Experience premier lakefront living on the renowned Lake James Chain of Lakes in one of Northeast Indiana's most sought-after locations—Phillips Bay. Situated on 105 feet of pristine sandy-bottom frontage, this exceptional 5,000-square-foot waterfront home offers the perfect blend of luxury, recreation, and breathtaking views on the region's premier all-sports lake. Designed for entertaining and everyday enjoyment, the home features spacious living areas that maximize panoramic water views and provide ample room for family and guests. Step outside onto the expansive maintenance-free poly deck, an ideal setting for morning coffee, summer gatherings, or taking in unforgettable sunsets over the lake. After a day on the water, relax and unwind in the private jacuzzi while enjoying the peaceful surroundings. Lake James is widely recognized as the premier recreational destination in Northeast Indiana, offering access to a five-lake chain with miles of boating, skiing, tubing, fishing, waterfront dining, and year-round enjoyment. Phillips Bay is especially treasured for its protected waters, beautiful shoreline, and convenient access to the main lake while maintaining a quieter atmosphere. Whether you're searching for a year-round residence or an unforgettable lake retreat, this rare offering combines generous living space, an exceptional lot, and one of the finest locations on the Lake James Chain. Opportunities like this are few and far between. Welcome to lake life at its very best.
Closed
$1,390,000
220 Ln 530a Lake James, Fremont, IN 46737
5beds
5,068sqft
Single Family Residence
Built in 1981
0.48 Acres Lot
$1,390,400 Zestimate®
$--/sqft
$4,885 Estimated rent
Home value
$1,390,400
Estimated sales range
Not available
$4,885/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listed by:
Anthony Isa Cell:260-319-0633,
RE/MAX Results
Bought with:
Gabe Cerny
RE/MAX Results
Source: IRMLS,MLS#: 202625308
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Bedroom 1
- Level: Upper
Bedroom 2
- Level: Main
Dining room
- Level: Main
- Area: 210
- Dimensions: 15 x 14
Family room
- Level: Lower
- Area: 448
- Dimensions: 28 x 16
Kitchen
- Level: Main
- Area: 210
- Dimensions: 15 x 14
Living room
- Level: Main
- Area: 323
- Dimensions: 19 x 17
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Washer, Built-In Gas Grill, Gas Cooktop, Dryer-Electric, Oven-Built-In, Gas Range, Water Softener Owned
Features
- Basement: Walk-Out Access,Concrete
- Number of fireplaces: 1
- Fireplace features: Family Room
Interior area
- Total structure area: 5,068
- Total interior livable area: 5,068 sqft
- Finished area above ground: 5,068
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Attached
- Attached garage spaces: 4
Features
- Levels: Multi-Story (3+)
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Waterfront-Level Bank, Pier/Dock, Frontage Lot, Ski Lake, Lake
- Body of water: Lake James
- Frontage length: Channel/Canal Frontage(0),Water Frontage(105)
Lot
- Size: 0.48 Acres
- Dimensions: 92X156
- Features: Level
Details
- Additional parcels included: 7603-33-220-115.010-006
- Parcel number: 760333220103.000006
- Zoning: R1,R1
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stone, Vinyl Siding
Condition
- New construction: No
- Year built: 1981
Utilities & green energy
- Sewer: None
- Water: Well
Community & HOA
Community
- Subdivision: Phillips Bay
Location
- Region: Fremont
Financial & listing details
- Tax assessed value: $1,641,100
- Annual tax amount: $13,805
- Date on market: 6/26/2026
Price history
| Date | Event | Price |
|---|---|---|
| 7/22/2026 | Sold | $1,390,000-0.7% |
Source:  IRMLS #202625308 Report a problem | ||
| 6/26/2026 | Listed for sale | $1,399,900 |
Source: IRMLS #202625308 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,556 +6.6% | $1,641,100 +5.9% |
| 2024 | $7,091 -3.5% | $1,549,100 +9.6% |
| 2023 | $7,347 +16.5% | $1,413,600 +8.7% |
| 2022 | $6,308 +6.5% | $1,299,900 +15.2% |
| 2021 | $5,921 +3.6% | $1,128,400 +12% |
| 2020 | $5,717 -1.5% | $1,007,300 +4.6% |
| 2019 | $5,806 +5.2% | $963,100 +1.3% |
| 2018 | $5,520 +7.3% | $950,500 +5.2% |
| 2017 | $5,146 -39.1% | $903,800 +0.3% |
| 2016 | $8,453 +31.2% | $901,000 +1.4% |
| 2014 | $6,444 -6.5% | $888,800 -0.4% |
| 2013 | $6,896 +1% | $892,700 +1.5% |
| 2012 | $6,824 +2% | $879,400 -0.3% |
| 2011 | $6,687 +12.8% | $882,400 +2.5% |
| 2010 | $5,927 +0% | $860,800 -1.6% |
| 2009 | $5,925 +25.7% | $875,200 +55.4% |
| 2007 | $4,713 -4.4% | $563,200 |
| 2006 | $4,930 | $563,200 |
Find assessor info on the county website
Neighborhood: 46737
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Nearby schools
GreatSchools rating
- 7/10Fremont Middle SchoolGrades: 5-8Distance: 5.4 mi
- 8/10Fremont High SchoolGrades: 9-12Distance: 5.7 mi
- 7/10Fremont Elementary SchoolGrades: K-4Distance: 5.7 mi
Schools provided by the listing agent
- Elementary: Fremont
- Middle: Fremont
- High: Fremont
- District: Fremont Community
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Indiana
- Steuben County
- Fremont
- 46737
- 220 Ln 530a Lake James
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