227 Bank St is your opportunity to own a piece of history in the quaint town of Chesapeake City Maryland. Located right off the C&D Canal this property is the perfect combination of historic charm and new functionality. Built in 1900 this home has many updates including a new roof, updated electrical, tankless water heater, crawlspace encapsulation with dehumidifier, garage door with opener, and metal porch railings all within the last two years. Prior updates include the double pane windows, kitchen appliances, and HVAC system in 2020 ( Electric Heat-Pump). Original hardwood floors, charming spiral staircase, and a beautiful view of passing ships on the canal are sure to impress. For biking and walking enjoy the 14-mile paved trail winding along the canal, then relax right across the street at Schaefer's Canal House Restaurant and Bar. Village Center Zoning (VC). Mixed uses allowed including residential, recreational, and commercial. Eligible for use as a primary residence, second home, long-term or short-term rental (VRBO/Air BNB), office space, storefront/shop. Schedule your appointment today!
Sold for $380,000
$380,000
227 Bank St, Chesapeake City, MD 21915
3beds
1,532sqft
Single Family Residence
Built in 1900
6,272 Square Feet Lot
$416,600 Zestimate®
$248/sqft
$2,299 Estimated rent
Home value
$416,600
$396,000 - $437,000
$2,299/mo
Zestimate® history
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List your homeWhat's special
Garage doorHistoric charmNew functionalityHeat - pumpKitchen appliancesNew roofOriginal hardwood floors
Zillow last checked:
Listing updated:
Listed by:
Ryan Fitzwater 302-893-9840,
RE/MAX 1st Choice - Middletown,
Co-Listing Agent: Susan A Fitzwater 302-893-0368,
RE/MAX 1st Choice - Middletown
Bought with:
Kristin Lewis, 620639
Integrity Real Estate
Source: Bright MLS,MLS#: MDCC2012208
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Basement
- Area: 0
Heating
- Forced Air, Heat Pump, Electric
Cooling
- Heat Pump, Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Cooktop, Dryer, Refrigerator, Washer, Water Heater, Electric Water Heater, Tankless Water Heater
- Laundry: Main Level
Features
- Attic, Ceiling Fan(s), Curved Staircase, Dining Area, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Country, Dry Wall
- Flooring: Hardwood, Ceramic Tile, Wood
- Doors: Storm Door(s)
- Windows: Double Pane Windows, Energy Efficient
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,532
- Total interior livable area: 1,532 sqft
- Finished area above ground: 1,532
- Finished area below ground: 0
Property
Parking
- Total spaces: 5
- Parking features: Garage Faces Front, Asphalt, Private, Detached, Driveway
- Garage spaces: 2
- Uncovered spaces: 3
Accessibility
- Accessibility features: 2+ Access Exits
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Fencing: Board,Wood,Privacy
- Has view: Yes
- View description: Water, Canal
- Has water view: Yes
- Water view: Water,Canal
- Waterfront features: Bayside, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Public Access, Canal
Lot
- Size: 6,272 Square Feet
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Parcel number: 0802002329
- Zoning: VC
- Zoning description: Village Center zoning. Mixed use including residential, recreational, and commercial.
