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For sale
$2,800,000
4beds
3,286sqft

21640 Overseas Hwy, Cudjoe Key, FL 33042

4beds
3,286sqft
Single family residence
Built in 1985
1.17 Acres
4 Garage spaces
$852 price/sqft

What's special

Private poolMassive parcelOversized windowsGenerous bedroom suitesSandy beach areaMature tropical groundsOpen-water backdrop

SPECIAL DAILY TRANSIENT LICENSE!!!Experience one of the Lower Keys' rarest offerings at 21640 Overseas Highway,an extraordinary 1.2 acre open-water estate with panoramic ocean views, resort style amenities, and true investment upside. Opportunities like this almost never come to market from Key West to Summerland. With 3,286 sq ft per appraisal, this ...

74 days
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1,212
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41
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Source: FLKMLS,MLS#: 619615MLS LogoOriginating MLS: Key West Association
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Dan R Serban 305-797-2352,

Key West Luxury Real Estate Inc (KW)

Source: FLKMLS,MLS#: 619615MLS LogoOriginating MLS: Key West Association

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
Cooling
  • Central Air, Attic Fan, Ceiling Fans(s), Heat Pump
Appliances
  • Included: Washer, Freezer, Disposal, Oven, Range, Refrigerator, Dishwasher, Dryer
Features
  • Cathedral Ceiling(s), Other, Whirlpool Bath Tub, Walk-In Closet(s), Dade County Pine, Granite Counters, Built-in Cabinets, Fireplace(s), Other Specialty Room
  • Flooring: Combination
  • Doors: Sliding Glass Doors
  • Windows: Aluminum Frames
  • Has fireplace: Yes
  • Furnished: Yes
Interior area
  • Total interior livable area: 3,286 sqft

Property

Parking
  • Total spaces: 4
  • Parking features: Garage, Covered, RV Parking Covered, Guest, Assigned
  • Has garage: Yes
Features
  • Levels: Two
  • Stories: 2
  • Patio & porch: Screened P/B, Deck, Screened Patio, Patio
  • Exterior features: Storage, Sandy Beach
  • Has private pool: Yes
  • Pool features: In Ground
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Privacy
  • Has view: Yes
  • View description: Ocean, Water
  • Has water view: Yes
  • Water view: Ocean,Water
  • Waterfront features: Oceanfront, Open Water, Waterfront, Sandy Beach, Dock: Wood
Lot
  • Size: 1.17 Acres
  • Features: 1 Less Than 2 Acres
Details
  • Additional structures: Chickee Hut, Airplane Hangar
  • Parcel number: 00174830000000
  • Zoning: URM
  • Zoning description: Urban Res Mobile Home District

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Hardi Board Siding
  • Roof: Metal
Condition
  • Updated/Remodeled
  • New construction: No
  • Year built: 1985

Utilities & green energy

  • Sewer: Municipal Sewer, Public Sewer
  • Utilities for property: FKAA

Community & HOA

Community
  • Security: Smoke Detector(s)
  • Subdivision: Sacarma (21.0)
HOA
  • Has HOA: No
  • Services included: None
Location
  • Region: Cudjoe Key

Financial & listing details

  • Price per square foot: $852/sqft
  • Tax assessed value: $2,243,932
  • Annual tax amount: $17,431
  • Date on market: 4/23/2026

Price history

DateEventPrice
4/23/2026Listed for sale$2,800,000+115.4%$852/sqft
Source: FLKMLS #619615 Report a problem
11/30/2015Sold$1,300,000-25.7%$396/sqft
Source: FLKMLS #553740 Report a problem
10/9/2015Pending sale$1,749,000$532/sqft
Source: Coldwell Banker Schmitt Real Estate Co. #553740 Report a problem
2/18/2015Price change$1,749,000+12.9%$532/sqft
Source: Coldwell Banker Schmitt Real Estate Co. #553740 Report a problem
4/10/2013Price change$1,549,000+3.3%$471/sqft
Source: Coldwell Banker Schmitt Real Estate Co. #553740 Report a problem
7/27/2012Listed for sale$1,500,000-24.6%$456/sqft
Source: Coldwell Banker Schmitt Real Estate Co #553740 Report a problem
3/7/2012Listing removed$1,990,000$606/sqft
Source: Homes.com #550189 Report a problem
3/6/2012Listed for sale$1,990,000+32.7%$606/sqft
Source: Homes.com #550189 Report a problem
12/15/2011Listing removed$1,500,000$456/sqft
Source: Coldwell Banker Schmitt Real Estate Co. #553740 Report a problem
12/28/2010Listed for sale$1,500,000-20.6%$456/sqft
Source: Coldwell Banker Schmitt R.E. - Mar #553740 Report a problem
11/8/2010Listing removed$1,890,000$575/sqft
Source: Addvantage Real Estate Service #550189 Report a problem
5/23/2010Price change$1,890,000-5%$575/sqft
Source: Addvantage Real Estate Service #550189 Report a problem
11/8/2009Price change$1,990,000-11.6%$606/sqft
Source: Coldwell Banker Schmitt Real Estate #550189 Report a problem
12/8/2008Price change$2,250,000-10%$685/sqft
Source: Coldwell Banker Schmitt Real Estate #550189 Report a problem
1/10/2008Listed for sale$2,500,000+1036.4%$761/sqft
Source: Number1Expert #543286 Report a problem
12/11/1997Sold$220,000$67/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$17,432 +0.2%$1,745,290 +10%
2024$17,398 +10.2%$1,586,627 +10%
2023$15,784 +28%$1,442,388 +10%
2022$12,328 +3.8%$1,311,262 +10%
2021$11,882 +11.1%$1,192,056 +10%
2020$10,699 $1,083,687 -22.8%
2019$10,699 -22%$1,404,616 -0.4%
2018$13,713 +0.1%$1,410,374 +15%
2017$13,702 +12%$1,226,879 +11%
2016$12,233 +6.6%$1,105,543 +77.2%
2015$11,471 $623,899

Find assessor info on the county website

Monthly payment

Est. payment
$16,352/mo
Principal & interest
$14439
Property taxes
$1913
More affordability toolsChevron Right

Estimated market value

$2,600,000

$2.47M - $2.73M

$6,577/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 33042

Nearby schools

Sugarloaf School
Grades PK-8 • 2.1 miles
6/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
5/10
Key West High School
Grades 9-12 • 19.2 miles
4/10
GreatSchools® Rating
Test Score Rating
4/10
College Readiness Rating
5/10
Student Progress Rating
2/10

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