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For sale
    • $1,395,000

    22 Dear Ln, Rainbow Lake, NY 12976

    3beds
    1,767sqft
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    Single Family Residence
    Built in 1995
    0.91 Acres Lot
    $1,317,000 Zestimate®
    $789/sqft
    $-- HOA

    What's special

    Expansive wraparound decksOffered fully furnishedGenerous center islandExquisite tiled walk-in showerVaulted ceilingsRich wood finishes
    Spruce Point is a truly exceptional waterfront property on the private shores of Rainbow Lake, offering an extraordinary opportunity to own in one of the Adirondacks' most coveted lakefront communities. This wonderful property with its 247 feet of shoreline is just 10 miles from Saranac Lake. Offered fully furnished, this architecturally striking residence blends timeless Adirondack craftsmanship with refined luxury and spectacular natural beauty. A dramatic exterior with soaring gables and expansive wraparound decks invites effortless indoor-outdoor living, while a private deck off the primary suite provides the perfect setting overlooking the water. Rich wood finishes, vaulted ceilings, and walls of windows create warm, inviting interiors that capture breathtaking views of Rainbow Lake from nearly every room. Designed for entertaining, the gourmet kitchen features granite countertops, a generous center island, and seamless flow into the dining and living spaces. The luxurious primary suite offers a vaulted ceiling, spa-inspired bath with double copper sinks, and an exquisite tiled walk-in shower. A private upper-level guest suite with French doors, walk-in closet, and full bath, along with an additional main-level bedroom and bath, ensures exceptional comfort for family and guests. The walkout lower level presents endless possibilities for additional recreation or living space, while the oversized two-car garage provides abundant storage for vehicles and outdoor gear. One of the highlights of Spruce Point is its rare, grandfathered two-story boathouse--a remarkable feature no longer permitted in the Adirondacks. Complete with two boat slips, an electric boat lift, and a nicely finished upper-level living quarters with a lakeside balcony, it offers an unmatched waterfront experience. Spruce Point is more than a home, it is a legacy property where generations will gather, relax, and experience the very best of Adirondack lakefront living.
    13 days
    |
    1,133
    |
    91
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Coldwell Banker Whitbeck Assoc Tupper Lake 518-359-9440,

