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  • $550,000

    220 S 4th St, Palatka, FL 32177

    2beds
    1,876sqft
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    Single Family Residence, Residential
    Built in 1871
    0.36 Acres Lot
    $523,700 Zestimate®
    $293/sqft
    $-- HOA

    What's special

    Timeless characterTree-lined streetsRiver views from upstairsSoaring ceilingsOriginal architectural detailsPorch with river breezesGrand historic homes
    THIS HOMES COMES COMPLETELY FURNISHED!A Rare Opportunity to Own a Piece of Florida History Step back in time while enjoying the comforts of today in the remarkable Seavers House, a beautifully restored historic residence dating back to 1871. Nestled within Palatka's celebrated South Historic District, this architectural treasure represents a bygone era of elegance, craftsmanship, and Southern hospitality. Positioned on a prominent corner lot just moments from the St. Johns River, this stunning property offers a rare combination of historical significance, residential comfort, and commercial flexibility. Originally constructed during Florida's steamboat and railroad boom, the home has been lovingly restored to showcase its timeless character while accommodating modern living. Inside, visitors are greeted by soaring ceilings, original architectural details, rich wood flooring, and the kind of craftsmanship that simply cannot be replicated today. Every room tells a story, preserving the Florida while creating an inviting atmosphere for family, guests, or visitors. The HOME BOASTS 12 FOOT CEILINGS, 2 A/C units, Attic space, RIVER VIEWS from upstairs. The home's location within Palatka's historic district places it among some of Northeast Florida's most treasured Victorian and period residences, where tree-lined streets and grand historic homes evoke the elegance of another age. Whether envisioned as an extraordinary private residence, boutique bed-and-breakfast, vacation rental, professional office, event venue, or mixed-use investment, the property's zoning flexibility opens the door to countless possibilities. Imagine mornings on the porch with river breezes drifting through the neighborhood, afternoons exploring Palatka's revitalized downtown, and evenings entertaining beneath the glow of a home that has witnessed more than 150 years of Florida history. Properties of this caliber rarely become available. More than a home, 220 South 4th Street is a living piece of Florida's heritage--carefully preserved, thoughtfully restored, and ready for its next steward. Historic. Elegant. Irreplaceable. Welcome to one of Palatka's most captivating historic residences. "Circa 1871 Seavers House | Magazine-Quality Restoration | Historic District Gem | Airbnb/ Commercial Residential Possibilities
    34 days
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    776
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    54
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jennifer Jewels 386-931-7003,

    Coldwell Banker Premier Properties

    Source: DBAMLS,MLS#: 1227291MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Upper
      Bedroom 1
      • Level: Upper
      • Area: 195 Square Feet
      • Dimensions: 15.00 x 13.00
      Bedroom 2
      • Level: Upper
      Kitchen
      • Level: Main
      • Area: 180 Square Feet
      • Dimensions: 12.00 x 15.00
      Living room
      • Level: Main
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air, Electric, Multi Units
      Appliances
      • Included: Washer, Tankless Water Heater, Refrigerator, Ice Maker, Gas Cooktop, Dryer, Disposal, Dishwasher, Convection Oven
      Features
      • Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry
      • Number of fireplaces: 2
      • Fireplace features: Gas
      • Furnished: Yes
      Interior area
      • Total interior livable area: 1,876 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Detached, Other
      • Has garage: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Front Porch, Porch, Rear Porch, Side Porch, Wrap Around
      • Exterior features: Other
      • Fencing: Other
      • Has view: Yes
      • View description: River
      • Has water view: Yes
      • Water view: River
      Lot
      • Size: 0.36 Acres
      • Dimensions: 80 x 150
      • Features: Corner Lot, Many Trees, Wooded
      Details
      • Parcel number: 421027685002600040
      • Zoning description: Other

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Victorian
      • Property subtype: Single Family Residence, Residential
      Materials
      • Foundation: Other
      • Roof: Metal
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1871

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public, Well
      • Utilities for property: Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Available, Water Connected

      Community & HOA

      Community
      • Subdivision: Not on the List
      HOA
      • Has HOA: No
      Location
      • Region: Palatka

      Financial & listing details

      • Price per square foot: $293/sqft
      • Tax assessed value: $333,320
      • Annual tax amount: $1,348
      • Date on market: 6/7/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Electric utility on property: Yes

        Estimated market value

        $523,700

        $498,000 - $550,000

        $1,933/mo

        Price history

        DateEventPrice
        6/7/2026Listed for sale$550,000+12.5%$293/sqft
        Source: DBAMLS #1227291 Report a problem
        3/15/2023Listing removed--
        Source: realMLS #1192490 Report a problem
        2/1/2023Listed for sale$489,000$261/sqft
        Source: St Augustine St Johns County BOR #227288 Report a problem
        12/6/2022Listing removed--
        Source: St Augustine St Johns County BOR #227288 Report a problem
        10/23/2022Price change$489,000-2.2%$261/sqft
        Source: realMLS #1192490 Report a problem
        9/19/2022Listed for sale$500,000+900%$267/sqft
        Source: realMLS #1192490 Report a problem
        3/10/2014Sold$50,000-16.7%$27/sqft
        Source: realMLS #672229 Report a problem
        12/7/2013Price change$59,996-6.3%$32/sqft
        Source: Watson Realty Corp #672229 Report a problem
        8/27/2013Price change$64,000-14.6%$34/sqft
        Source: Watson Realty Corp #672229 Report a problem
        6/29/2013Listed for sale$74,900+52.9%$40/sqft
        Source: Watson Realty Corp #672229 Report a problem
        3/15/2012Sold$49,000-50%$26/sqft
        Source: Public Record Report a problem
        6/23/2009Sold$98,000$52/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$505 +5.4%$333,320 +2.6%
        2023$479 +5.3%$324,780 +11.8%
        2022$455 -0.9%$290,430 +17.9%
        2021$459 +108.7%$246,240 +84.7%
        2020$220 -0.5%$133,290 +14.1%
        2018$221 -54.4%$116,830 +406.9%
        2017$485 +2.1%$23,050 +2.1%
        2016$475 +15%$22,580 +0.7%
        2015$413 -69.7%$22,426 -47.7%
        2014$1,362 $42,870 +0.4%
        2013-- $42,698 +0.3%
        2012-- $42,557 -38.3%
        2011-- $68,945 -12.3%
        2010-- $78,628 -1.4%
        2009-- $79,719 +10.6%
        2008-- $72,097
        2007-- $72,097 +0.2%
        2005-- $71,940 +91.5%
        2004-- $37,573 +7.7%
        2003-- $34,882 +14.4%
        2002-- $30,501 +3.7%
        2001-- $29,422 +2.2%
        2000-- $28,791
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32177

        Getting around

        54 / 100
        Somewhat Walkable
        54 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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