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For sale
  • $5,990,000

    21523 Front Beach Rd, Panama City Beach, FL 32413

    12beds
    7,914sqft
    : 
    $38,592/mo
    Get pre-qualified
    Triplex, Multi Family, Single Family Residence
    Built in 2007
    -- sqft lot
    $-- Zestimate®
    $757/sqft
    $-- HOA

    What's special

    Direct beach accessLuxurious primary suitesGenerous preparation spaceFour-and-a-half designer bathroomsFour spacious bedroomsEndless granite countertopsPrivate beachfront retreats
    The Deal you have been waiting for has arrived! Gulf-Front Luxury in Panama City Beach and minutes to 30A! A once-in-a-lifetime beachfront masterpiece with unmatched elegance and investment appeal. Perfectly positioned directly on the Gulf of America, this extraordinary Gulf-front triplex is an exceptionally rare offering that combines world-class luxury with unmatched investment potential. Opportunities to own an entire beachfront building of this caliber are almost nonexistent. Designed for those who refuse to compromise, this remarkable property features three expansive luxury residences--one occupying each of the second, third, and fourth floors. Each private residence spans approximately 2,500 square feet and offers four spacious bedrooms, four-and-a-half designer bathrooms, and two oversized Gulf-front balconies that place the breathtaking emerald waters and unforgettable sunsets center stage. Every residence has been thoughtfully crafted with timeless coastal elegance. The gourmet kitchens are a showpiece, boasting handcrafted custom wood cabinetry, endless granite countertops, premium stainless-steel appliances, generous preparation space, and an elegant wet bar complete with wine storage--perfect for entertaining after a day on the beach. Walls of glass flood the interiors with natural light while showcasing uninterrupted, panoramic Gulf views from EVERYWHERE! The luxurious primary suites are private beachfront retreats, featuring spa-inspired bathrooms where oversized whirlpool soaking tubs overlook the shimmering coastline and creating a daily experience! Rich designer finishes, beautiful tile flooring, upscale furnishings, and carefully curated décor complete each residence, allowing the property to be enjoyed immediately or continue producing exceptional rental income. On the ground level, owners and guests are welcomed by resort-style amenities including a private elevator, sparkling beachfront swimming pool, outdoor shower, bathroom facilities, dedicated storage, direct beach access, and abundant parking--an uncommon luxury for Gulf-front properties. Constructed with superior craftsmanship and built to endure, this masterpiece features reinforced concrete construction, metal-stud framing, a tile roof, and a durable stucco exterior, offering both lasting beauty and peace of mind. Whether you're seeking an elite beachfront investment, a luxury corporate retreat, a multi-generational family compound, or one of the most coveted vacation rental properties on the Emerald Coast, this trophy property delivers an extraordinary combination of prestige, income potential, and irreplaceable Gulf-front ownership. Opportunities like this are incredibly scarce--and once they're gone, they may not come around again.
    21 days
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    693
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    25
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    Zillow last checked:

    Listing updated:

    Listed by:

    Chad Hatfield 850-225-6893,

    RealJoy Realty LLC

    Source: CPAR,MLS#: 793258MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 12
      • Bathrooms: 16
      • Full bathrooms: 12
      • 1/2 bathrooms: 4
      Rooms
      • Room types: Bedroom, Dining Room, Kitchen, Living Room, Primary Bedroom
      Primary bedroom
      • Level: Second
      • Dimensions: 18 x 13
      Bedroom
      • Level: Second
      • Dimensions: 12 x 12
      Bedroom
      • Level: Second
      • Dimensions: 12 x 12
      Bedroom
      • Level: Second
      • Dimensions: 15 x 13
      Bedroom
      • Level: Third
      • Dimensions: 15 x 12
      Bedroom
      • Level: Third
      • Dimensions: 15 x 15
      Bedroom
      • Level: Third
      • Dimensions: 15 x 14
      Bedroom
      • Level: Third
      • Dimensions: 15 x 16
      Bedroom
      • Level: Fourth
      • Dimensions: 14 x 15
      Bedroom
      • Level: Fourth
      • Dimensions: 15 x 24
      Bedroom
      • Level: Fourth
      • Dimensions: 15 x 14
      Bedroom
      • Description: on all floors
      • Level: Fourth
      • Dimensions: 15 x 15
      Dining room
      • Description: on all floors
      • Level: Second
      • Dimensions: 16 x 12
      Kitchen
      • Description: on all floors
      • Level: Second
      • Dimensions: 12 x 10
      Living room
      • Description: on all floors
      • Level: Second
      • Dimensions: 16 x 10
      Heating
      • Baseboard, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, PlumbedForIce Maker
      Features
      • Balcony, Double Vanity, Soaking Tub, Upper Level Primary, Walk-In Closet(s)
      Interior area
      • Total structure area: 7,914
      • Total interior livable area: 7,914 sqft

      Property

      Parking
      • Parking features: Parking Lot
      Features
      • Stories: 4
      • Patio & porch: Balcony, Covered, Open, Patio, Porch
      • Exterior features: Patio, Outdoor Shower
      • Has private pool: Yes
      • Pool features: Fenced, Gunite, In Ground, Private
      • Fencing: Fenced
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Gulf, Shoreline - Sand
      Lot
      • Size: 3,920 Square Feet
      • Features: Paved
      Details
      • Parcel number: 35412010000

      Construction

      Type & style
      • Home type: MultiFamily
      • Architectural style: Triplex
      • Property subtype: Triplex, Multi Family, Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Concrete, Stucco
      • Foundation: Pillar/Post/Pier
      • Roof: Tile
      Condition
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Security: Fire Sprinkler System, Smoke Detector(s)
      • Subdivision: Riviera Beach
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $757/sqft
      • Tax assessed value: $3,038,404
      • Annual tax amount: $37,447
      • Date on market: 7/29/2026
      • Cumulative days on market: 22 days

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $5,488/mo

        Price history

        DateEventPrice
        8/6/2026Listed for sale$5,990,000$757/sqft
        Source: ECAOR #1008670 Report a problem
        8/3/2026Pending sale$5,990,000$757/sqft
        Source: ECAOR #1008670 Report a problem
        7/29/2026Listed for sale$5,990,000+17.5%$757/sqft
        Source: ECAOR #1008670 Report a problem
        2/2/2023Sold$5,100,000+628.6%$644/sqft
        Source: Public Record Report a problem
        1/29/2015Listing removed$2,750
        Source: Keller Williams Realty #624465 Report a problem
        9/26/2014Listed for rent$2,750
        Source: Keller Williams Realty #624465 Report a problem
        9/9/2002Sold$700,000+180%$88/sqft
        Source: Public Record Report a problem
        8/14/2000Sold$250,000$32/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$37,379 +33%$3,038,404 +83%
        2023$28,111 +42.8%$1,660,425 +10%
        2022$19,684 $1,509,477
        2021-- --
        2020$15,216 +3.3%$1,247,502 +8.5%
        2019$14,728 $1,149,584 +10%
        2018$14,728 +4.7%$1,045,076 +10%
        2017$14,074 +16.4%$950,069 +0.2%
        2016$12,093 -4.2%$947,728 0%
        2015$12,628 $947,752 0%
        2014$12,628 $948,194 +0.2%
        2013-- $946,462 -4.9%
        2012-- $995,201 -2.7%
        2011-- $1,022,491 -8.5%
        2010-- $1,117,936 -4.5%
        2009-- $1,170,536 +6.5%
        2008-- $1,099,327 -26.7%
        2006-- $1,500,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32413

        Getting around

        9 / 100
        Car-Dependent
        43 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: West Bay
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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