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Sold for $761,000
  • $761,000

    220 Ruby Lake Ln, Winter Haven, FL 33884

    4beds
    2,705sqft
    Single Family Residence
    Built in 2001
    0.42 Acres Lot
    $760,600 Zestimate®
    $281/sqft
    $2,933 Estimated rent

    Home value

    $760,600

    $707,000 - $814,000

    $2,933/mo

    Zestimate® history
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    What's special

    West-facing propertyLanai fansPool lite timerFresh interior paintInsulated garage doorRecently remodeled poolNew smoke detectors throughout
    Welcome to this beautifully upgraded lakefront home nestled inside a private gated community, offering 2,705 square feet of thoughtfully designed living space. Perfectly positioned on scenic Lake Ruby, which connects to Lake Bess, this west-facing property delivers breathtaking sunset views that can be enjoyed daily from your own backyard. Inside, the home features a stunning, oversized living room with cathedral ceilings and expansive views of the water—creating a bright, open atmosphere that truly feels like the heart of the home. The home boasts sliding glass doors that fully retract, inviting in cool breezes during the milder months. These sliders have been freshly tinted, along with the bath door, for added privacy and energy efficiency. Step outside to your private oasis where the recently remodeled pool and professionally leveled pavers provide a clean, modern look. The screened-in pool area also features a covered patio—perfect for relaxing or enjoying meals outdoors rain or shine. Additional exterior upgrades include 22 all new windows and screens, a lanai screen roof on the west side upper screens, lanai fans, solar exhaust attic fans, dock lights, dock power, and a boat lift motor with decking at the bow. The entire exterior has been enhanced with fresh flowers, and the north path walkway has been updated alongside the pool lite timer. The lanai also includes a separate 220 volt outlet to accommodate a hot tub.Entertaining is effortless with a convenient pool bathroom, allowing guests to shower or refresh without entering the main home—thanks to the new shower diverter in the master and fully upgraded plumbing, including all faucets (3 bathrooms, kitchen, and garage), toilet innards, and a new guest toilet. A cozy wood burning fireplace adds warmth and charm, while the overall condition of the home reflects true pride of ownership—impeccably maintained and move-in ready. Interior finishes include fresh interior paint, crown molding, electronic door locks on all 3 exterior doors, an electronic garage door lock, in-wall medicine cabinets, kitchen backsplash, pantry can closet, anti-skid tiles & garage floor, regrouted all bath wall tiles, and slider rollers & rebalance. Built-in cabinets in the living room have been removed for a more open feel, and the floor in the TV room has been updated. The home also features new smoke detectors throughout.Electrical upgrades are extensive: new lighting in the halls, bath, and garage, washer & dryer, master closet, dock lights, generator outlet, generator cutoff, additional lanai power, dock power, pool lite timer, and more. The HVAC system has been enhanced with an added garage AC split system, blown insulation, solar exhaust attic fans, and an insulated garage door. The garage offers exceptional versatility with its own AC split unit, insulated garage door, garage door springs, electronic garage door lock, and upgraded LED lighting, making it ideal for a workshop, home gym, or additional functional space. Additional thoughtful touches include all outside hose bibs x4, the main drain “Roto Rootered”, pool fill line. The property features lake-fed irrigation, removed lake grass and lake rocks for a clean, polished waterfront appearance. This home combines luxury, comfort, and functionality in a serene waterfront setting—an exceptional opportunity to enjoy Florida living at its finest. You'll also be able to enjoy the fireworks from LegoLand and Disney is only 30 miles away.

    Zillow last checked:

    Listing updated:

    Listed by:

    Keith St. Onge 863-651-1397,

    LA ROSA REALTY PRESTIGE 863-940-4850

    Bought with:

