Welcome to the prestigious, guard-gated 55+ community of Palmia. This desirable end-unit, single-level residence offers 2 bedrooms, 2 bathrooms, and a 2-car direct-access garage — blending comfort, thoughtful design, and an exceptional lifestyle.
Enhanced by soaring 9-foot ceilings and abundant natural light, the home feels open and airy throughout. The inviting living room features a cozy fireplace and expansive sliding glass doors that open to a private patio retreat, creating seamless indoor-outdoor living. The open-concept layout accommodates both a formal dining area and a charming kitchen nook for casual meals.
The primary suite offers direct patio access, two closets, and an en-suite bath with a no-step shower and dual-sink vanity. The secondary bedroom is thoughtfully positioned on the opposite side of the home, providing ideal privacy for guests or serving beautifully as a home office or fitness space.
A separate interior laundry room includes generous cabinetry and a utility sink for added convenience. Recently painted with new carpet in the bedrooms, this home is truly move-in ready and ideal as a lock-and-leave residence for those who enjoy traveling with peace of mind.
Palmia’s resort-style amenities include a clubhouse, pools and spas, fitness center, library, billiards room, tennis, pickleball, paddle tennis, basketball, horseshoe and bocce ball courts, and a beautifully maintained 18-hole putting green. Residents enjoy a vibrant social calendar with organized groups including multiple Bridge clubs, Bunco Babes, Literary Groups, Men’s Poker, Pinochle, Poker, and more — offering endless opportunities for connection and community. The association maintains front yard landscaping, and cable television and high-speed internet are included. Residents also enjoy exclusive Mission Viejo Lake privileges.
Ideally located near the 241 Toll Road, Irvine Spectrum, dining, shopping, and entertainment.
Sold for $782,500
Listed by: First Team Real Estate • Debra Dunne • Contact: 949-290-7488
Bought with: Truss Realty Group
$782,500
21464 San Bernardo, Mission Viejo, CA 92692
2beds
1,387sqft
Condominium
Built in 1995
-- sqft lot
$786,200 Zestimate®
$564/sqft
$3,986 Estimated rent
Home value
$786,200
$723,000 - $849,000
$3,986/mo
Zestimate® history
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List your homeWhat's special
Cozy fireplaceAbundant natural lightOpen-concept layoutRecently paintedPrivate patio retreatFormal dining areaExpansive sliding glass doors
Zillow last checked:
Listing updated:
Listed by:
Debra Dunne DRE #01946597 949-290-7488,
First Team Real Estate
Bought with:
Jeffrey Miller, DRE #01299547
Truss Realty Group
Laura Miller, DRE #01376441
Truss Realty Group
Source: CRMLS,MLS#: OC26023011
Originating MLS: California Regional MLS
Originating MLS: California Regional MLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Rooms
- Room types: Bedroom, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom
Primary bedroom
- Features: Main Level Primary
Primary bedroom
- Features: Primary Suite
Bedroom
- Features: All Bedrooms Down
Bedroom
- Features: Bedroom on Main Level
Bathroom
- Features: Bathroom Exhaust Fan, Bathtub, Dual Sinks, Separate Shower, Tub Shower
Kitchen
- Features: Kitchen/Family Room Combo, Tile Counters
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Oven, Electric Range, Disposal, Gas Range, Microwave, Water Heater
- Laundry: Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room
Features
- Breakfast Area, Ceiling Fan(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Recessed Lighting, Tile Counters, Unfurnished, All Bedrooms Down, Bedroom on Main Level, Main Level Primary, Primary Suite
- Flooring: Carpet, Tile
- Doors: Sliding Doors
- Windows: Double Pane Windows, Screens
- Has fireplace: Yes
- Fireplace features: Gas, Living Room
- Common walls with other units/homes: 1 Common Wall
Interior area
- Total interior livable area: 1,387 sqft
Property
Parking
- Total spaces: 2
- Parking features: Door-Multi, Garage
- Attached garage spaces: 2
Accessibility
- Accessibility features: Grab Bars, Low Pile Carpet, No Stairs
Features
- Levels: One
- Stories: 1
- Entry location: side
- Patio & porch: Concrete, Patio
- Exterior features: Rain Gutters
- Pool features: Heated, In Ground, Association
- Has spa: Yes
- Spa features: Association, Heated
