiro
    Price cut: $6K (7/13)
    $689,000

    2131 Hearthstone Street, Ferndale, WA 98248

    4beds
    2,304sqft
    : 
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    Single Family Residence
    Built in 2021
    4,356 Square Feet Lot
    $684,100 Zestimate®
    $299/sqft
    $32/mo HOA

    What's special

    Exceptional kitchenSeparate powder roomFloor-to-ceiling tiled gas fireplaceLaundry room with sinkOver-size islandSpacious master suiteCeiling fans
    Experience luxury in this well-designed 2021 Malloy Terrace home. Vaulted ceilings, exceptional kitchen with over-size island, quartz waterfall counter, extensive custom cabinets and and large walk-in pantry. The open layout connects kitchen to the dining and living room space, with floor-to-ceiling tiled gas fireplace. The open concept is cozy, yet spacious enough for gatherings. The main floor has a bedroom with spa-like en-suite with glass walk-in shower, plus a separate powder room. Upstairs has a spacious master suite that includes a walk-in closet with custom shelving; another spa experience in the master bathroom with glass walk-in shower w/ 3 shower heads. Also upstairs are 2 more bedrooms and a full bath, a laundry room with sink, and an extra sitting area overlooking the living room. Off the kitchen/dining area is a door to the extra large back deck, with gas bbq, and a fully-fenced backyard. Extras that make this home special: So many windows bring in natural light, custom blinds that open from top or bottom for privacy; energy efficient heat pump air-conditioning and ceiling fans; on-demand hot water; outlet for EV charging in garage; neighborhood trails and nearby park. New Thornton Road overpass makes for quick access to I-5, Bellingham and B.C.
    66 days
    |
    516
    |
    21
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Melissa Schapiro,

    eXp Realty

    Source: NWMLS as distributed by MLS GRID,MLS#: 2498777MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 1
      • 3/4 bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Primary bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Main
      Bathroom full
      • Level: Second
      Bathroom three quarter
      • Level: Second
      Bathroom three quarter
      • Level: Main
      Other
      • Level: Main
      Entry hall
      • Level: Main
      Kitchen with eating space
      • Level: Main
      Living room
      • Level: Main
      Utility room
      • Level: Second
      Heating
      • Fireplace, Forced Air, Electric, Natural Gas
      Cooling
      • Heat Pump
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Washer(s), Water Heater: tankless gas, Water Heater Location: garage
      Features
      • Bath Off Primary, Ceiling Fan(s), Pantry
      • Flooring: Ceramic Tile, Vinyl Plank, Carpet
      • Windows: Dbl Pane/Storm Window
      • Basement: None
      • Number of fireplaces: 1
      • Fireplace features: Gas, Main Level: 1, Fireplace
      Interior area
      • Total structure area: 2,304
      • Total interior livable area: 2,304 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Driveway, Attached Garage
      • Has attached garage: Yes
      • Covered spaces: 2
      • Uncovered spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: Main
      • Patio & porch: Bath Off Primary, Ceiling Fan(s), Dbl Pane/Storm Window, Fireplace, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Water Heater
      • Has view: Yes
      • View description: Territorial
      Lot
      • Size: 4,356 Square Feet
      • Dimensions: 85 x 51
      • Features: Curbs, Paved, Sidewalk, Cable TV, Deck, Fenced-Fully, High Speed Internet
      • Topography: Level,Sloped
      • Residential vegetation: Garden Space
      Details
      • Parcel number: 3902184611640000
      • Zoning: Medium SF
      • Zoning description: Jurisdiction: City
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary,2 Story
      • Property subtype: Single Family Residence
      Materials
      • Cement Planked, Stone, Wood Siding, Cement Plank
      • Foundation: Poured Concrete
      • Roof: Composition
      Condition
      • Very Good
      • Year built: 2021

      Utilities & green energy

      • Electric: Company: Puget Sound Energy
      • Sewer: Sewer Connected, Company: City of Ferndale
      • Water: Public, Company: City of Ferndale
      • Utilities for property: Xfinity, Xfinity

      Community & HOA

      Community
      • Features: CCRs, Trail(s)
      • Subdivision: Ferndale
      HOA
      • Services included: Common Area Maintenance
      • HOA fee: $193 semi-annually
      • HOA phone: 360-738-7182
      Location
      • Region: Ferndale

      Financial & listing details

      • Price per square foot: $299/sqft
      • Tax assessed value: $611,023
      • Annual tax amount: $5,046
      • Date on market: 5/14/2026
      • Cumulative days on market: 68 days
      • Listing terms: Conventional,VA Loan
      • Inclusions: Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)

        Estimated market value

        $684,100

        $650,000 - $718,000

        $3,640/mo

        Price history

        DateEventPrice
        7/13/2026Price change$689,000-0.9%$299/sqft
        Source: NWMLS as distributed by MLS GRID #2498777 Report a problem
        6/18/2026Price change$695,000-2.8%$302/sqft
        Source: NWMLS as distributed by MLS GRID #2498777 Report a problem
        6/6/2026Price change$715,000-1.4%$310/sqft
        Source: NWMLS as distributed by MLS GRID #2498777 Report a problem
        5/15/2026Listed for sale$725,000+38.4%$315/sqft
        Source: NWMLS as distributed by MLS GRID #2498777 Report a problem
        4/29/2021Sold$524,000+0.8%$227/sqft
        Source: NWMLS as distributed by MLS GRID #1677917 Report a problem
        11/22/2020Pending sale$519,900$226/sqft
        Source: NWMLS as distributed by MLS GRID #1677917 Report a problem
        10/16/2020Listed for sale$519,900+372.6%$226/sqft
        Source: Windermere Real Estate/Whatcom, Inc. #1677917 Report a problem
        8/14/2020Sold$110,000$48/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,583 +16.2%$611,023 +7.8%
        2023$3,942 -16.3%$566,623 -1.5%
        2022$4,712 +3.9%$575,231 +13.5%
        2021$4,536 +375.1%$506,642 +416.8%
        2020$955 $98,033 +12.4%
        2019$955 $87,218
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 98248

        Getting around

        5 / 100
        Car-Dependent
        16 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Skyline Elem
        • Middle: Vista Mid
        • High: Ferndale High

        Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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