Exceptional Investment Opportunity with Canal Frontage & Commercial Potential! This well-maintained up/down duplex offers a proven rental history and nearly 100 feet of Cayuga-Seneca Canal frontage, creating a unique waterfront investment in a highly visible location. Dual residential/commercial zoning provides exceptional flexibility, making it ideal for investors, owner-occupants, or entrepreneurs seeking a live/work opportunity. A detached 30x28 two-car garage built in 2008 provides additional storage and functionality.
Each apartment features 2 bedrooms and 1 full bath with separate utilities. The spacious first-floor unit offers a formal dining room, newer flooring, and ceramic tile, while the upper apartment features an open-concept layout with a large bathroom complete with a walk-in shower. A full basement provides washer and dryer hookups, and tenants will appreciate the inviting covered/open front porch along with the rear porch overlooking the canal.
The lower level offers the perfect opportunity to operate your business or enjoy owner-occupied living while the second-floor apartment helps offset your mortgage and operating expenses. With excellent exposure along the Route 5 & 20 corridor, waterfront appeal, dependable rental income, and commercial zoning, this is a rare property that offers both immediate cash flow and outstanding long-term potential. Whether you're expanding your investment portfolio, launching a business, or seeking a flexible mixed-use property, this one is not to be missed.
Active
$179,900
2132 Us Route 20, Seneca Falls, NY 13148
4beds
1,190sqft
Duplex, Multi Family
Built in 1880
-- sqft lot
$-- Zestimate®
$151/sqft
$-- HOA
What's special
Spacious first-floor unitFormal dining roomCeramic tileNewer flooringCanal frontage
- 32 days
- 2,763
- 187
Zillow last checked:
Listing updated:
Listed by:
The Young Agency 315-539-3323,
David W. Young 315-539-3323
Source: NYSAMLSs,MLS#: R1704585
Originating MLS: Rochester
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Gas, Forced Air, Wall Furnace
Appliances
- Included: Electric Water Heater
Features
- Natural Woodwork, Bedroom on Main Level
- Flooring: Carpet, Ceramic Tile, Laminate, Varies
- Windows: Thermal Windows
- Basement: Full,Walk-Out Access
- Has fireplace: No
Interior area
- Total structure area: 1,190
- Total interior livable area: 1,190 sqft
Property
Parking
- Total spaces: 2
- Parking features: Gravel, Two or More Spaces
- Garage spaces: 2
Accessibility
- Accessibility features: Accessible Bedroom
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Open, Porch
- Exterior features: Enclosed Porch, Porch, Private Yard, See Remarks
- On waterfront: Yes
- Waterfront features: Canal Access
- Body of water: Cayuga And Seneca Canal
- Frontage length: 80
Lot
- Size: 0.32 Acres
- Features: Rectangular, Rectangular Lot
Details
- Parcel number: 45328903300000010340000000
- Zoning description: Commercial
- Special conditions: Standard
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subtype: Duplex, Multi Family
Materials
- Wood Siding
- Foundation: Block, Stone
- Roof: Asphalt
Condition
- Resale
- Year built: 1880
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: Cable Available, Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
Community & HOA
Location
- Region: Seneca Falls
Financial & listing details
- Price per square foot: $151/sqft
- Tax assessed value: $120,000
- Annual tax amount: $3,085
- Date on market: 8/6/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
Not available
Estimated sales range
Not available
$1,441/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/6/2026 | Listed for sale | $179,900+790.6%$151/sqft |
Source: | ||
| 11/17/2015 | Sold | $20,200-76.2%$17/sqft |
Source: Public Record Report a problem | ||
| 10/5/2007 | Sold | $85,000$71/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $120,000 |
| 2024 | -- | $120,000 |
| 2023 | -- | $120,000 +44.2% |
| 2022 | -- | $83,200 |
| 2021 | -- | $83,200 |
| 2020 | -- | $83,200 |
| 2019 | -- | $83,200 |
| 2018 | -- | $83,200 |
| 2017 | $5,808 | $83,200 |
| 2016 | -- | $83,200 +10.9% |
| 2015 | -- | $75,000 |
| 2014 | -- | $75,000 |
| 2013 | -- | $75,000 |
| 2012 | -- | $75,000 |
| 2011 | -- | $75,000 |
| 2010 | -- | $75,000 |
| 2009 | -- | $75,000 +25% |
| 2008 | -- | $60,000 +50% |
| 2007 | -- | $40,000 +11.1% |
| 2006 | -- | $36,000 |
| 2005 | -- | $36,000 |
| 2004 | -- | $36,000 |
| 2003 | -- | $36,000 |
| 2002 | -- | $36,000 |
| 2001 | -- | $36,000 -15.3% |
| 2000 | -- | $42,500 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: 13148
Nearby schools
Schools provided by the listing agent
- Elementary: Skoi-Yase
- Middle: Waterloo Middle
- High: Waterloo High
- District: Waterloo
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




