Waterfront Living Meets Timeless Elegance in The Cove. Welcome to 214 S Cove Lane, a rare opportunity to own a beautifully upgraded waterfront retreat in one of Panama City's most coveted neighborhoods. Nestled along the tranquil shores of Watson Bayou, this 3-bedroom, 3-bathroom home spans over 2,545 square feet and offers a perfect blend of classic charm, modern upgrades, and unbeatable views. Whether you're an avid boater, a nature lover, or simply someone who values peace, privacy, and a touch of luxury, this home checks every box. A sandbar just off to the right gives extra opportunities for swimming and waterplay. A private dock, ideal for launching a kayak, catching the sunset, or docking your boat after a day out at Shell Island or fishing in the Gulf. The expansive outdoor living space and lush private yard make entertaining or unwinding outdoors effortless. Eight sets of sliding doors bring the beauty of the outside In and enlarges the entertaining area. The home has been thoughtfully updated while preserving its 1951 character. Upgrades include: Ludowici tile roof (2019) a touch of Bay High History - luxury, durability, and timeless beauty, foam insulation for energy efficiency, upgraded electrical, plumbing, and two new HVAC units. The remodeled kitchen features handmade tiles, undercabinet lighting, glass lighted display cabinet. The bathrooms with modern finishes, fresh paint, crown molding, hardwood floors, and more. The Primary EnSuite gives privacy and space. Beautifully designed with a stand alone soaking tub, two separate vanities, tiled shower and bidet. 2 Walkin closets and waterfront views from the bedroom. Plantation Shutters, Smart features & comforts: Sonos surround sound system, video surveillance, backup generator, spacious living area perfect for gatherings. this home offers quick access to the best of Panama City—charming local restaurants, shops, parks, and top-rated schools—all while providing the serenity of waterfront living. Whether you're seeking a full-time residence or a weekend escape, 214 S Cove Lane is more than a home—it's a lifestyle.
Sold for $969,000
$969,000
214 S Cove Ln, Panama City, FL 32401
3beds
2,545sqft
Single Family Residence
Built in 1951
0.34 Acres Lot
$960,000 Zestimate®
$381/sqft
$2,740 Estimated rent
Home value
$960,000
$874,000 - $1.06M
$2,740/mo
Zestimate® history
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Private dockModern finishesExpansive outdoor living spaceUnbeatable viewsPrimary ensuiteStand alone soaking tubWaterfront retreat
Zillow last checked:
Listing updated:
Listed by:
Mary Sowell 850-832-9496,
Keller Williams Success Realty
Bought with:
Mary Sowell, 3171556
Keller Williams Success Realty
Source: CPAR,MLS#: 775829
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bedroom, Dining Room, Full Bath, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Mud Room, Patio
Primary bedroom
- Dimensions: 21.5 x 14.5
Bedroom
- Dimensions: 16.9 x 10.6
Bedroom
- Dimensions: 9.1 x 14.3
Primary bathroom
- Dimensions: 12.9 x 11.4
Dining room
- Dimensions: 14.1 x 22.6
Other
- Dimensions: 5.3 x 6.1
Other
- Dimensions: 7 x 6.4
Kitchen
- Dimensions: 14.9 x 7.9
Laundry
- Dimensions: 10.4 x 7.7
Living room
- Dimensions: 14.8 x 23.2
Mud room
- Dimensions: 16.9 x 6.2
Patio
- Dimensions: 63.8 x 26.7
Heating
- Central, Electric, Fireplace(s)
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Range
Features
- Bidet, Mud Room
- Has fireplace: Yes
Interior area
- Total structure area: 2,545
- Total interior livable area: 2,545 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage, Garage Door Opener
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Covered, Porch
- Exterior features: Deck, Dock
- Fencing: Partial
- Has view: Yes
- View description: Bayou
- Has water view: Yes
- Water view: Bayou
- Waterfront features: Bayou
- Frontage length: 105
Lot
- Size: 0.34 Acres
- Dimensions: 100 x 150
- Features: Paved
Details
- Parcel number: 21715000000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Mediterranean
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
- Roof: Other,Tile
Condition
- New construction: No
- Year built: 1951
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available, Underground Utilities
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: Cove Terrace
HOA
- Has HOA: No
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $381/sqft
- Tax assessed value: $588,001
- Annual tax amount: $5,673
- Date on market: 7/3/2025
- Cumulative days on market: 172 days
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 12/15/2025 | Sold | $969,000-3%$381/sqft |
Source:  CPAR #775829 Report a problem | ||
| 10/24/2025 | Pending sale | $999,000$393/sqft |
Source: CPAR #775829 Report a problem | ||
| 10/21/2025 | Price change | $999,000-4.9%$393/sqft |
Source: CPAR #775829 Report a problem | ||
| 8/12/2025 | Price change | $1,050,000-4.5%$413/sqft |
Source: CPAR #775829 Report a problem | ||
| 7/3/2025 | Listed for sale | $1,100,000-8.3%$432/sqft |
Source: CPAR #775829 Report a problem | ||
| 7/1/2025 | Listing removed | $1,200,000$472/sqft |
Source: CPAR #772874 Report a problem | ||
| 5/2/2025 | Listed for sale | $1,200,000+166.7%$472/sqft |
Source: CPAR #772874 Report a problem | ||
| 7/1/2016 | Sold | $450,000$177/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,673 -3.6% | $391,855 +3% |
| 2023 | $5,886 +7.1% | $380,442 +3% |
| 2022 | $5,496 | $369,361 |
| 2021 | -- | -- |
| 2020 | $5,383 +0.9% | $353,652 -4.7% |
| 2019 | $5,337 | $370,993 -0.4% |
| 2018 | $5,337 +5.9% | $372,639 +1.5% |
| 2017 | $5,038 +2.5% | $367,275 +1.2% |
| 2016 | $4,913 -19% | $362,882 -5.6% |
| 2015 | $6,064 | $384,528 +86.1% |
| 2014 | $6,064 | $206,583 +1.5% |
| 2013 | -- | $203,530 -1.3% |
| 2012 | -- | $206,132 +6.1% |
| 2011 | -- | $194,299 +1.5% |
| 2010 | -- | $191,428 +2.7% |
| 2009 | -- | $186,395 +0.1% |
| 2008 | -- | $186,209 +4.5% |
| 2007 | -- | $178,128 +2.5% |
| 2006 | -- | $173,783 +3% |
| 2005 | -- | $168,721 +3% |
| 2004 | -- | $163,807 +1.9% |
| 2003 | -- | $160,753 +2.9% |
| 2002 | -- | $156,155 +1.6% |
| 2001 | -- | $153,696 +3% |
| 2000 | -- | $149,219 |
Find assessor info on the county website
Neighborhood: 32401
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Nearby schools
GreatSchools rating
- 5/10Merriam Cherry Street Elementary SchoolGrades: PK-5Distance: 0.6 mi
- 2/10Jinks Middle SchoolGrades: 6-8Distance: 2.6 mi
- 4/10Bay High SchoolGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- Elementary: Cherry Street
- Middle: Jinks
- High: Bay
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- 214 S Cove Ln
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