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Lot/land
  • Price cut: $5.5K (6/16)
    $109,000

    2148 Topside Dr, Spencer, TN 38585

    --beds
    --baths
    8.74Acres
    Unimproved Land
    Built in ----
    8.74 Acres Lot
    $-- Zestimate®
    $--/sqft
    $42/mo HOA

    What's special

    Established private road accessBeauty of natural woodlandsAbundance of wildlifeDramatic rock outcroppings
    8.74-Acre Lakefront Property in The Ranches at Willow Ridge - Septic Approved, Private Lake Access Don't miss this unique opportunity to own 8.74 acres of prime lakefront land in the desirable Ranches at Willow Ridge. This stunning property features 229 feet of shoreline on the Caney Fork River Reservoir and combines the beauty of natural woodlands, dramatic rock outcroppings, and an abundance of wildlife, offering both privacy and breathtaking scenery. The upper section of the lot has already been approved and permitted by TDEC for a septic system--ready for your custom home. Enjoy expansive views of the reservoir and surrounding landscape from your future homesite. A private service road runs from the upper section of property down to the water for convenient lake access--perfect for fishing, kayaking, or simply enjoying the tranquility. Additional highlights include: Permanent address assigned Established private road access Rock formations visible from lower property and shoreline Wildlife-rich environment with deer and other native species Quiet, well-maintained community with light restrictions Whether you're planning a primary residence or a peaceful weekend getaway, this property delivers the perfect balance of seclusion, nature, and accessibility. Seller is willing to offer buyer concessions with an acceptable offer.
    390 days
    |
    275
    |
    19
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Benjamin Helton 423-364-8370,

    RE/MAX Properties 423-894-2900

    Source: Greater Chattanooga Realtors,MLS#: 1515698

      Facts & features

      Property

      Features
      • Exterior features: None
      • Fencing: None
      • Has view: Yes
      • View description: Lake, Mountain(s), Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Lake, Lake Front
      Lot
      • Size: 8.74 Acres
      • Features: Corners Marked, Irregular Lot, Many Trees, Pie Shaped Lot, Rock Outcropping, Sloped, Views, Waterfront, Wooded, Rural, Partially Cleared
      Details
      • Additional structures: None
      • Parcel number: 023 126.00
      • Zoning: Unknown
      • Zoning description: Unknown
      • Other equipment: None

      Utilities & green energy

      • Sewer: None, Septic Tank
      • Water: None, Private, Well
      • Utilities for property: Cable Available, Electricity Available, Phone Available

      Community & HOA

      Community
      • Features: None
      • Subdivision: None
      HOA
      • Has HOA: Yes
      • Amenities included: Other
      • Services included: Other
      • HOA fee: $500 annually
      Location
      • Region: Spencer

      Financial & listing details

      • Date on market: 6/28/2025
      • Listing terms: Cash,Conventional
      • Road surface type: Gravel

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/16/2026Price change$109,000-4.8%
        Source: Greater Chattanooga Realtors #1515698 Report a problem
        6/28/2025Listed for sale$114,500
        Source: Greater Chattanooga Realtors #1515698 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 38585

        Getting around

        1 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Spencer Elementary
        • Middle: Van Buren County Middle
        • High: Van Buren County High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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