    Matthew Ellis

    Source: ACVMLS,MLS#: 207753MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Primary bedroom
      • Features: Hardwood
      • Level: First
      • Area: 196 Square Feet
      • Dimensions: 14 x 14
      Bedroom 2
      • Features: Carpet
      • Level: First
      • Area: 156 Square Feet
      • Dimensions: 13 x 12
      Bedroom 3
      • Features: Carpet
      • Level: Second
      • Area: 168 Square Feet
      • Dimensions: 14 x 12
      Primary bathroom
      • Features: Ceramic Tile
      • Level: First
      • Area: 100 Square Feet
      • Dimensions: 10 x 10
      Bathroom 2
      • Features: Ceramic Tile
      • Level: First
      • Area: 64 Square Feet
      • Dimensions: 8 x 8
      Bathroom 3
      • Features: Ceramic Tile
      • Level: Second
      • Area: 36 Square Feet
      • Dimensions: 6 x 6
      Dining room
      • Features: Hardwood
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 12 x 10
      Kitchen
      • Features: Hardwood
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 12 x 10
      Living room
      • Features: Hardwood
      • Level: First
      • Area: 216 Square Feet
      • Dimensions: 18 x 12
      Office
      • Features: Carpet
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 12 x 10
      Other
      • Description: Foyer and Laundry Room
      • Features: Ceramic Tile
      • Level: First
      • Area: 140 Square Feet
      • Dimensions: 14 x 10
      Other
      • Description: Boathouse Living Area/Bedroom
      • Features: Other
      • Level: Second
      • Area: 336 Square Feet
      • Dimensions: 24 x 14
      Heating
      • Central, Fireplace(s), Forced Air, Free Standing Stove, Propane
      Cooling
      • Ceiling Fan(s), Central Air, Gas
      Appliances
      • Included: Dishwasher, Exhaust Fan, Gas Cooktop, Gas Oven, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer, Water Heater
      • Laundry: Laundry Room, Main Level
      Features
      • Granite Counters, Beamed Ceilings, Bookcases, Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Chandelier, Double Vanity, High Ceilings, Kitchen Island, Master Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Ceramic Tile, Hardwood, Luxury Vinyl, Tile
      • Doors: French Doors, Sliding Doors, Storm Door(s)
      • Windows: Blinds, Drapes
      • Basement: Block,Concrete,Daylight,Exterior Entry,Full,Interior Entry,Unfinished,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: Gas Log, Living Room
      Interior area
      • Total structure area: 2,717
      • Total interior livable area: 1,767 sqft
      • Finished area above ground: 1,767
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 6
      • Parking features: Additional Parking, Garage Faces Front, Heated Garage
      • Attached garage spaces: 2
      • Uncovered spaces: 4
      Features
      • Levels: One and One Half
      • Stories: 2
      • Patio & porch: Deck, Wrap Around
      • Exterior features: Dock, Fire Pit, Gas Grill, Lake Access Steps, Lighting, Outdoor Grill, Private Yard, Rain Gutters
      • Has view: Yes
      • View description: Lake, Mountain(s), Trees/Woods
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake Front, Waterfront
      • Body of water: Rainbow Lake
      • Frontage type: Lakefront,Waterfront
      Lot
      • Size: 0.91 Acres
      • Features: Front Yard, Gentle Sloping, Lake on Lot, Many Trees, Views, Waterfront, Wooded
      • Topography: Sloping
      Details
      • Additional structures: Boat House, Garage(s)
      • Parcel number: 367.3115.100
      • Zoning: Residential
      • Other equipment: Generator

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Adirondack,Chalet
      • Property subtype: Single Family Residence
      Materials
      • Block, Clapboard, Concrete, Frame, Wood Siding
      • Foundation: Block, Poured
      • Roof: Asphalt
      Condition
      • Year built: 1995

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well Drilled
      • Utilities for property: Cable Connected, Electricity Connected, Internet Connected, Propane

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Rainbow Lake

      Financial & listing details

      • Price per square foot: $789/sqft
      • Tax assessed value: $1,136,100
      • Annual tax amount: $14,169
      • Date on market: 7/2/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional
      • Lease term: Short Term Lease
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $1,317,000

        $1.25M - $1.38M

        $2,529/mo

        Price history

        DateEventPrice
        7/2/2026Listed for sale$1,395,000+26.7%$789/sqft
        Source: ACVMLS #207753 Report a problem
        8/29/2023Sold$1,100,716+0.1%$623/sqft
        Source: ACVMLS #200097 Report a problem
        8/2/2023Pending sale$1,100,000$623/sqft
        Source: ACVMLS #200097 Report a problem
        7/26/2023Listed for sale$1,100,000+101.6%$623/sqft
        Source: ACVMLS #200097 Report a problem
        7/21/2008Sold$545,750$309/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $1,136,100
        2024-- $1,136,100 +104.4%
        2023-- $555,900
        2022-- $555,900
        2021-- $555,900
        2020-- $555,900
        2019-- $555,900
        2018-- $555,900
        2017$10,122 $555,900
        2016-- $555,900 +28.6%
        2015-- $432,300
        2014-- $432,300
        2013-- $432,300
        2012-- $432,300
        2011-- $432,300
        2010-- $432,300
        2009-- $432,300
        2008-- $432,300
        2007-- $432,300
        2006-- $432,300 +116.1%
        2005-- $200,000
        2004-- $200,000
        2003-- --
        2002-- $200,000 +33.7%
        2001-- $149,600
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 12976

        Getting around

        5 / 100
        Car-Dependent
        17 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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