First time for sale to the public! - 3rd-generation owner! 4+ bedroom with a triple car garage on 3/4 of an acre. This adorable farmhouse greets you with a well-maintained exterior featuring an open front porch and vinyl siding. The rear of the house has an enclosed porch that has the laundry on the main & can be used as a mudroom. The main floor has been remodeled with updated flooring, newer windows, an Onyx shower system, and wood cabinets in the eat-in kitchen. This can be all-on-one-level living as the main floor has a bedroom as well. The upstairs has 3 bedrooms and one extra non-conforming bedroom or office or 2nd living area or 2nd bathroom option. Freshly painted throughout & professionally cleaned. The HVAC, water heater, and electrical panel were new in 2024. The triple car garage and ample off-street parking are hard to find in town, along with space to have a good garden. This home is ready for you!
For sale
Price cut: $10K (8/20)
$175,000
228 4th St SW, Spencer, IA 51301
5beds
1,355sqft
Single Family Residence
Built in 1900
0.77 Acres Lot
$-- Zestimate®
$129/sqft
$-- HOA
What's special
- 88 days
- 877
- 69
Zillow last checked:
Listing updated:
Listed by:
Dana Reinders PRIM:712-358-0042,
EXIT Realty Midwest- Spencer/Emmetsburg
Source: Iowa Great Lakes BOR,MLS#: 260753
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 1
- 3/4 bathrooms: 1
Bathroom
- Features: Main Floor 3/4 Bath
Dining room
- Features: Eat-in, Open Floorplan
Heating
- Forced Air
Cooling
- Wall Unit(s)
Appliances
- Included: Dryer, Range/Stove, Refrigerator, Washer, Gas Water Heater
- Laundry: Main Level, Washer/Dryer Hkups
Features
- Ceiling Fan(s), Main Floor Bedrooms, Natural Woodwork
- Flooring: Hardwood
- Basement: Unfinished,Partial
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,505
- Total interior livable area: 1,355 sqft
- Finished area above ground: 1,355
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: Gravel, Shared Driveway, Detached, Garage Door Opener
- Garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Porch
Lot
- Size: 0.77 Acres
- Dimensions: 127 x 264
Details
- Additional structures: Kennel/Dog Run
- Parcel number: 963618301004
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Stick Built
- Roof: Asphalt
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1900
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public, Private
- Utilities for property: Natural Gas Connected
Community & HOA
Community
- Subdivision: IA
Location
- Region: Spencer
Financial & listing details
- Price per square foot: $129/sqft
- Tax assessed value: $96,340
- Annual tax amount: $1,360
- Date on market: 7/1/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/20/2026 | Price change | $175,000-5.4%$129/sqft |
Source:  Iowa Great Lakes BOR #260753 Report a problem | ||
| 8/4/2026 | Price change | $185,000-5.1%$137/sqft |
Source: Iowa Great Lakes BOR #260753 Report a problem | ||
| 7/1/2026 | Listed for sale | $195,000$144/sqft |
Source: Iowa Great Lakes BOR #260753 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,360 +3.8% | $96,340 +1.2% |
| 2024 | $1,310 -2.7% | $95,210 |
| 2023 | $1,346 +12.4% | $95,210 +11.6% |
| 2022 | $1,198 -1.2% | $85,290 +12.2% |
| 2021 | $1,212 | $76,020 +4.2% |
| 2020 | $1,212 +14.6% | $72,930 |
| 2019 | $1,058 +1.9% | $72,930 +10.2% |
| 2018 | $1,038 | $66,150 -1.9% |
| 2017 | $1,038 -5.6% | $67,400 |
| 2016 | $1,100 -2% | $67,400 -1.7% |
| 2015 | $1,122 | $68,590 |
| 2014 | $1,122 +5.6% | $68,590 |
| 2013 | $1,062 +2.1% | -- |
| 2012 | $1,040 -1.1% | -- |
| 2011 | $1,052 +4.4% | -- |
| 2010 | $1,008 -3.1% | -- |
| 2009 | $1,040 +6.8% | -- |
| 2007 | $974 +26.2% | -- |
| 2005 | $772 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 51301
Nearby schools
Schools provided by the listing agent
- District: Spencer
Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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