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For sale
    • Price cut: $5K (6/11)
    $194,900

    2289 Surf Rd Unit A6, Panacea, FL 32346

    2beds
    1,440sqft
    Condominium
    Built in 1992
    -- sqft lot
    $185,400 Zestimate®
    $135/sqft
    $800/mo HOA

    What's special

    Club houseWaterproof paintLifetime roof
    *One or more pictures are virtually enhanced/staged* Great opportunity to make this waterfront condo your own with cosmetic updates and personal touches. Enjoy three covered patios offering stunning sunrise and sunset views over the bay. Ideally located less than an hour from Tallahassee and just a quick drive to Mashes Sands boat landing, Alligator Point Beaches and Marina, St. George Island and the charming Appalachicola. Just a short golf cart ride to the convince store, Poseys Oyster Bar, and Angelos Restaurant. Enjoy easy access to local dining, beaches, boating, fishing, and scenic trails. HOA covers exterior insurance, flood insurance, exterior maintenance, pool, club house, fishing dock/pier, and pickle ball/tennis courts. The property features an oversized 22-ft garage with space for two vehicles, golf cart, jet skis, or a boat, ideal for embracing the coastal lifestyle. Exterior upgrades include a lifetime roof and waterproof paint, providing peace of mind and low-maintenance living. Whether you're searching for a full-time residence, vacation getaway, or investment opportunity, this property offers the perfect coastal blend of location, lifestyle, and value.
    121 days
    |
    1,893
    |
    69
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Katherine Searcy 850-766-1444,

    The Naumann Group Real Estate

    Source: TBR,MLS#: 397908MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Other, Pantry, Utility Room
      Primary bedroom
      • Dimensions: 17x13
      Bedroom 2
      • Dimensions: 17x12
      Dining room
      • Dimensions: 13x13
      Family room
      • Dimensions: 17x13
      Kitchen
      • Dimensions: 12x13
      Living room
      • Dimensions: 0x0
      Heating
      • Central, Electric, Wood
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Cooktop, Dishwasher, Oven, Range
      Features
      • Stall Shower, Primary Downstairs, Pantry, Walk-In Closet(s)
      • Flooring: Tile
      • Has fireplace: Yes
      Interior area
      • Total structure area: 1,440
      • Total interior livable area: 1,440 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Two Car Garage
      • Garage spaces: 2
      Features
      • Patio & porch: Covered, Deck, Patio, Porch
      • Has private pool: Yes
      • Pool features: Concrete, In Ground, Community
      • Fencing: Partial
      • Has view: Yes
      • View description: Bay
      • Has water view: Yes
      • Water view: Bay
      • Waterfront features: Bay Access
      Details
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Two Story,Traditional
      • Property subtype: Condominium
      Materials
      • Block, Other, Concrete, Stucco
      Condition
      • Year built: 1992

      Community & HOA

      Community
      • Features: Pool, Street Lights, Sidewalks, Tennis Court(s)
      • Subdivision: Bayside Villas of Panacea
      HOA
      • Has HOA: Yes
      • Services included: Clubhouse, Common Areas, Insurance, Maintenance Grounds, Maintenance Structure, Other, Pest Control, Pool(s)
      • HOA fee: $9,600 annually
      Location
      • Region: Panacea

      Financial & listing details

      • Price per square foot: $135/sqft
      • Date on market: 3/28/2026
      • Cumulative days on market: 122 days
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        $185,400

        $176,000 - $195,000

        $2,238/mo

        Price history

        DateEventPrice
        6/11/2026Price change$194,900-2.5%$135/sqft
        Source: TBR #397908 Report a problem
        5/23/2026Price change$199,900-2.5%$139/sqft
        Source: TBR #397908 Report a problem
        3/28/2026Listed for sale$205,000$142/sqft
        Source: TBR #397908 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32346

        Getting around

        0 / 100
        Car-Dependent
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: MEDART
        • Middle: WAKULLA
        • High: WAKULLA

        Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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