Located in the southern edge of Oceanside, one of Southern California’s fastest-growing coastal communities and newest vacation destinations, this single-story charmer offers the perfect opportunity for first-time buyers, downsizers, retirees, or anyone looking to enjoy the laid-back coastal lifestyle. Welcome to 2194 Luz Way—a light-filled 2 bedroom, 2 bath home with an additional flex space ideal for a home office, hobby room, guest area, or creative space. Tax records reflect a 3 bedroom; modifications would be needed for a traditional third bedroom configuration. Natural light pours into the home through multiple skylights, creating a warm and inviting atmosphere throughout. The spacious great room features a cozy fireplace, dining area, and seamless access to the low-maintenance backyard and patio, making indoor-outdoor living easy and enjoyable. The primary suite also opens directly to a private patio and yard retreat. The home offers great bones and incredible potential for someone ready to add their own personal touches and updates. Fruit trees, low-maintenance landscaping, low HOA fees, and no Mello-Roos add to the appeal and affordability. Residents enjoy access to two nearby grassy parks with ocean views and relaxing overlooks toward El Camino Country Club. Ideally located near Frontwave Arena, MiraCosta College, shopping, dining, parks, schools, and just a short drive to Oceanside beaches, Oceanside Harbor, and downtown Oceanside. Live where coastal beauty, outdoor recreation, and Southern California beach town charm come together. Spend your days whale watching, biking the coastal trails, exploring local restaurants and craft breweries, golfing nearby courses, or simply enjoying the year-round sunshine. This is your chance to own an affordable piece of coastal Oceanside living in North County San Diego.
For sale
Listed by: Century 21 Affiliated
Price cut: $20K (5/30)
$819,000
2194 Luz Way, Oceanside, CA 92056
3beds
1,281sqft
Single Family Residence
Built in 1989
4,570 Square Feet Lot
$816,900 Zestimate®
$639/sqft
$133/mo HOA
What's special
Fruit treesCozy fireplaceDining areaSpacious great roomLow-maintenance landscaping
- 49 days |
- 1,064 |
- 57 |
Zillow last checked:
Listing updated:
Listed by:
Valerie Bradbury DRE #00836782 760-500-1825,
Century 21 Affiliated,
Erik Bradbury DRE #02094565 619-507-1202,
Century 21 Affiliated
Source: CRMLS,MLS#: NDP2604585
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 3
- Main level bedrooms: 2
Rooms
- Room types: Bedroom, Family Room, Kitchen, Primary Bedroom, Other
Primary bedroom
- Features: Main Level Primary
Primary bedroom
- Features: Primary Suite
Bedroom
- Features: Bedroom on Main Level
Other
- Features: Walk-In Closet(s)
Cooling
- Central Air
Appliances
- Included: Dryer, Washer
- Laundry: Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup, In Garage
Features
- Bedroom on Main Level, Main Level Primary, Primary Suite, Walk-In Closet(s)
- Has fireplace: Yes
- Fireplace features: Gas
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 1,281 sqft
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Garage - Attached
- Attached garage spaces: 2
- Uncovered spaces: 2
Features
- Levels: One
- Stories: 1
- Entry location: Front
- Pool features: None
- Has view: Yes
- View description: None
Lot
- Size: 4,570 Square Feet
- Features: 0-1 Unit/Acre, Back Yard, Cul-De-Sac, Front Yard, Sprinklers In Rear, Sprinklers In Front, Lawn, Landscaped, Near Park, Near Public Transit, Sprinkler System, Yard
Details
- Parcel number: 1656831700
- Zoning: R-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Condition
- Year built: 1989
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Curbs, Gutter(s), Park
- Subdivision: Montego (Mont)
HOA
- Has HOA: Yes
- Amenities included: Park
- HOA fee: $133 monthly
- HOA name: Montego Village
- HOA phone: 760-746-9127
Location
- Region: Oceanside
Financial & listing details
- Price per square foot: $639/sqft
- Tax assessed value: $273,542
- Annual tax amount: $3,463
- Date on market: 5/12/2026
- Cumulative days on market: 49 days
- Listing terms: Cash to New Loan
Estimated market value
$816,900
$776,000 - $858,000
$3,870/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/25/2026 | Listed for sale | $819,000$639/sqft |
Source:  CRMLS #NDP2604585 Report a problem | ||
| 6/4/2026 | Contingent | $819,000$639/sqft |
Source: CRMLS #NDP2604585 Report a problem | ||
| 5/30/2026 | Price change | $819,000-2.4%$639/sqft |
Source: CRMLS #NDP2604585 Report a problem | ||
| 5/13/2026 | Listed for sale | $839,000+380.8%$655/sqft |
Source: CRMLS #NDP2604585 Report a problem | ||
| 4/7/1999 | Sold | $174,500$136/sqft |
Source: Public Record Report a problem | ||
| 1/15/1999 | Sold | $174,500+26%$136/sqft |
Source: Public Record Report a problem | ||
| 11/21/1995 | Sold | $138,500$108/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,463 +1.8% | $273,542 +2% |
| 2024 | $3,404 +2.8% | $268,179 +2% |
| 2023 | $3,311 +1.4% | $262,921 +2% |
| 2022 | $3,266 -0.3% | $257,767 +2% |
| 2021 | $3,275 +2.8% | $252,713 +1% |
| 2020 | $3,187 +21.4% | $250,123 +2% |
| 2019 | $2,626 -14.7% | $245,220 +2% |
| 2018 | $3,077 +1.6% | $240,412 +2% |
| 2017 | $3,027 +2.9% | $235,699 +2% |
| 2016 | $2,941 +2.6% | $231,078 +1.5% |
| 2015 | $2,868 +3.4% | $227,608 +2% |
| 2014 | $2,774 | $223,150 +0.5% |
| 2013 | -- | $222,142 +2% |
| 2012 | -- | $217,787 +2% |
| 2011 | -- | $213,517 +0.8% |
| 2010 | -- | $211,922 -0.2% |
| 2009 | -- | $212,427 +2% |
| 2008 | -- | $208,262 +2% |
| 2007 | -- | $204,179 +2% |
| 2006 | -- | $200,176 +2% |
| 2005 | -- | $196,252 +2% |
| 2004 | -- | $192,405 +1.9% |
| 2003 | -- | $188,880 +2% |
| 2002 | -- | $185,178 +2% |
| 2001 | -- | $181,548 |
Find assessor info on the county website
Monthly payment
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Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Mira Costa
Nearby schools
GreatSchools rating
- 4/10Christa Mcauliffe Elementary SchoolGrades: K-5Distance: 0.5 mi
- 5/10Martin Luther King Jr. Middle SchoolGrades: 6-8Distance: 1.6 mi
- 7/10El Camino High SchoolGrades: 9-12Distance: 1.8 mi
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