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Under contract
    • Price cut: $26K (5/27)
    $499,000

    226 Shady Banks Beach Road, Washington, NC 27889

    3beds
    1,819sqft
    : 
    $2,927/mo
    Get pre-qualified
    Single Family Residence
    Built in 1946
    7,405 Square Feet Lot
    $477,200 Zestimate®
    $274/sqft
    $-- HOA

    What's special

    Welcome to where your future memories are made! This charming 1940's riverfront cottage featuring 3 bedrooms and 1.5 baths has everything you need for a good time on the Pamlico River. Walk up the outside stairs to the main living area and you enter the mudroom/laundry room where a walk-in shower makes clean-up convenient and is ideal after a day on the water. Into the main area of the house and to the right you have a quaint kitchen with gas range, SS refrigerator and ample cabinets. Adjacent is a dining room that has sight-lines through the bonus room to the river views. Next, sunlight spills into the living room where a subtle step-down design creates the opportunity for two distinct seating areas. A powder room and main-level bedroom provide flexibility for guests. Upstairs two large bedrooms with window seats overlooking the water and a full bath. Thermal pane windows, wood burning fireplace insert, new downstairs HVAC (2025) make things extra cozy. The outside living doesn't miss either, a screened in porch on the riverside of the home is large enough for dining and relaxing and taking in the stunning sunsets over the water. Underneath a patio is prime for grilling and enjoying river breezes. A wooden pier, bulkhead, and community boat ramp make water access effortless, come drop a crab pot off the dock or take advantage of some of the best fishing and waterfowling Eastern NC has to offer. The features don't end there, ample storage underneath the raised house with built in raised wood shelves, a storage/workshop dream with a multi-room wired shed, and a covered car-port round out all the list of things that will make this house where you want to call home. Whether you're looking for a weekend retreat or a full-time riverfront lifestyle, this cottage delivers charm, function, and unforgettable views.
    156 days
    |
    1,365
    |
    83
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Rosie Smith 252-944-8769,

    The Rich Company,

    Evie Browning Dixon 919-413-0737,

    The Rich Company

    Source: Hive MLS,MLS#: 100556718MLS LogoOriginating MLS: Washington-Beaufort County Board of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Laundry, Bedroom 1, Living Room, Bonus Room, Dining Room, Bedroom 2, Bedroom 3, Bathroom 1, Bathroom 2
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Second
      Bedroom 3
      • Level: Second
      Bathroom 1
      • Level: Main
      Bathroom 2
      • Level: Second
      Bonus room
      • Level: Main
      Dining room
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Main
      • Dimensions: 8 x 13.9
      Living room
      • Level: Main
      Heating
      • Propane, Electric, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Washer, Refrigerator, Dryer, Gas Range
      • Laundry: Laundry Room
      Features
      • Walk-in Closet(s), Mud Room, Bookcases, Walk-In Closet(s)
      • Flooring: Carpet, Laminate
      • Basement: Exterior Entry,Unfinished
      • Attic: Pull Down Stairs,None
      Interior area
      • Total structure area: 1,819
      • Total interior livable area: 1,819 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Covered, Detached, Gravel, Paved
      • Carport spaces: 2
      • Details: 2
      Features
      • Levels: Two
      • Patio & porch: Screened
      • Fencing: None
      • Has view: Yes
      • View description: River
      • Has water view: Yes
      • Water view: River
      • Waterfront features: Bulkhead, Deeded Water Access, Waterfront, Water Depth 4+
      • Frontage type: River
      Lot
      • Size: 7,405 Square Feet
      • Features: Dead End, Boat Dock, Bulkhead, Deeded Water Access, Deeded Waterfront, Water Depth 4+
      Details
      • Additional structures: Storage, Workshop
      • Parcel number: 37069
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding, Wood Frame
      • Foundation: Raised
      • Roof: Architectural Shingle
      Condition
      • New construction: No
      • Year built: 1946

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Water Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Shady Banks
      HOA
      • Has HOA: No
      • Amenities included: Ramp
      Location
      • Region: Washington

      Financial & listing details

      • Price per square foot: $274/sqft
      • Tax assessed value: $400,665
      • Annual tax amount: $2,137
      • Date on market: 2/26/2026
      • Cumulative days on market: 156 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        $477,200

        $453,000 - $501,000

        $1,777/mo

        Price history

        DateEventPrice
        7/17/2026Contingent$499,000$274/sqft
        Source: Hive MLS #100556718 Report a problem
        5/27/2026Price change$499,000-5%$274/sqft
        Source: Hive MLS #100556718 Report a problem
        4/24/2026Price change$525,000-1.7%$289/sqft
        Source: Hive MLS #100556718 Report a problem
        3/18/2026Price change$534,000-2.7%$294/sqft
        Source: Hive MLS #100556718 Report a problem
        2/26/2026Listed for sale$549,000+22%$302/sqft
        Source: Hive MLS #100556718 Report a problem
        8/19/2024Listing removed--
        Source: Owner Report a problem
        7/21/2024Listed for sale$450,000$247/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,138 +16.8%$400,665 +55.7%
        2024$1,829 +1.4%$257,302
        2023$1,804 +12.2%$257,302
        2022$1,608 -18.5%$257,302
        2021$1,974 -1%$257,302
        2020$1,994 $257,302
        2019-- $257,302
        2018-- $257,302 -5.1%
        2017-- $271,178
        2016-- $271,178
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: River Road

        Getting around

        0 / 100
        Car-Dependent
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Eastern Elementary School
        • Middle: P.S. Jones Middle School
        • High: Washington High School

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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