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  • $2,175,000

    21617 Rio Oro Dr, Cornelius, NC 28031

    4beds
    4,971sqft
    : 
    $12,089/mo
    Get pre-qualified
    Single Family Residence
    Built in 2026
    0.23 Acres Lot
    $2,108,800 Zestimate®
    $438/sqft
    $6/mo HOA

    What's special

    Quartzite fireplaceExceptional craftsmanshipFluted white oak panelingColor-drenched dedicated home officeLow-maintenance backyard oasisCustom two tone cabinetry
    Designed for those who appreciate exceptional craftsmanship, this custom home delivers a level of quality and detail rarely found in new construction. From the 10 foot ceilings on every level to the wide-plank European white oak flooring throughout, every inch of this home was professionally designed with quiet luxury in mind — the kind of thoughtful, layered detail a homeowner would choose for themselves and built to offer a seamless mix of elegance, sophistication, and modern livability. The heart of the home is the open concept main-level entertaining space, anchored by a quartzite fireplace & framed in fluted white oak paneling — a detail that instantly elevates the space from beautiful to unforgettable. It's flanked by a built-in bench seat with pull-out drawers and built in storage. The kitchen carries that same intention forward with custom two tone cabinetry, a dramatic 2.5" waterfall-edge island, built-in seating with additional storage, and abundant windows that fill the space with natural light. And no custom home is complete without a scullery — and this one is a showstopper. Fully equipped with a full-size second refrigerator, a second dishwasher, a microwave, abundant custom cabinetry, generous storage, and gorgeous leathered quartz countertops, all tucked just out of sight so entertaining always looks effortless and the kitchen always looks picture-perfect. Just beyond, a wet bar with white oak floating shelves and under-mount lighting leads you toward the low-maintenance backyard oasis. The main level also features a private guest suite with its own en suite bath finished like a boutique hotel — an oversized walk-in shower enclosed in floor-to-ceiling tile, so beautiful your guests won’t want to leave. A color-drenched dedicated home office is tucked away for effortless work-from-home days, and an elegant powder bath features a floating Viola Calacatta marble sink with a wall-mounted faucet — details you won’t find in a typical spec home. Upstairs, the primary suite lives like its own private wing, spanning over 1,000 square feet. The spa-inspired bath features an oversized tile shower enclosed in floor-to-ceiling glass, dual vanities highlighted by a decorative marble backsplash and wall-mounted fixtures, plus two oversized custom walk-in closets built for real life. The bonus room truly sets this home apart — a wall of floor-to-ceiling windows floods the space with natural light and offers endless possibilities for how you use it. The laundry room has abundant storage and counter space and the guest bedrooms are generous. Step outside to a covered back porch overlooking a private, professionally landscaped backyard, where low-maintenance design means more time to enjoy it and less time maintaining it, plus there is room to add a pool. Just a short walk away, residents enjoy private community lake access with a dock and ramp, putting the lake within reach any time you choose, while boutique shopping, top-ranked restaurants, and the new pickleball scene at Serve are all just around the corner. Every great lake town has a neighborhood on the rise. On the shoreline of Lake Norman, that neighborhood is Bahia Bay — where a new generation of architecturally significant custom homes are shaping the future of the neighborhood- all in one of North Carolina’s most celebrated lake towns. You'll love living here.
    9 days
    |
    1,269
    |
    37
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Brian Adams bwadams85@gmail.com,

