'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS''
Charming Brick Home on a Spacious Cul-de-Sac Lot - Eligible for City Down Payment Assistance!
Welcome to 2208 Owens Circle, a solid 3-bedroom, 1.5-bath brick home nestled at the end of a quiet cul-de-sac in the heart of Panama City. This home offers incredible potential with great bones and several major updates already completed, including a newer roof, HVAC system, and water heater.
Enjoy the Florida lifestyle year-round from the large screened-in back porch—perfect for relaxing or entertaining. The huge fenced backyard is a standout feature, offering ample room for gardening, puppy paradise, a future pool, or play space. It also includes a handy storage shed and mature shade trees.
Inside, the home retains its original finishes, providing a blank canvas for your personal style and updates. Additional features include a carport, laundry room, and low-maintenance brick exterior. The kitchen features solid wood cabinets in great condition. The property also includes an irrigation system connected to a well (may need some work), mature landscaping, and updated flooring.
Conveniently located within Panama City limits, this property may qualify for city-sponsored down payment assistance programs—making it an excellent opportunity for first-time homebuyers or investors. Just 1.5 miles from the Port of Panama City, 4.3 miles from Naval Support Activity Panama City, and 12.3 miles from Tyndall Air Force Base. Craving the beach? The sugar-white sands of Panama City Beach are only 6.8 miles away.
Don't miss your chance to own a home with exceptional potential in a prime central location!
Sold for $223,000
$223,000
2208 Owens Cir, Panama City, FL 32405
3beds
996sqft
Single Family Residence
Built in 1970
0.34 Acres Lot
$251,600 Zestimate®
$224/sqft
$1,916 Estimated rent
Home value
$251,600
$237,000 - $267,000
$1,916/mo
Zestimate® history
Owner options
List your home for rent
$1,916/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$1,916/mo
Rent Zestimate®
Refinance and save
$1,520/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$1,520/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Future poolMature shade treesOriginal finishesPlay spaceLow-maintenance brick exteriorHvac systemLaundry room
Zillow last checked:
Listing updated:
Listed by:
Vianah Seamon 850-814-2070,
Anchor Realty Florida,
Brandon M Troupe 850-628-0227,
Anchor Realty Florida
Bought with:
Marilyn M Martinez, SL3498477
Foundation Real Estate Agency LLC
Source: CPAR,MLS#: 776143
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Full Bath, Half Bath, Kitchen, Living Room, Primary Bedroom, Utility Room
Primary bedroom
- Level: First
- Dimensions: 10.5 x 13.5
Bedroom
- Level: First
- Dimensions: 10 x 9.1
Bedroom
- Level: First
- Dimensions: 9.8 x 11.2
Other
- Level: First
- Dimensions: 7.6 x 5.4
Half bath
- Level: First
- Dimensions: 4.1 x 4.5
Kitchen
- Level: First
- Dimensions: 15.3 x 7.7
Living room
- Level: First
- Dimensions: 14.6 x 13.5
Utility room
- Level: First
- Dimensions: 5.3 x 4.3
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Electric Range
Features
- Utility Room
Interior area
- Total structure area: 996
- Total interior livable area: 996 sqft
Property
Parking
- Total spaces: 1
- Parking features: No Garage, Paved
- Covered spaces: 1
Features
- Patio & porch: Porch, Screened
- Exterior features: Porch
Lot
- Size: 0.34 Acres
- Dimensions: 93 x 158
- Features: Cul-De-Sac, Paved
Details
- Additional structures: Shed(s)
- Parcel number: 28599170000
- Zoning description: City, Resid Single Family
- Special conditions: Probate Listing
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1970
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available, Natural Gas Available
Community & HOA
Community
- Subdivision: Sherwood Unit 1
HOA
- Has HOA: No
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $224/sqft
- Tax assessed value: $134,958
- Annual tax amount: $243
- Date on market: 7/11/2025
- Cumulative days on market: 43 days
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 10/23/2025 | Sold | $223,000+3.7%$224/sqft |
Source:  CPAR #776143 Report a problem | ||
| 8/25/2025 | Pending sale | $215,000$216/sqft |
Source:  ECAOR #982948 Report a problem | ||
| 8/25/2025 | Contingent | $215,000$216/sqft |
Source: CPAR #776143 Report a problem | ||
| 8/19/2025 | Price change | $215,000-6.1%$216/sqft |
Source: CPAR #776143 Report a problem | ||
| 7/31/2025 | Price change | $229,000-4.2%$230/sqft |
Source: CPAR #776143 Report a problem | ||
| 7/11/2025 | Listed for sale | $239,000$240/sqft |
Source: CPAR #776143 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $243 -46.4% | $75,593 +3% |
| 2023 | $453 -18.7% | $73,391 +3% |
| 2022 | $557 | $71,253 |
| 2021 | -- | -- |
| 2020 | $515 +106.5% | $65,462 -2.7% |
| 2019 | $249 | $67,307 +1.9% |
| 2018 | $249 +0.1% | $66,052 +2.1% |
| 2017 | $249 -45.9% | $64,693 +2.1% |
| 2016 | $460 -4.8% | $63,362 +0.7% |
| 2015 | $483 | $62,922 +0.8% |
| 2014 | $483 | $62,423 +1.5% |
| 2013 | -- | $61,500 -1.3% |
| 2012 | -- | $62,286 +6.1% |
| 2011 | -- | $58,711 +13.5% |
| 2010 | -- | $51,748 +2.7% |
| 2009 | -- | $50,388 +0.1% |
| 2008 | -- | $50,338 +3% |
| 2007 | -- | $48,872 +2.5% |
| 2006 | -- | $47,678 +3% |
| 2005 | -- | $46,289 +3% |
| 2004 | -- | $44,941 +1.9% |
| 2003 | -- | $44,103 +2.4% |
| 2002 | -- | $43,069 +1.6% |
| 2001 | -- | $42,391 +1.2% |
| 2000 | -- | $41,869 |
Find assessor info on the county website
Neighborhood: 32405
Nearby homes
- $162,8003 bd1 ba1.2k sqft2206 Owens Cir, Panama City, FL 32405Off Market
- $228,8003 bd1 ba1.3k sqft2209 Trenton Cir, Panama City, FL 32405Off Market
- $242,2003 bd1 ba1.4k sqft2209 Owens Cir, Panama City, FL 32405Off Market
- $236,0004 bd2 ba1.4k sqft2210 Trenton Cir, Panama City, FL 32405Off Market
- $197,8003 bd1 ba960 sqft2204 Owens Cir, Panama City, FL 32405Off Market
- $203,5003 bd1 ba1.1k sqft2207 Owens Cir, Panama City, FL 32405Off Market
- $188,4002 bd1 ba960 sqft2207 Trenton Cir, Panama City, FL 32405Off Market
- $201,6002 bd1 ba1.2k sqft2202 Owens Cir, Panama City, FL 32405Off Market
Nearby schools
GreatSchools rating
- 4/10Lucille Moore Elementary SchoolGrades: PK-5Distance: 0.3 mi
- 2/10Jinks Middle SchoolGrades: 6-8Distance: 2.6 mi
- 4/10Bay High SchoolGrades: 9-12Distance: 3 mi
Schools provided by the listing agent
- Elementary: Lucille Moore
- Middle: Jinks
- High: Bay
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get pre-qualified for a loan
At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes with no impact to your credit score.An equal housing lender. NMLS #10287.
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$251,600
2% more
+$5,032
With Zillow Showcase(estimated)
$256,632
- Florida
- Bay County
- Panama City
- 32405
- 2208 Owens Cir
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Panama City Topics