- Fencing: Stucco Wall
- Has view: Yes
- View description: None
- Waterfront features: Lake Privileges
Details
- Parcel number: 93374700
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Architectural style: Traditional,Patio Home
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- Turnkey
- New construction: No
- Year built: 1995
Details
- Builder model: Plan 2
- Builder name: J.M. Peter
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Street Lights, Suburban, Gated
- Security: Carbon Monoxide Detector(s), Gated with Guard, Gated Community, Gated with Attendant, Smoke Detector(s)
- Senior community: Yes
- Subdivision: Palmia - Courts 2 (Ptc2)
HOA
- Has HOA: Yes
- Amenities included: Bocce Court, Billiard Room, Clubhouse, Maintenance Grounds, Meeting Room, Maintenance Front Yard, Pickleball, Pool, Pet Restrictions, Guard, Spa/Hot Tub, Security, Cable TV
- HOA fee: $377 monthly
- HOA name: Palmia
- HOA phone: 949-472-5075
- Second HOA fee: $414 monthly
- Second HOA name: Courts 2
- Second HOA phone: 949-535-4533
- Third HOA fee: $193 semi-annually
- Third HOA name: Lake Mission Viejo
- Third HOA phone: 949-770-1313
Location
- Region: Mission Viejo
Financial & listing details
- Price per square foot: $564/sqft
- Tax assessed value: $594,940
- Annual tax amount: $6,050
- Date on market: 2/27/2026
- Cumulative days on market: 8 days
- Listing terms: Cash,Conventional,1031 Exchange,FHA,Fannie Mae,VA Loan
Price history
| Date | Event | Price |
|---|---|---|
| 5/6/2026 | Sold | $782,500+0.3%$564/sqft |
Source:  CRMLS #OC26023011 Report a problem | ||
| 5/5/2026 | Pending sale | $780,000$562/sqft |
Source: CRMLS #OC26023011 Report a problem | ||
| 3/9/2026 | Contingent | $780,000$562/sqft |
Source: CRMLS #OC26023011 Report a problem | ||
| 2/27/2026 | Listed for sale | $780,000+43.4%$562/sqft |
Source: CRMLS #OC26023011 Report a problem | ||
| 6/15/2020 | Sold | $544,000+0.9%$392/sqft |
Source:  CRMLS #OC20029471 Report a problem | ||
| 4/13/2020 | Pending sale | $539,000$389/sqft |
Source: Realty One Group West #OC20029471 Report a problem | ||
| 4/4/2020 | Listed for sale | $539,000$389/sqft |
Source: Realty One Group West #OC20029471 Report a problem | ||
| 4/3/2020 | Pending sale | $539,000$389/sqft |
Source: Realty One Group West #OC20029471 Report a problem | ||
| 4/2/2020 | Listed for sale | $539,000$389/sqft |
Source: Realty One Group West #OC20029471 Report a problem | ||
| 2/12/2020 | Pending sale | $539,000$389/sqft |
Source: Realty One Group West #OC20029471 Report a problem | ||
| 2/12/2020 | Listed for sale | $539,000+75.6%$389/sqft |
Source: Realty One Group West #OC20029471 Report a problem | ||
| 9/5/2001 | Sold | $307,000+74.4%$221/sqft |
Source: Public Record Report a problem | ||
| 2/26/1998 | Sold | $176,000$127/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,050 +1.9% | $594,940 +2% |
| 2024 | $5,940 +2.4% | $583,275 +2% |
| 2023 | $5,799 +1.8% | $571,839 +2% |
| 2022 | $5,695 +2.1% | $560,627 +2% |
| 2021 | $5,580 +32.8% | $549,635 +32.5% |
| 2020 | $4,202 | $414,690 +2% |
| 2019 | $4,202 +2.1% | $406,559 +2% |
| 2018 | $4,117 +4% | $398,588 +2% |
| 2017 | $3,957 | $390,773 +2% |
| 2016 | $3,957 +6.2% | $383,111 +1.5% |
| 2015 | $3,725 -1.3% | $377,357 +2% |
| 2014 | $3,775 | $369,966 +0.5% |
| 2013 | -- | $368,294 +2% |
| 2012 | -- | $361,073 +2% |
| 2011 | -- | $353,994 +0.8% |
| 2010 | -- | $351,349 -0.2% |
| 2009 | -- | $352,184 +2% |
| 2008 | -- | $345,279 +2% |
| 2007 | -- | $338,509 +2% |
| 2006 | -- | $331,872 +2% |
| 2005 | -- | $325,365 +2% |
| 2004 | -- | $318,986 +1.9% |
| 2003 | -- | $313,140 +2% |
| 2002 | -- | $307,000 +63.7% |
| 2001 | $2,406 +0.5% | $187,513 +2% |
| 2000 | $2,393 | $183,837 |
Find assessor info on the county website
Neighborhood: 92692
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Nearby schools
GreatSchools rating
- 8/10Melinda Heights Elementary SchoolGrades: K-6Distance: 0.8 mi
- 6/10Serrano Intermediate SchoolGrades: 7-8Distance: 4.6 mi
- 10/10Trabuco Hills High SchoolGrades: 9-12Distance: 1.5 mi
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Estimated market value
$786,200
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Estimated market value
$786,200
- California
- Orange County
- Mission Viejo
- 92692
- 21464 San Bernardo
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