For sale

Price cut: $25K (7/16)

$350,000

21889 Bluffs Hwy, Onaway, MI 49765

2beds

960sqft

$2,168/mo

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Single Family Residence

Built in 1985

10,018 Square Feet Lot

$330,300 Zestimate^®

$365/sqft

$-- HOA

What's special

Oversized detached heated garageKitchen dining comboUpdated windowsBreathtaking viewsNew laminate flooring throughout

Meticulously maintained manufactured home on the shores of beautiful Black Lake offering breathtaking views and 75ft of frontage. Situated on nearly an acre with both front and back lot included, this property features a kitchen dining combo, 2 bedrooms, 2 full baths. Recent updates include new laminate flooring throughout, updated windows, new furnace and new well pump, and new sump pump. The oversized detached heated garage provides ample storage for vehicles, lake toys, and workshop space. The additional back lot is high and dry idea for a future pole building. A rare opportunity to own a well-cared for waterfront property. Being sold furnished as seen.

61 days

2,329

85

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2

Heating

Forced Air, Natural Gas

Appliances

Included: Washer, Range/Oven, Refrigerator, Dryer, Dishwasher
Laundry: Main Level

Features

Ceiling Fan(s)
Windows: Blinds, Curtain Rods

Interior area

Total structure area: 960
Total interior livable area: 960 sqft
Finished area above ground: 960

Property

Parking

Parking features: Garage Door Opener
Has garage: Yes

Features

Patio & porch: Deck, Patio/Porch
Exterior features: Sprinkler System
On waterfront: Yes
Waterfront features: Lake
Body of water: Black Lake

Lot

Size: 10,018 Square Feet
Dimensions: .947 ac

Details

Additional structures: Shed(s)
Parcel number: 02003000002700, 02003000001002

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Foundation: Crawl

Condition

Year built: 1985

Utilities & green energy

Sewer: Septic Tank

Community & HOA

Community

Subdivision: T36N R2E

Location

Region: Onaway

Financial & listing details

Price per square foot: $365/sqft
Tax assessed value: $255,600
Annual tax amount: $1,423
Date on market: 5/28/2026
Listing terms: Cash,Conventional Mortgage,FHA,VA Loan
Ownership: Owner
Road surface type: Gravel, Maintained

Estimated market value

$330,300

$314,000 - $347,000

$2,056/mo

Price history

Date	Event	Price
7/16/2026	Price change	$350,000-6.7%$365/sqft
Source: WWMLS #201840412 Report a problem
5/28/2026	Listed for sale	$375,000$391/sqft
Source: WWMLS #201840412 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,423 +0.1%	$127,800 +17%
2024	$1,421 +5.1%	$109,200 +13.4%
2023	$1,351 +3.2%	$96,300 +12.1%
2022	$1,309 +0.4%	$85,900 +10.6%
2021	$1,304 +2.9%	$77,700 -2.9%
2020	$1,267	$80,000 -1.2%
2019	--	$81,000 -5.6%
2018	--	$85,800 +6.3%
2016	--	$80,700 -9.4%
2014	--	$89,100 -1.7%
2013	--	$90,600
2012	--	$90,600 -17.6%
2011	--	$110,000 -4.6%
2010	--	$115,300

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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