Imagine waking up to the sun lifting over the Russian River, casting a golden glow across your private deck. You pour a cup of coffee and look out at the historic Monte Rio bridge, planning a day that requires no driving at all. This is the daily reality at this fully renovated Monte Rio duplex a property that perfectly blends vacation-style living with smart financial strategy. You do not need to worry about older home maintenance, weekend DIY stress, or hidden repair costs. This property consists of two independent, beautifully finished 1-bedroom/1-bathroom and studio/1-bath units that have been meticulously updated from top to bottom: Modern Interiors: Enjoy brand-new finishes, contemporary kitchens, and pristine bathrooms in each unit. Stunning Vistas: Large windows showcase unobstructed views of the Russian River and the surrounding hills. Move-In Ready: Perfect for an owner-occupant wanting fresh, stylish spaces without the hassle of remodeling. Offset Your Mortgage: Let your tenant's monthly rent cover a significant portion of your housing expenses. *Lower Financial Risk: Keep your personal living costs low while building equity in a highly desirable destination. *Tax Advantages: Take advantage of write-offs available only to income-property owners. *Future Flexibility: Move out down the road and keep both units as a high-yield, double-income investment. Living here means embracing the very best of West County culture, outdoor adventure, and community life: Walkable Convenience: Stroll down the street to local Monte Rio restaurants, the historic theater, and the public beach. River Adventures: Launch your kayak or paddleboard just steps from your front door. Short Drives: Reach rugged Sonoma Coast beaches or the redwoods of Cazadero in minutes. Guerneville Social Life: Enjoy easy access to vibrant nightlife, fine dining, and artisan shops just down the road. Cultural Richness: Immerse yourself in local wine tours, pasta feeds, community pools, art galleries, and live music festivals. This isn't just a house; it's a ticket to a relaxed, vibrant Russian River lifestyle that practically pays for itself. Now's the time to make the Russian River a lifestyle not just a memory!
Explore the cost of this home by adjusting the details. Changes won't be saved.
Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.