22560 Hamilton St, Robertsdale, AL 36567

Selling as Assumable Mortgage must go through our mortgage company as long as you're qualified and have funds available for Equity Buyout. We can negotiate/reduce the price of$34,000.00. Usually takes 45 to 60 days. You must qualify for this remaining loan amount. The loan is already established with our mortgage company. No need to get a new loan. This a VA loan and NO need to be a veteran. Just assume the remaining mortgage of $250,767.00 as of now. The loan amount will change monthly to a lower balance when time goes by. Whatever the loan amount is when home is purchased is the remaining mortgage, which is assumable. Assumable Mortgage at 4.75% for life of the loan. You will also receive a subsidy of 286.95 till January 31st of 2026 and 148.10 starting February 1, 2027, remaining monthly loan will be $1319.89 without taxes/insurance. We paid $284,900 and buyer would need to cover Equity buyout and we can negotiate and work with you on that cost of $34,000.00. Your closings cost would be less than a traditional mortgage loan. Credit application/title fees around $300.00 which is an estimate per mortgage company. Might be higher. You would need to set up time with our mortgage loan officer after all documents are agreed upon and signed. Would need earnest money using a title company or real estate attorney whichever one is cost effective. You will not get the quality or upgrades with other builders. Home in a new subdivision in Blackwater Ridge Robertsdale, AL. Completed in December of 2025. Move in ready. D.R. Horton Julia open floorplan. As of now they don't have any of this floor plan available for sometime. Very cozy and comfortable. Low maintenance. Insurance premiums are a lot less compare to older homes. Our monthly payment for insurance is: $98.00 month because it's Gold Fortified. Smart home comes with security door bell, smart switches, wall monitor to control thermostat to lighting and more. Gold Fortified, double pane windows tilt out for easy cleaning, brick and Hardie board exterior. Comes with custom fit hurricane covers. The house has hurricane straps. Homeowners insurance is low due to being Gold Fortified. Utilities bills are under $200.00 a month and winter months would be a lot lower. This includes trash. 3 bedrooms, 2 full bathrooms and separate office space or whatever you want to use it for. Good size double car garage. Spacious master bedroom with walk-in closet with double sinks, extra large walk-in shower and granite countertops throughout. High ceilings, energy - efficient cooling and heating, all appliances are energy - efficient. All Frigidaire appliances included. Very nice double door refrigerator with ice, water and water filter. Oversized washer/dryer. Energy - efficient 40 gallons water heater. Super nice wooded blinds. Floors have the vinyl plank and are easy to clean and they are very sturdy will last for many years. Fenced yard for pets, gardening, covered patio, and privacy with 2 gates. Gutters around the house. Still under warranty. **Some furniture is available for purchase** ***Serious buyers only*** This is a very great opportunity for someone looking for a great home. Selling because we miss traveling. **Call or text for more information. No rental please. Thank you!