Welcome to 228 Matties Way, an exquisite lakefront retreat that perfectly balances timeless elegance with modern sophistication. Completely renovated from 2023 to 2025, this stunning home showcases exceptional craftsmanship, designer finishes, and sweeping views of Lake Rangia. Every detail has been thoughtfully curated to create a residence that is both beautiful and highly functional. Step inside to an inviting open-concept interior where luxury and comfort meet -The designer kitchen has been totally transformed with custom cabinetry, premium quartz countertops, and top-of-the-line Sub-Zero, Cove, and Wolf appliances. Undermount lighting and a custom tile backsplash add both warmth and sophistication. In the living area, a new wood-burning fireplace with a custom cypress mantle and quartz-topped built-ins creates a cozy yet refined focal point, while the adjoining dining room features a brick accent wall that ties seamlessly into the home's design. The fully renovated bathrooms, including the master, Jack & Jill, and guest baths, feature high-end finishes and elegant detailing throughout. A custom ''Her's'' master closet provides a beautifully organized space with fully customized storage solutions. Throughout the home, you'll find new flooring, recessed lighting, designer fixtures, custom interior shutters, and solid two-panel doors with premium hardware. Every doorway, window, and baseboard has been finished with elegant, stacked header trim, and the entire interior - including ceilings, walls, and trim - has been freshly painted. A new Trane 5-ton HVAC system ensures year-round comfort and energy efficiency. The exterior has been equally transformed with every element upgraded for beauty, durability, and peace of mind -
All windows and doors have been replaced with hurricane-impact-rated models, complemented by hurricane-rated garage doors and a new roof installed in August 2021.
The screened back porch, finished with a pine tongue-and-groove ceiling and stone tile flooring, offers the perfect place to relax while enjoying tranquil lake views.
A new paver driveway, upgraded exterior lighting, and a rebuilt irrigation system complete the thoughtful exterior enhancements.
Set on one of the most desirable lots in Kelly Plantation, this property offers breathtaking views of Lake Rangia, a deep manicured backyard, and the serene beauty of the bird sanctuary beyond your porch. Best of all, it sits in Flood Zone X, so no flood insurance is required.
Located within the exclusive gated community of Kelly Plantation, residents enjoy world-class amenities including a meticulously maintained championship golf course, golf clubhouse with bar and grill, ballroom, and restaurant.
A separate Owner's Club offers spaces for meetings and events with both large and small rooms, full kitchen facilities, and a state-of-the-art fitness center. Outdoor recreation abounds with tennis, pickleball, and basketball courts, scenic nature trails, a dog park, and an equestrian center. Just a short golf cart ride away are Destin's iconic sugar-white beaches, along with the area's finest dining, boutique shopping, championship golf, and world-class fishing.
With every major system, finish, and detail recently updated, 228 Matties Way is truly move-in ready. This home embodies the perfect blend of luxury, functionality, and natural beauty - all in a serene and private lakefront setting within one of Destin's most sought-after communities.
For sale
$1,595,000
228 Matties Way, Destin, FL 32541
4beds
2,946sqft
Single Family Residence
Built in 1997
0.51 Acres Lot
$1,505,400 Zestimate®
$541/sqft
$-- HOA
What's special
Exquisite lakefront retreatDeep manicured backyardPremium quartz countertopsInviting open-concept interiorCustom cabinetryRebuilt irrigation systemDesigner kitchen
- 49 days |
- 552 |
- 23 |
Zillow last checked:
Listing updated:
Listed by:
Lisa A Collier 850-259-1745,
The Agency Northwest Florida Beaches,
Amy M Berry 850-830-2000,
The Agency Northwest Florida Beaches
Source: ECAOR,MLS#: 1003150
