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For sale
    • $4,690,000

    226 Poinciana Ln, Largo, FL 33770

    4beds
    3,978sqft
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    Single Family Residence
    Built in 2001
    0.32 Acres Lot
    $4,535,200 Zestimate®
    $1,179/sqft
    $35/mo HOA

    What's special

    Luxury finishesLarge center islandPrivate officeAbundant natural lightExquisite custom millworkSpacious family roomCustom sweeping staircase
    Perfectly positioned at the end of a quiet cul-de-sac, this extraordinary fully furnished waterfront estate boasts an impressive 175 feet of south-facing waterfront, offering panoramic views, abundant natural light, and deep-water boating access to the Intracoastal Waterway and the Gulf. Beautifully updated with today's luxury lifestyle in mind, this exceptional residence features 4 bedrooms, 4 bathrooms, a private office, and an oversized 6-car garage, delivering an unmatched combination of architectural elegance and modern convenience. A dramatic double-door entry opens to a grand foyer highlighted by a custom sweeping staircase and light-filled interiors with breathtaking waterfront views from nearly every room. Rich hardwood floors, exquisite custom millwork, and refined designer finishes create an atmosphere of timeless sophistication, while the open-concept floor plan is perfectly designed for both everyday living and elegant entertaining. At the heart of the home is a spectacular chef's kitchen featuring a large center island, professional-grade appliances, abundant custom cabinetry, a walk-in pantry, and handcrafted designer lighting. The kitchen flows effortlessly into the spacious family room, creating seamless indoor-outdoor living and entertaining. The luxurious primary suite is a true waterfront sanctuary, offering spectacular water views and dual primary baths. One spa-inspired marble bath with dual vanities, a soaking tub, and an oversized walk-in shower. The other custom bath features a glass-enclosed shower and designer vanity. The additional 3 bedrooms with en-suite are generously sized and beautifully appointed. Designed to embrace the very best of Florida waterfront living, the outdoor spaces are truly exceptional. Multiple terraces provide the perfect setting for entertaining or relaxing while enjoying spectacular sunsets. The resort-style pool features an AquaLink-controlled spa and bubblers, complemented by a newer seawall and a Trex dock equipped with 16,000lbs & 4500lbs boat lifts, providing effortless access to the Intracoastal Waterway and the Gulf in just minutes. Recent improvements include a whole-house generator, hurricane-impact windows (2017), new garage doors (2024), Trane HVAC systems (2022), new pool equipment (2024), and new outdoor ceiling fans (2026), offering peace of mind and modern efficiency. With its premier location, expansive waterfront, luxury finishes, exceptional boating facilities, and resort-style amenities, this one-of-a-kind home represents a rare opportunity to own one of the Gulf Coast's finest waterfront residences. Harbor Bluffs is minutes from Belleair Bluffs, Belleair, golf, beaches, parks, and dining.
    16 days
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    723
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    36
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    Zillow last checked:

    Listing updated:

    Listed by:

