Welcome to Panama Joe's--where the Florida Coastal Lifestyle meets exceptional vacation rental potential!
This 4-bedroom, 3-bathroom vacation rental home is ideally positioned on the highly desirable West End of Panama City Beach, directly across the street from the Gulf. With Gulf views, a coastal dune lake in the backyard, and a proven history as a high-performing vacation rental, Panama Joe's offers an exceptional combination of lifestyle and investment opportunity.
Just steps from the beach, guests can easily spend their days enjoying the sugar-white sand and emerald waters of the Gulf of Mexico, then return home to relax and take in the coastal surroundings. The Gulf views add an extra layer of appeal, while the coastal dune lake directly behind the property creates a truly unique backyard setting that is hard to replicate.
Inside, the spacious 4-bedroom, 3-bath layout provides comfortable accommodations for families and groups, making this an ideal vacation home for generating rental income while still offering a place for the owners to enjoy themselves.
The West End is known for its more relaxed coastal atmosphere while still putting you within easy reach of Panama City Beach's restaurants, entertainment, shopping, and attractions.
Panama Joe's isn't simply an investment property--it's an opportunity to own a piece of the Florida Coastal Lifestyle while benefiting from an established vacation rental business.
Gulf views in the front. A coastal dune lake in the backyard. The beach across the street. And income potential in between. That's Panama Joe's.
For sale
$1,374,900
21504 Front Beach Rd Unit 11, Panama City Beach, FL 32413
4beds
2,111sqft
Single Family Residence
Built in 2003
2,178 Square Feet Lot
$1,290,700 Zestimate®
$651/sqft
$250/mo HOA
What's special
Gulf views
- 36 days
- 255
- 22
Zillow last checked:
Listing updated:
Listed by:
Christopher C Jennings 850-532-9449,
CENTURY 21 AllPoints Realty
Source: CPAR,MLS#: 795020
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Primary Bedroom
Primary bedroom
- Level: Third
- Dimensions: 25 x 11
Bedroom
- Level: First
- Dimensions: 18 x 17
Bedroom
- Level: Second
- Dimensions: 11 x 9
Bedroom
- Level: Second
- Dimensions: 13 x 10.5
Interior area
- Total structure area: 2,111
- Total interior livable area: 2,111 sqft
Property
Features
- Levels: Three Or More
- Stories: 3
- Pool features: Community
- Has view: Yes
- View description: Gulf, Lake
- Has water view: Yes
- Water view: Gulf,Lake
- Waterfront features: Lake, Lake Front
Lot
- Size: 2,178 Square Feet
- Dimensions: 36.0 ft x 63.0 ft
Details
- Parcel number: 35410901000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subtype: Single Family Residence
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected
Community & HOA
Community
- Features: Community Pool, Short Term Rental Allowed
- Subdivision: Riviera Beach Villas
HOA
- Has HOA: Yes
- Amenities included: Picnic Area
- Services included: Association Management, Pool(s)
- HOA fee: $750 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $651/sqft
- Tax assessed value: $851,464
- Annual tax amount: $10,029
- Date on market: 9/3/2026
Estimated market value
$1,290,700
$1.23M - $1.36M
$3,934/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/3/2026 | Listed for sale | $1,374,900-8.3%$651/sqft |
Source: | ||
| 5/26/2024 | Listing removed | -- |
Source: | ||
| 5/9/2024 | Listed for sale | $1,499,990$711/sqft |
Source: | ||
| 5/9/2024 | Listing removed | $1,499,9900%$711/sqft |
Source: | ||
| 4/6/2024 | Price change | $1,500,000-6.3%$711/sqft |
Source: | ||
| 2/9/2024 | Listed for sale | $1,600,000+95.7%$758/sqft |
Source: | ||
| 11/8/2019 | Sold | $817,665-3.6%$387/sqft |
Source: | ||
| 6/8/2019 | Price change | $848,000-5.7%$402/sqft |
Source: David Wallace Realty Llc #823838 Report a problem | ||
| 6/3/2019 | Listed for sale | $899,000+71.2%$426/sqft |
Source: David Wallace Realty Llc #823838 Report a problem | ||
| 1/8/2018 | Sold | $525,000-4.4%$249/sqft |
Source: | ||
| 12/14/2017 | Pending sale | $549,000$260/sqft |
Source: Panama City Beach #664831 Report a problem | ||
| 8/1/2017 | Listed for sale | $549,000$260/sqft |
Source: Keller Williams Success Realty #658846 Report a problem | ||
| 6/7/2017 | Pending sale | $549,000$260/sqft |
Source: Panama City Beach #658846 Report a problem | ||
| 6/5/2017 | Listed for sale | $549,000$260/sqft |
Source: Panama City Beach #658846 Report a problem | ||
| 5/28/2017 | Pending sale | $549,000$260/sqft |
Source: Panama City Beach #658846 Report a problem | ||
| 5/17/2017 | Listed for sale | $549,000+67.4%$260/sqft |
Source: Keller Williams Success Realty #658846 Report a problem | ||
| 12/21/2015 | Sold | $328,000+44%$155/sqft |
Source: Public Record Report a problem | ||
| 4/20/2015 | Sold | $227,800-21.2%$108/sqft |
Source: Public Record Report a problem | ||
| 2/7/2012 | Listing removed | $289,000$137/sqft |
Source: Panhandle Beach Realty #408441 Report a problem | ||
| 5/21/2011 | Listed for sale | $289,000$137/sqft |
Source: Panhandle Beach Realty #408441 Report a problem | ||
| 3/16/2011 | Listing removed | $289,000$137/sqft |
Source: Listhub #408441 Report a problem | ||
| 3/13/2011 | Listed for sale | $289,000-9.4%$137/sqft |
Source: Listhub #408441 Report a problem | ||
| 1/31/2003 | Sold | $319,000$151/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,029 +6.4% | $782,708 +10% |
| 2024 | $9,423 +2.9% | $711,553 +10% |
| 2023 | $9,154 +29.3% | $646,866 +10% |
| 2022 | $7,079 | $588,060 |
| 2021 | -- | -- |
| 2020 | $5,952 +5.8% | $486,000 +7.2% |
| 2019 | $5,624 | $453,230 +38.3% |
| 2018 | $5,624 +16.6% | $327,724 +10% |
| 2017 | $4,821 +27.1% | $297,928 +5.6% |
| 2016 | $3,795 +6.8% | $282,087 +5.9% |
| 2015 | $3,555 | $266,299 +0% |
| 2014 | $3,555 | $266,232 -2.2% |
| 2013 | -- | $272,357 |
| 2012 | -- | $272,357 -6% |
| 2011 | -- | $289,793 -35.8% |
| 2010 | -- | $451,520 -8.9% |
| 2009 | -- | $495,569 -21.6% |
| 2008 | -- | $631,724 +121.2% |
| 2007 | -- | $285,582 +2.5% |
| 2006 | -- | $278,617 +3% |
| 2005 | -- | $270,502 +3% |
| 2004 | -- | $262,623 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32413
Nearby schools
Schools provided by the listing agent
- Elementary: West Bay
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