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Stick Built
- Foundation: Brick/Mortar, Crawl Space
- Roof: Architectural Shingle,Asphalt
Condition
- Very Good
- New construction: No
- Year built: 1900
- Major remodel year: 2020
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Phone Available, Sewer Available, Water Available, DSL, Satellite Internet Service, Broadband
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Chesapeake City
- Municipality: Chesapeake City
Financial & listing details
- Price per square foot: $248/sqft
- Tax assessed value: $214,233
- Annual tax amount: $3,561
- Date on market: 3/17/2024
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 5/1/2024 | Sold | $380,000-1.3%$248/sqft |
Source:  Bright MLS #MDCC2012208 Report a problem | ||
| 4/25/2024 | Pending sale | $385,000$251/sqft |
Source: Bright MLS #MDCC2012208 Report a problem | ||
| 4/2/2024 | Contingent | $385,000$251/sqft |
Source: Bright MLS #MDCC2012208 Report a problem | ||
| 3/17/2024 | Listed for sale | $385,000+10%$251/sqft |
Source: Bright MLS #MDCC2012208 Report a problem | ||
| 11/30/2022 | Sold | $350,000-6.7%$228/sqft |
Source: Bright MLS #MDCC2006536 Report a problem | ||
| 11/1/2022 | Pending sale | $375,000$245/sqft |
Source: Bright MLS #MDCC2006536 Report a problem | ||
| 10/21/2022 | Price change | $375,000-3.8%$245/sqft |
Source: Bright MLS #MDCC2006536 Report a problem | ||
| 10/17/2022 | Listed for sale | $390,000$255/sqft |
Source: Bright MLS #MDCC2006536 Report a problem | ||
| 10/2/2022 | Pending sale | $390,000$255/sqft |
Source: Bright MLS #MDCC2006536 Report a problem | ||
| 9/20/2022 | Listed for sale | $390,000+65.7%$255/sqft |
Source: Bright MLS #MDCC2006536 Report a problem | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 10/7/2020 | Sold | $235,400-1.5%$154/sqft |
Source: Public Record Report a problem | ||
| 8/14/2020 | Pending sale | $238,900$156/sqft |
Source: Owner Report a problem | ||
| 8/10/2020 | Listed for sale | $238,900+20.1%$156/sqft |
Source: Owner Report a problem | ||
| 1/10/2018 | Sold | $199,000-2.9%$130/sqft |
Source: Public Record Report a problem | ||
| 11/9/2017 | Listed for sale | $204,900$134/sqft |
Source: Compass Realty, Inc. #1003297377 Report a problem | ||
| 10/29/2017 | Pending sale | $204,900$134/sqft |
Source: Compass Realty, Inc. #CC10075522 Report a problem | ||
| 10/6/2017 | Listed for sale | $204,900+49%$134/sqft |
Source: Compass Realty, Inc. #CC10075522 Report a problem | ||
| 9/6/2001 | Sold | $137,500$90/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,179 +14.2% | $257,267 +14.2% |
| 2024 | $3,658 +4.5% | $225,200 +5.1% |
| 2023 | $3,501 +4% | $214,233 -4.9% |
| 2022 | $3,367 +8.8% | $225,200 +17.1% |
| 2021 | $3,094 +0.8% | $192,300 +1.7% |
| 2020 | $3,068 +1.7% | $189,133 -1.6% |
| 2019 | $3,017 +184.1% | $192,300 +5.2% |
| 2018 | $1,062 -64.5% | $182,800 |
| 2017 | $2,987 +5.3% | $182,800 |
| 2016 | $2,837 +0% | $182,800 |
| 2015 | $2,836 +2.7% | $182,800 |
| 2014 | $2,761 | $182,800 |
| 2013 | -- | $182,800 -4% |
| 2012 | -- | $190,400 |
| 2011 | -- | $190,400 |
| 2010 | -- | $190,400 -12.5% |
| 2009 | -- | $217,500 +14.7% |
| 2008 | -- | $189,592 +17.3% |
| 2007 | -- | $161,686 +20.9% |
| 2006 | -- | $133,780 +10.5% |
| 2005 | -- | $121,090 +11.7% |
| 2004 | -- | $108,400 +13.3% |
| 2003 | -- | $95,710 +4% |
| 2002 | -- | $92,070 +4.1% |
| 2001 | -- | $88,430 |
Find assessor info on the county website
Neighborhood: 21915
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Nearby schools
GreatSchools rating
- 6/10Chesapeake City Elementary SchoolGrades: PK-5Distance: 1.8 mi
- 6/10Bohemia Manor Middle SchoolGrades: 6-8Distance: 1.6 mi
- 7/10Bohemia Manor High SchoolGrades: 9-12Distance: 1.7 mi
Schools provided by the listing agent
- Middle: Bohemia Manor
- High: Bohemia Manor
- District: Cecil County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$416,600
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Estimated market value
$416,600
- Maryland
- Cecil County
- Chesapeake City
- 21915
- 227 Bank St
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