Price Improvement! Welcome to this beautifully updated 3-bedroom, 2-bath first-floor condo located in the highly sought-after 55+ community of On Top of the World in Clearwater, Florida. This move-in-ready unit features stunning luxury flooring throughout, fresh interior paint completed within the last year, a new impact-rated back door, and updated window blinds. The HVAC system was replaced in May 2022, offering peace of mind for years to come. This community offers a clubhouse, multiple pools, and excellent walkability throughout the neighborhood. Conveniently located just 9 miles from beautiful Gulf beaches and close to shopping, dining, and everyday essentials. If you've been waiting for the perfect opportunity to own in this desirable community, don't wait-this one will not last long!
For sale
Price cut: $5K (7/1)
$232,000
2296 Monaco Ln APT 10, Clearwater, FL 33763
3beds
1,325sqft
Condominium
Built in 1992
-- sqft lot
$225,100 Zestimate®
$175/sqft
$577/mo HOA
What's special
Stunning luxury flooring throughoutNew impact-rated back doorUpdated window blinds
- 107 days |
- 348 |
- 15 |
Zillow last checked:
Listing updated:
Listed by:
Karen Moore 812-201-1658,
COLDWELL BANKER REALTY 813-289-1712
Source: Stellar MLS,MLS#: TB8489809
Originating MLS: Suncoast Tampa

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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
Bedroom 2
- Features: Built-in Closet
- Level: First
Bedroom 3
- Features: Built-in Closet
- Level: First
Primary bathroom
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dryer, Washer
- Laundry: Laundry Room
Features
- Walk-In Closet(s)
- Flooring: Luxury Vinyl
- Has fireplace: No
Interior area
- Total structure area: 1,325
- Total interior livable area: 1,325 sqft
Video & virtual tour
Property
Features
- Levels: One
- Stories: 1
- Exterior features: None
Lot
- Size: 1.27 Acres
Details
- Parcel number: 312816641210650100
- Special conditions: None
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Block
- Foundation: Slab
- Roof: Other
Condition
- New construction: No
- Year built: 1992
Utilities & green energy
- Sewer: Public Sewer
- Water: None
- Utilities for property: Public
Community & HOA
Community
- Features: Clubhouse, Fitness Center, Gated Community - No Guard, Pool
- Pet fee: $0 monthly
- Senior community: Yes
- Subdivision: ON TOP OF THE WORLD
HOA
- Has HOA: Yes
- Services included: Cable TV, Pool Maintenance, Recreational Facilities, Sewer, Trash, Water
- HOA fee: $577 monthly
- HOA name: Dessa Barabba (CAM)
- HOA phone: 727-683-6981
Location
- Region: Clearwater
Financial & listing details
- Price per square foot: $175/sqft
- Tax assessed value: $202,770
- Annual tax amount: $2,559
- Date on market: 3/27/2026
- Cumulative days on market: 108 days
- Listing terms: Cash,Conventional,FHA
- Ownership: Condominium
- Total actual rent: 0
- Road surface type: Asphalt
Estimated market value
Zestimate®
$225,100
Estimated sales range
$214,000 - $236,000
Rent Zestimate®
$1,983/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/1/2026 | Price change | $232,000-2.1%$175/sqft |
Source: | ||
| 4/25/2026 | Price change | $237,000-2.1%$179/sqft |
Source: | ||
| 3/27/2026 | Listed for sale | $242,000+2.1%$183/sqft |
Source: | ||
| 5/10/2024 | Sold | $237,000-1.2%$179/sqft |
Source: | ||
| 4/9/2024 | Pending sale | $239,999$181/sqft |
Source: | ||
| 3/27/2024 | Listed for sale | $239,999+63.3%$181/sqft |
Source: | ||
| 9/4/2020 | Sold | $147,000$111/sqft |
Source: Public Record Report a problem | ||
| 6/5/2020 | Pending sale | $147,000$111/sqft |
Source: AMOROSE & ASSOCIATES REALTY #U8085360 Report a problem | ||
| 5/28/2020 | Listed for sale | $147,000$111/sqft |
Source: AMOROSE & ASSOCIATES REALTY #U8085360 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,859 -0.1% | $150,900 +3% |
| 2023 | $1,860 -1.9% | $146,505 +3% |
| 2022 | $1,897 -1.8% | $142,238 +3% |
| 2021 | $1,931 -22.3% | $138,095 +13.8% |
| 2020 | $2,486 +5.6% | $121,298 +7.6% |
| 2019 | $2,355 | $112,752 +2.5% |
| 2018 | $2,355 +4.4% | $109,990 +5.9% |
| 2017 | $2,255 +14.7% | $103,864 +8.2% |
| 2016 | $1,966 +11.1% | $95,951 +16.6% |
| 2015 | $1,770 +11.5% | $82,310 +16.1% |
| 2014 | $1,587 -0.6% | $70,891 +0.5% |
| 2013 | $1,597 +1.8% | $70,559 -0.7% |
| 2012 | $1,568 | $71,059 -6.8% |
| 2011 | -- | $76,273 -12.2% |
| 2010 | -- | $86,832 -14% |
| 2009 | -- | $101,011 -25.2% |
| 2008 | $2,705 | $135,100 -2.7% |
| 2007 | -- | $138,900 +32.5% |
| 2005 | -- | $104,800 +6.1% |
| 2004 | $2,224 +17% | $98,800 +19.2% |
| 2003 | $1,901 +5% | $82,900 +0.2% |
| 2002 | $1,811 | $82,700 +4.8% |
| 2001 | $1,811 +8.5% | $78,900 +5.2% |
| 2000 | $1,669 | $75,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 33763
Nearby schools
GreatSchools rating
- 8/10Leila Davis Elementary SchoolGrades: PK-5Distance: 1.9 mi
- 6/10Safety Harbor Middle SchoolGrades: 6-8Distance: 3.3 mi
- 5/10Dunedin High SchoolGrades: 9-12Distance: 2.3 mi
Schools provided by the listing agent
- Elementary: Leila G Davis Elementary-PN
- Middle: Safety Harbor Middle-PN
- High: Dunedin High-PN
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- 2296 Monaco Ln Apartment 10