    Eric Chastain, 3463318

    THE STONES REAL ESTATE FIRM

    Source: Stellar MLS,MLS#: P4938358MLS LogoOriginating MLS: Lakeland

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 3
    Primary bedroom
    • Features: Walk-In Closet(s)
    • Level: First
    • Area: 204 Square Feet
    • Dimensions: 12x17
    Bedroom 2
    • Features: Built-in Closet
    • Level: First
    • Area: 143 Square Feet
    • Dimensions: 11x13
    Bedroom 3
    • Features: Built-in Closet
    • Level: First
    Bedroom 4
    • Features: Built-in Closet
    • Level: First
    • Area: 132 Square Feet
    • Dimensions: 11x12
    Dining room
    • Level: First
    • Area: 154 Square Feet
    • Dimensions: 11x14
    Family room
    • Level: First
    • Area: 405 Square Feet
    • Dimensions: 15x27
    Kitchen
    • Level: First
    • Area: 340 Square Feet
    • Dimensions: 17x20
    Living room
    • Level: First
    • Area: 266 Square Feet
    • Dimensions: 14x19
    Heating
    • Central, Electric
    Cooling
    • Central Air
    Appliances
    • Included: Convection Oven, Dishwasher, Refrigerator
    • Laundry: Inside
    Features
    • Attic Fan, Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Walk-In Closet(s)
    • Flooring: Carpet, Ceramic Tile, Hardwood
    • Doors: Sliding Doors
    • Has fireplace: Yes
    • Fireplace features: Wood Burning
    Interior area
    • Total structure area: 3,496
    • Total interior livable area: 2,705 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Garage - Attached
    • Attached garage spaces: 2
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Covered, Screened
    • Exterior features: Fire Pit, Irrigation System
    • Has private pool: Yes
    • Pool features: In Ground
    • Has view: Yes
    • View description: Water, Lake
    • Has water view: Yes
    • Water view: Water,Lake
    • Waterfront features: Lake Front, Lake - Chain of Lakes, Lake Privileges, Lift, Lift - Covered, Sailboat Water, Skiing Allowed
    • Body of water: LAKE RUBY
    Lot
    • Size: 0.42 Acres
    • Dimensions: 95 x 178
    Details
    • Additional structures: Boat House
    • Parcel number: 272907856604000800
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Stucco
    • Foundation: Block, Slab
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 2001

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Electricity Connected
    Green energy
    • Energy efficient items: Windows

    Community & HOA

    Community
    • Pet fee: $0 monthly
    • Subdivision: RUBY LAKE PH 04
    HOA
    • Has HOA: Yes
    • HOA fee: $71 monthly
    • HOA name: Michellette Ramos W Don Asher
    • HOA phone: 407-483-1301
    Location
    • Region: Winter Haven

    Financial & listing details

    • Price per square foot: $281/sqft
    • Tax assessed value: $560,778
    • Annual tax amount: $7,664
    • Date on market: 4/7/2026
    • Cumulative days on market: 218 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Asphalt

    Price history

    DateEventPrice
    6/12/2026Sold$761,000-3.7%$281/sqft
    Source: Stellar MLS #P4938358 Report a problem
    5/15/2026Pending sale$789,900$292/sqft
    Source: Stellar MLS #P4938358 Report a problem
    5/11/2026Price change$789,900-1.3%$292/sqft
    Source: Stellar MLS #P4938358 Report a problem
    4/7/2026Listed for sale$799,9000%$296/sqft
    Source: Stellar MLS #P4938358 Report a problem
    3/23/2026Listing removed$799,977$296/sqft
    Source: Stellar MLS #P4936358 Report a problem
    10/23/2025Price change$799,977-3%$296/sqft
    Source: Stellar MLS #P4936358 Report a problem
    9/22/2025Listed for sale$824,900+73.7%$305/sqft
    Source: Stellar MLS #P4936358 Report a problem
    12/22/2018Sold$475,000-2.9%$176/sqft
    Source: Public Record Report a problem
    11/30/2018Pending sale$489,000$181/sqft
    Source: Better Homes and Gardens Real Estate By Design #P4902458 Report a problem
    11/13/2018Price change$489,000-1.2%$181/sqft
    Source: Better Homes and Gardens Real Estate By Design #P4902458 Report a problem
    10/23/2018Price change$495,000-1%$183/sqft
    Source: Better Homes and Gardens Real Estate By Design #P4902458 Report a problem
    10/2/2018Price change$499,900-3.9%$185/sqft
    Source: Better Homes and Gardens Real Estate By Design #P4902458 Report a problem
    9/25/2018Listed for sale$520,000+37.6%$192/sqft
    Source: Better Homes and Gardens Real Estate By Design #P4902458 Report a problem
    7/20/2004Sold$378,000$140/sqft
    Source: Stellar MLS #P4523822 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$7,895 +3%$465,680 +2.9%
    2024$7,665 +2.3%$452,556 +3%
    2023$7,490 +2.6%$439,375 +3%
    2022$7,303 -0.6%$426,578 +3%
    2021$7,346 +0.4%$414,153 +0.9%
    2020$7,319 -0.2%$410,481 +1.8%
    2019$7,331 $403,402 +47.8%
    2018$7,331 +55.2%$272,866 +2.1%
    2017$4,723 +8.8%$267,254 +2.1%
    2016$4,342 -1.1%$261,757 +0.7%
    2015$4,392 -0.3%$259,937 +0.8%
    2014$4,406 +0.4%$257,874 +1.5%
    2013$4,389 +34.6%$254,063 +1.7%
    2012$3,261 -2.7%$249,816 -1.3%
    2011$3,351 -11.9%$252,981 -8.8%
    2010$3,801 -17.9%$277,382 -11.5%
    2009$4,632 -5.8%$313,360 -10.8%
    2008$4,920 $351,151
    2007-- --
    2006$5,418 --
    2005-- --
    2004$4,243 +1.3%--
    2003$4,190 -2.4%$276,510 0%
    2002$4,294 +235.4%$276,620 +268.8%
    2001$1,280 $75,010
    Find assessor info on the county website

    Neighborhood: 33884

    Nearby schools

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    Estimated market value
    $760,600
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    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $760,600