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For sale
  • Price cut: $20K (7/6)
    $245,000

    215 Water St, Harbor Beach, MI 48441

    4beds
    1,570sqft
    : 
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    Single Family Residence
    Built in 1870
    0.3 Acres Lot
    $240,600 Zestimate®
    $156/sqft
    $-- HOA

    What's special

    Wake up to breathtaking views of Lake Huron from your dining room table. This beautifully updated 4 bedroom home is perfectly positioned across the street from Lincoln Park beach and walking distance to Main St. restaurants, bars and the American Legion. Located in one of Harbor Beach’s most desirable settings, this property blends comfort, charm, and convenience. The stylish eat-in kitchen has been thoughtfully updated, offering the perfect space to gather with family or friends. Large windows, recently replaced throughout, fill the home with natural light and frame peaceful glimpses of the lake. Step outside to enjoy the spacious yard, mature trees, and the sound of waves just across the road. Whether you’re dreaming of a year-round home or a relaxing coastal retreat, this Harbor Beach haven delivers timeless lake-life living at its best.
    243 days
    |
    853
    |
    29
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Bryan Gardner 989-513-8145,

    Modern Realty 989-486-9770

    Source: MiRealSource,MLS#: 50194074MLS LogoOriginating MLS: Saginaw Board of REALTORS

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: Bedroom, Laundry, Living Room, Utility/Laundry Room, Bathroom
      Bedroom 1
      • Features: Wood
      • Level: First
      • Area: 110
      • Dimensions: 10 x 11
      Bedroom 2
      • Features: Wood
      • Level: First
      • Area: 110
      • Dimensions: 10 x 11
      Bedroom 3
      • Features: Carpet
      • Level: Second
      • Area: 168
      • Dimensions: 14 x 12
      Bedroom 4
      • Features: Carpet
      • Level: Second
      • Area: 168
      • Dimensions: 14 x 12
      Bathroom 1
      • Level: First
      Dining room
      • Features: Ceramic
      • Level: First
      • Area: 144
      • Dimensions: 12 x 12
      Kitchen
      • Features: Ceramic
      • Level: First
      • Area: 180
      • Dimensions: 15 x 12
      Living room
      • Features: Wood
      • Level: First
      • Area: 299
      • Dimensions: 23 x 13
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Microwave, Range/Oven, Refrigerator, Gas Water Heater
      • Laundry: First Floor Laundry, Laundry Room
      Features
      • Eat-in Kitchen
      • Flooring: Ceramic Tile, Wood, Carpet
      • Basement: Crawl Space
      • Number of fireplaces: 1
      • Fireplace features: Living Room, Wood Burning Stove, Wood Burning
      Interior area
      • Total structure area: 1,570
      • Total interior livable area: 1,570 sqft
      • Finished area above ground: 1,570
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2.5
      • Parking features: Detached
      • Garage spaces: 2.5
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: All Sports Lake, Beach Access, Great Lake
      • Frontage type: Road
      • Frontage length: 80
      Lot
      • Size: 0.3 Acres
      • Dimensions: 165 x 80
      Details
      • Parcel number: 5241600870
      • Zoning description: Residential
      • Special conditions: Private

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      Condition
      • Year built: 1870

      Utilities & green energy

      • Sewer: Public Sanitary
      • Water: Public

      Community & HOA

      Community
      • Subdivision: N/A
      HOA
      • Has HOA: No
      Location
      • Region: Harbor Beach

      Financial & listing details

      • Price per square foot: $156/sqft
      • Tax assessed value: $193,000
      • Annual tax amount: $1,850
      • Date on market: 11/12/2025
      • Cumulative days on market: 244 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $240,600

        $229,000 - $253,000

        $1,368/mo

        Price history

        DateEventPrice
        7/6/2026Price change$245,000-7.5%$156/sqft
        Source: MIDMLS #50193992 Report a problem
        6/26/2026Price change$265,000-3.6%$169/sqft
        Source: MIDMLS #50193992 Report a problem
        6/1/2026Price change$275,000-3.5%$175/sqft
        Source: MiRealSource #50194074 Report a problem
        4/10/2026Price change$285,000-3.4%$182/sqft
        Source: MIDMLS #50193992 Report a problem
        11/11/2025Listed for sale$295,000$188/sqft
        Source: MIDMLS #50193992 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,821 +54.1%$96,500 +11.7%
        2024$1,182 $86,400 +3.8%
        2023-- $83,200 +40.1%
        2022-- $59,400 +4.8%
        2021-- $56,700 -3.4%
        2020-- $58,700 +42.8%
        2018$280 $41,100 +7.9%
        2017-- $38,100 -0.8%
        2016-- $38,400 +1.6%
        2015-- $37,800 +45.4%
        2014-- $26,000 +2.8%
        2013-- $25,300 -5.2%
        2012-- $26,700 -4.3%
        2011-- $27,900 -2.8%
        2010-- $28,700
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 48441

        Getting around

        55 / 100
        Somewhat Walkable
        45 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Harbor Beach Comm Schools

        Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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