Rare Lake Norman lakefront opportunity in Bahia Bay! This .23-acre waterfront property features a large U-shaped 3 boat slip dock with permit, offering incredible potential for renovation or new construction. The home has updated floors throughout most of the home and new tile in all bathrooms, but overall needs TLC.
Sold as-is with no repairs to be made by seller. Excellent option for investors or custom builds. Convenient Cornelius location with quick commute to Charlotte. Unlock the potential of lakefront living in one of Lake Norman’s established communities.
Closed
$760,000
21600 Rio Oro Dr #45, Cornelius, NC 28031
3beds
2,882sqft
Single Family Residence
Built in 1977
0.23 Acres Lot
$760,400 Zestimate®
$264/sqft
$4,295 Estimated rent
Home value
$760,400
$707,000 - $814,000
$4,295/mo
Zestimate® history
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$4,560/mo
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Zillow last checked:
Listing updated:
Listed by:
Tess Davidson tesschason@gmail.com,
The Firm Real Estate
Bought with:
Brian Adams
Adams and Collins Realty LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4344956
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Basement
Flex space
- Features: See Remarks
- Level: Basement
Flex space
- Level: Basement
Flex space
- Features: Walk-In Closet(s)
- Level: Basement
Great room
- Features: Attic Stairs Pulldown, Cathedral Ceiling(s), Vaulted Ceiling(s)
- Level: Main
Sunroom
- Level: Basement
Heating
- Central, Heat Pump
Cooling
- Central Air, Electric
Appliances
- Included: None
- Laundry: Inside, Laundry Room, Main Level
Features
- Attic Other, Walk-In Closet(s)
- Flooring: Tile, Vinyl
- Doors: Sliding Doors
- Basement: Daylight,Exterior Entry,Walk-Out Access
- Attic: Other,Pull Down Stairs
- Fireplace features: Bonus Room, Family Room, Gas, Gas Log
Interior area
- Total structure area: 2,882
- Total interior livable area: 2,882 sqft
- Finished area above ground: 2,882
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway, Parking Space(s), RV Access/Parking
- Has uncovered spaces: Yes
- Details: Long, wide paved driveway can fit multiple vehicles.
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Rear Porch
- Has view: Yes
- View description: Water, Year Round
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Ramp – Community, Dock, Pier - Community, Waterfront
- Body of water: Lake Norman
Lot
- Size: 0.23 Acres
Details
- Additional structures: Shed(s)
- Parcel number: 00129711
- Zoning: GR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Brick Partial, Vinyl
Condition
- New construction: No
- Year built: 1977
Utilities & green energy
- Sewer: Septic Installed
- Water: Community Well, Other - See Remarks
Community & HOA
Community
- Features: Lake Access, Picnic Area, Street Lights, Other
- Subdivision: Bahia Bay
HOA
- Has HOA: Yes
- HOA fee: $75 annually
- HOA name: Bahia Bay HOA
- HOA phone: 704-299-2222
Location
- Region: Cornelius
Financial & listing details
- Price per square foot: $264/sqft
- Tax assessed value: $898,000
- Date on market: 2/10/2026
- Cumulative days on market: 39 days
- Listing terms: Cash,Conventional
- Exclusions: See attachments.
- Road surface type: Concrete
Price history
| Date | Event | Price |
|---|---|---|
| 5/29/2026 | Sold | $760,000-23.2%$264/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4344956 Report a problem | ||
| 4/15/2026 | Pending sale | $990,000$344/sqft |
Source: Canopy MLS as distributed by MLS GRID #4344956 Report a problem | ||
| 4/10/2026 | Listed for sale | $990,000$344/sqft |
Source: Canopy MLS as distributed by MLS GRID #4344956 Report a problem | ||
| 3/16/2026 | Pending sale | $990,000$344/sqft |
Source: Canopy MLS as distributed by MLS GRID #4344956 Report a problem | ||
| 3/13/2026 | Price change | $990,000-13.8%$344/sqft |
Source: Canopy MLS as distributed by MLS GRID #4344956 Report a problem | ||
| 3/4/2026 | Price change | $1,149,000-23.4%$399/sqft |
Source: Canopy MLS as distributed by MLS GRID #4344956 Report a problem | ||
| 2/10/2026 | Listed for sale | $1,500,000$520/sqft |
Source: Canopy MLS as distributed by MLS GRID #4344956 Report a problem | ||
Public tax history
Tax history is unavailable.
Neighborhood: 28031
Nearby homes
- $760,0003 bd3 ba2.8k sqft21600 Rio Oro Dr, Cornelius, NC 28031Sold
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- $950,0002 bd2 ba1.5k sqft21528 Rio Oro Dr, Cornelius, NC 28031Sold
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Nearby schools
GreatSchools rating
- 6/10Cornelius ElementaryGrades: K-5Distance: 1.5 mi
- 10/10Bailey Middle SchoolGrades: 6-8Distance: 3.3 mi
- 7/10William Amos Hough HighGrades: 9-12Distance: 3.7 mi
Schools provided by the listing agent
- Elementary: Cornelius
- Middle: Bailey
- High: William Amos Hough
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$760,400
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$760,400
- North Carolina
- Mecklenburg County
- Cornelius
- 28031
- 21600 Rio Oro Dr Unit 45
Nearby cities
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