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Bedroom
- Level: First
- Area: 160.8 Square Feet
- Dimensions: 13.4 x 12
Bedroom
- Level: First
- Area: 147.4 Square Feet
- Dimensions: 11 x 13.4
Bedroom
- Level: First
- Area: 126.38 Square Feet
- Dimensions: 10.11 x 12.5
Primary bathroom
- Level: First
- Area: 159.98 Square Feet
- Dimensions: 14.4 x 11.11
Breakfast room
- Level: First
- Area: 129.8 Square Feet
- Dimensions: 11.8 x 11
Garage
- Level: First
- Area: 688.59 Square Feet
- Dimensions: 32.8 x 21
Heating
- Central, Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Kitchen Island, Newly Painted
- Flooring: Hardwood, Tile
- Windows: Plantation Shutters
- Has fireplace: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,946
- Total interior livable area: 2,946 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Attached garage spaces: 3
Features
- Stories: 1
- Patio & porch: Screened
- Exterior features: Sprinkler System
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Front
Lot
- Size: 0.51 Acres
- Dimensions: 119.47 x 248 x 28 x 225
- Features: Covenants, Sidewalk, Within 1/2 Mile to Water
Details
- Parcel number: 002S221355000F0010
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick
Condition
- Construction Complete,Renovated
- New construction: No
- Year built: 1997
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Community Room, Fitness Center, Fishing, Gated, Golf, Short Term Rental - Not Allowed, Picnic Area, Playground, Pool, Tennis Court(s), Waterfront, Pickleball
- Subdivision: KELLY PLANTATION S/D
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Management, Recreational Faclty, Security
Location
- Region: Destin
Financial & listing details
- Price per square foot: $541/sqft
- Tax assessed value: $764,590
- Annual tax amount: $6,142
- Date on market: 6/10/2026
- Road surface type: Paved
Estimated market value
$1,505,400
$1.43M - $1.58M
$4,100/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/10/2026 | Listed for sale | $1,595,000$541/sqft |
Source: | ||
| 5/30/2026 | Pending sale | $1,595,000$541/sqft |
Source: | ||
| 5/15/2026 | Listed for sale | $1,595,000-1.8%$541/sqft |
Source: | ||
| 12/23/2025 | Listing removed | $1,625,000$552/sqft |
Source: | ||
| 11/19/2025 | Price change | $1,625,000-3%$552/sqft |
Source: | ||
| 11/5/2025 | Listed for sale | $1,675,000+64.2%$569/sqft |
Source: | ||
| 1/5/2024 | Sold | $1,020,000-6.4%$346/sqft |
Source: | ||
| 11/9/2023 | Pending sale | $1,090,000$370/sqft |
Source: | ||
| 9/29/2023 | Price change | $1,090,000-8.8%$370/sqft |
Source: | ||
| 9/17/2023 | Listed for sale | $1,195,000$406/sqft |
Source: | ||
| 9/8/2023 | Pending sale | $1,195,000$406/sqft |
Source: | ||
| 7/7/2023 | Price change | $1,195,000-4.4%$406/sqft |
Source: | ||
| 6/20/2023 | Price change | $1,250,000-3.8%$424/sqft |
Source: | ||
| 6/5/2023 | Listed for sale | $1,300,000$441/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,253 +2.4% | $346,160 +3% |
| 2023 | $3,178 +2.3% | $336,078 +3% |
| 2022 | $3,105 -0.2% | $326,289 +3% |
| 2021 | $3,110 +0.7% | $316,785 +1.4% |
| 2020 | $3,089 +1% | $312,411 +2.3% |
| 2019 | $3,059 +0.7% | $305,387 +1.9% |
| 2018 | $3,037 | $299,693 +2.1% |
| 2017 | $3,037 +0.3% | $293,529 +2.1% |
| 2016 | $3,027 +2.8% | $287,492 +0.7% |
| 2015 | $2,945 -2.4% | $285,494 +0.8% |
| 2014 | $3,019 | $283,228 +1.5% |
| 2013 | -- | $279,042 -0.5% |
| 2012 | -- | $280,437 +3% |
| 2011 | -- | $272,269 +1.5% |
| 2010 | -- | $268,245 +2.7% |
| 2009 | -- | $261,193 +0.1% |
| 2008 | -- | $260,932 +3% |
| 2007 | -- | $253,332 +2.5% |
| 2006 | -- | $247,153 +3% |
| 2005 | -- | $239,954 +3% |
| 2004 | -- | $232,965 +1.9% |
| 2003 | -- | $228,621 +2.4% |
| 2002 | -- | $223,263 +1.6% |
| 2001 | -- | $219,747 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 9/10Destin Middle SchoolGrades: 5-8Distance: 1.2 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 11.7 mi
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 2.8 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Okaloosa County
- Destin
- 32541
- 228 Matties Way






