Charming Updated Split-Level on a Private Half-Acre in Waterford — Lutherville-Timonium Set on a level half-acre lot backing to woods in the sought-after Waterford community of Lutherville-Timonium, this beautifully updated 4-bedroom, 2.5-bath home offers 2,174 square feet of thoughtfully maintained living space with hardwood floors throughout the main and upper levels. A 2021 renovation transformed the kitchen and all three bathrooms, bringing a warm yet contemporary, almost coastal-inspired aesthetic throughout, with brushed champagne fixtures carried consistently across the main and upper levels. The kitchen is fully open to the living and dining areas, anchored by a striking navy island with quartz countertops that contrasts beautifully against crisp white cabinetry. A horizontal modified white subway tile backsplash with champagne metallic accents ties the space together, along with a black stainless refrigerator and black gas range. The primary suite is a true retreat, with a spa-like bath featuring a stunning blue-and-white patterned tile floor that flows seamlessly into an oversized glass shower, framed in brushed champagne hardware with a sleek sliding door, rain shower head, and handheld sprayer. A large-format tiled surround with a designer niche accent and a modern industrial-style vanity light with black-and-brass cylinder sconces complete the space. The hall bath, updated in the same 2021 renovation, features its own eye-catching geometric tile floor, and a lower-level powder room rounds out the home's three fully renovated bathrooms. The lower level also offers a versatile recreation room and a dedicated laundry room, with a walkout to a covered porch overlooking the private, fenced half-acre backyard — a rare combination of space, privacy, and quiet in this location. Recent updates add real peace of mind: new driveway (2023), new fence (2025), new front door and storm door (2025), electric/invisible fence (2024), new Bosch dishwasher (January 2025), most blinds replaced (2023), and an active Constellation maintenance plan covering both the HVAC system and water heater. Attached single-car garage, public water and sewer, and a location close to Towson, Hunt Valley, and I-83 commuter routes round out the appeal. Move-in ready, meticulously updated, and offering the kind of private, tree-lined lot that rarely comes available in Waterford.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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