    Stephen Kepler 727-647-6696,

    ENGEL & VOLKERS BELLEAIR 727-461-1000

    Source: Stellar MLS,MLS#: TB8526205MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 5
      Rooms
      • Room types: Den/Library/Office, Great Room, Utility Room
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: Second
      • Area: 390 Square Feet
      • Dimensions: 15x26
      Primary bathroom
      • Level: Second
      • Area: 130 Square Feet
      • Dimensions: 10x13
      Kitchen
      • Level: Second
      • Area: 483 Square Feet
      • Dimensions: 21x23
      Living room
      • Level: Second
      • Area: 575 Square Feet
      • Dimensions: 25x23
      Office
      • Level: Second
      Heating
      • Central, Zoned
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Refrigerator, Washer, Wine Refrigerator
      • Laundry: Inside, Laundry Room
      Features
      • Built-in Features, Ceiling Fan(s), Elevator, Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
      • Flooring: Ceramic Tile, Porcelain Tile, Hardwood
      • Windows: Window Treatments
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total structure area: 9,469
      • Total interior livable area: 3,978 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 6
      • Parking features: Electric Vehicle Charging Station(s), Golf Cart Garage, Golf Cart Parking, Oversized
      • Attached garage spaces: 6
      • Details: Garage Dimensions: 69X32
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Covered, Front Porch, Porch, Rear Porch
      • Exterior features: Balcony, Irrigation System, Lighting
      • Has private pool: Yes
      • Pool features: Gunite, In Ground, Lighting, Salt Water
      • Has spa: Yes
      • Spa features: Heated, In Ground
      • Fencing: Vinyl
      • Has view: Yes
      • View description: Water, Bay/Harbor - Full, Intracoastal Waterway
      • Has water view: Yes
      • Water view: Water,Bay/Harbor - Full,Intracoastal Waterway
      • Waterfront features: Bay/Harbor Front, Waterfront, Bay/Harbor, Bay/Harbor Access, Intracoastal Waterway Access, Lift, No Wake Zone, Sailboat Water, Seawall
      Lot
      • Size: 0.32 Acres
      • Dimensions: 128 x 125
      • Features: Cul-De-Sac, FloodZone, Near Marina, Street Dead-End, Tip Lot
      • Residential vegetation: Mature Landscaping, Trees/Landscaped
      Details
      • Parcel number: 322915358200000190
      • Zoning: R-2
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Coastal
      • Property subtype: Single Family Residence
      Materials
      • Block, HardiPlank Type, Stucco, Wood Frame
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2001

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer Available, Water Available

      Community & HOA

      Community
      • Features: Bay/Harbor Front, Fishing, Intracoastal Waterway, Public Boat Ramp, Water Access, Waterfront, Golf Carts OK, Park
      • Pet fee: $0 monthly
      • Subdivision: HARBOR BLUFFS SEC 5
      HOA
      • Has HOA: Yes
      • HOA fee: $35 monthly
      • HOA name: Nikki MCconnell
      • HOA phone: 727-584-6695
      Location
      • Region: Largo

      Financial & listing details

      • Price per square foot: $1,179/sqft
      • Tax assessed value: $2,877,979
      • Annual tax amount: $22,685
      • Date on market: 7/6/2026
      • Cumulative days on market: 17 days
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $4,535,200

        $4.31M - $4.76M

        $6,875/mo

        Price history

        DateEventPrice
        7/6/2026Listed for sale$4,690,000+108.4%$1,179/sqft
        Source: Stellar MLS #TB8526205 Report a problem
        8/4/2006Sold$2,250,000$566/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$21,539 +1.2%$1,293,468 +3%
        2023$21,290 +2.1%$1,255,794 +3%
        2022$20,861 -2.1%$1,219,217 +3%
        2021$21,303 -0.8%$1,183,706 +1.4%
        2020$21,483 +1.4%$1,167,363 +2.3%
        2019$21,178 $1,141,117 +1.9%
        2018$21,178 +0.5%$1,119,840 +2.1%
        2017$21,063 +1.2%$1,096,807 +2.1%
        2016$20,820 -0.8%$1,074,248 +0.7%
        2015$20,988 +0.4%$1,066,781 +0.8%
        2014$20,904 +0.4%$1,058,314 +1.5%
        2013$20,824 +2.7%$1,042,674 +1.7%
        2012$20,284 $1,025,245 -12.8%
        2011-- $1,176,152 -5.6%
        2010-- $1,245,691 -12.5%
        2009-- $1,423,595 -13.1%
        2008$30,394 $1,637,800 -13.8%
        2007-- $1,899,400 +39.7%
        2005-- $1,360,100 +33.9%
        2004$18,584 -4.2%$1,015,700 +15%
        2003$19,403 +159.6%$883,600 +11%
        2002$7,475 $795,900 +128.1%
        2001$7,475 +39.4%$348,900 +11.2%
        2000$5,361 $313,800
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33770

        Getting around

        4 / 100
        Car-Dependent
        17 / 100
        Minimal Transit
        41 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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