    Adams and Collins Realty LLC

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4411277MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      • Main level bedrooms: 1
      Primary bedroom
      • Features: En Suite Bathroom
      • Level: Upper
      • Area: 336.06 Square Feet
      • Dimensions: 18' 0" X 18' 8"
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bathroom half
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Upper
      Other
      • Level: Main
      Bonus room
      • Level: Upper
      Dining area
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Upper
      Living room
      • Features: Built-in Features
      • Level: Main
      • Area: 476.74 Square Feet
      • Dimensions: 22' 0" X 21' 8"
      Office
      • Level: Main
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Microwave, Convection Oven, Dishwasher, Disposal, Double Oven, Electric Oven, Exhaust Hood, Gas Cooktop, Refrigerator, Refrigerator with Ice Maker, Tankless Water Heater
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
      Features
      • Breakfast Bar, Built-in Features, Drop Zone, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry, Wet Bar
      • Flooring: Hardwood, Tile
      • Has basement: No
      • Attic: Pull Down Stairs
      • Fireplace features: Family Room
      Interior area
      • Total structure area: 4,971
      • Total interior livable area: 4,971 sqft
      • Finished area above ground: 4,971
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, Garage on Main Level
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Front Porch, Rear Porch
      • Exterior features: In-Ground Irrigation
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Boat Ramp, Boat Ramp – Community, Boat Slip – Community, Paddlesport Launch Site - Community, Pier - Community
      • Body of water: Lake Norman
      Lot
      • Size: 0.23 Acres
      • Features: Cleared, Views
      Details
      • Parcel number: 00129506
      • Zoning: GR
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary,Modern
      • Property subtype: Single Family Residence
      Materials
      • Brick Partial, Fiber Cement
      • Foundation: Slab
      Condition
      • New construction: Yes
      • Year built: 2026
      Details
      • Builder name: BWA Builders

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City
      • Utilities for property: Cable Available, Electricity Connected, Fiber Optics

      Community & HOA

      Community
      • Features: Lake Access, Picnic Area, Recreation Area
      • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
      • Subdivision: Bahia Bay
      HOA
      • Has HOA: Yes
      • HOA fee: $75 annually
      • HOA name: Bahia Bay Hoa
      Location
      • Region: Cornelius

      Financial & listing details

      • Price per square foot: $438/sqft
      • Tax assessed value: $354,000
      • Date on market: 8/6/2026
      • Cumulative days on market: 10 days
      • Listing terms: Cash,Conventional
      • Electric utility on property: Yes
      • Road surface type: Concrete

        Estimated market value

        $2,108,800

        $2.00M - $2.21M

        $3,163/mo

        Price history

        DateEventPrice
        8/6/2026Listed for sale$2,175,000+778.8%$438/sqft
        Source: Canopy MLS as distributed by MLS GRID #4411277 Report a problem
        1/30/2026Sold$247,500-22.5%$50/sqft
        Source: Canopy MLS as distributed by MLS GRID #4218558 Report a problem
        8/6/2025Price change$319,500-14.8%$64/sqft
        Source: Canopy MLS as distributed by MLS GRID #4218558 Report a problem
        3/30/2025Price change$375,000-16.7%$75/sqft
        Source: Canopy MLS as distributed by MLS GRID #4218558 Report a problem
        2/4/2025Listed for sale$450,000+47.5%$91/sqft
        Source: Canopy MLS as distributed by MLS GRID #4218558 Report a problem
        8/22/2024Sold$305,000-13.8%$61/sqft
        Source: Canopy MLS as distributed by MLS GRID #4154875 Report a problem
        7/10/2024Listed for sale$354,000+96.8%$71/sqft
        Source: Canopy MLS as distributed by MLS GRID #4154875 Report a problem
        2/2/2012Listing removed$179,900$36/sqft
        Source: Southern Homes of the Carolina's #2028607 Report a problem
        7/3/2011Listed for sale$179,900+267.1%$36/sqft
        Source: Southern Homes of the Carolina's #2028607 Report a problem
        9/7/2005Sold$49,000$10/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $354,000
        2024-- $354,000
        2023-- $354,000 +60%
        2022-- $221,300
        2021$1,896 $221,300
        2020$1,896 +0.3%$221,300
        2019$1,890 +8.2%$221,300 +38.8%
        2018$1,746 +1.1%$159,400
        2017$1,727 $159,400
        2016$1,727 $159,400
        2015$1,727 +1.7%$159,400
        2014$1,698 --
        2013-- $159,400
        2012-- $159,400
        2011-- $159,400 +45.4%
        2010-- $109,600
        2009-- $109,600
        2008-- $109,600
        2007-- $109,600
        2006-- $109,600
        2005-- $109,600
        2004-- $109,600
        2003-- $109,600 +16.2%
        2002-- $94,340
        2001-- $94,340
        2000-- $94,340
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28031

        Getting around

        1 / 100
        Car-Dependent
        14 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Cornelius
        • Middle: Bailey
        • High: William Amos Hough

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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